vs

Side-by-side financial comparison of OR Royalties Inc. (OR) and SOUTHERN MISSOURI BANCORP, INC. (SMBC). Click either name above to swap in a different company.

SOUTHERN MISSOURI BANCORP, INC. is the larger business by last-quarter revenue ($49.6M vs $46.7M, roughly 1.1× OR Royalties Inc.).

OR Royalties Inc. is a Canadian company that holds royalties in gold, silver and diamond mines, principally in the form of net smelter returns and streams.Like its predecessor company, Osisko Mining, it is headquartered in Montreal, Quebec, with shares listed on the Toronto Stock Exchange and the New York Stock Exchange.

U.S. Bancorp is an American multinational banking institution headquartered in Minneapolis, Minnesota and incorporated in Delaware. It is the 5th-largest bank in the United States as of 2025. As the largest bank in the Midwestern United States, it is considered systemically important by the Financial Stability Board. It is the parent company of its primary operating entity, U.S. Bank National Association, which does business as U.S. Bank. The company provides banking, investment, mortgage, tr...

OR vs SMBC — Head-to-Head

Bigger by revenue
SMBC
SMBC
1.1× larger
SMBC
$49.6M
$46.7M
OR

Income Statement — Q2 FY2022 vs Q2 FY2026

Metric
OR
OR
SMBC
SMBC
Revenue
$46.7M
$49.6M
Net Profit
$18.1M
Gross Margin
Operating Margin
45.7%
Net Margin
36.6%
Revenue YoY
10.3%
Net Profit YoY
23.9%
EPS (diluted)
$1.62

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
OR
OR
SMBC
SMBC
Q4 25
$49.6M
Q3 25
$49.0M
Q2 25
$47.6M
Q1 25
$46.1M
Q4 24
$45.0M
Q3 24
$43.8M
Q2 24
$42.9M
Q1 24
$40.1M
Net Profit
OR
OR
SMBC
SMBC
Q4 25
$18.1M
Q3 25
$15.7M
Q2 25
$15.8M
Q1 25
$15.7M
Q4 24
$14.7M
Q3 24
$12.5M
Q2 24
$13.5M
Q1 24
$11.3M
Operating Margin
OR
OR
SMBC
SMBC
Q4 25
45.7%
Q3 25
39.7%
Q2 25
40.2%
Q1 25
43.0%
Q4 24
42.7%
Q3 24
36.1%
Q2 24
39.6%
Q1 24
35.3%
Net Margin
OR
OR
SMBC
SMBC
Q4 25
36.6%
Q3 25
31.9%
Q2 25
33.2%
Q1 25
34.0%
Q4 24
32.6%
Q3 24
28.4%
Q2 24
31.6%
Q1 24
28.2%
EPS (diluted)
OR
OR
SMBC
SMBC
Q4 25
$1.62
Q3 25
$1.38
Q2 25
$1.39
Q1 25
$1.39
Q4 24
$1.30
Q3 24
$1.10
Q2 24
$1.20
Q1 24
$0.99

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
OR
OR
SMBC
SMBC
Cash + ST InvestmentsLiquidity on hand
$134.1M
Total DebtLower is stronger
$222.8M
Stockholders' EquityBook value
$1.3B
$567.4M
Total Assets
$5.1B
Debt / EquityLower = less leverage
0.17×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
OR
OR
SMBC
SMBC
Q4 25
$134.1M
Q3 25
$124.1M
Q2 25
$192.9M
Q1 25
$226.9M
Q4 24
$145.8M
Q3 24
$75.3M
Q2 24
$60.9M
Q1 24
$168.3M
Stockholders' Equity
OR
OR
SMBC
SMBC
Q4 25
$567.4M
Q3 25
$560.2M
Q2 25
$544.7M
Q1 25
$528.8M
Q4 24
$512.4M
Q3 24
$505.6M
Q2 24
$488.7M
Q1 24
$479.6M
Total Assets
OR
OR
SMBC
SMBC
Q4 25
$5.1B
Q3 25
$5.0B
Q2 25
$5.0B
Q1 25
$5.0B
Q4 24
$4.9B
Q3 24
$4.7B
Q2 24
$4.6B
Q1 24
$4.6B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
OR
OR
SMBC
SMBC
Operating Cash FlowLast quarter
$21.3M
Free Cash FlowOCF − Capex
$20.2M
FCF MarginFCF / Revenue
40.6%
Capex IntensityCapex / Revenue
2.2%
Cash ConversionOCF / Net Profit
1.17×
TTM Free Cash FlowTrailing 4 quarters
$133.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
OR
OR
SMBC
SMBC
Q4 25
$21.3M
Q3 25
$16.3M
Q2 25
$81.6M
Q1 25
$24.1M
Q4 24
$20.1M
Q3 24
$10.0M
Q2 24
$70.3M
Q1 24
$23.9M
Free Cash Flow
OR
OR
SMBC
SMBC
Q4 25
$20.2M
Q3 25
$15.4M
Q2 25
$75.3M
Q1 25
$22.7M
Q4 24
$18.2M
Q3 24
$8.6M
Q2 24
$61.2M
Q1 24
$19.6M
FCF Margin
OR
OR
SMBC
SMBC
Q4 25
40.6%
Q3 25
31.4%
Q2 25
158.1%
Q1 25
49.3%
Q4 24
40.3%
Q3 24
19.5%
Q2 24
142.8%
Q1 24
48.8%
Capex Intensity
OR
OR
SMBC
SMBC
Q4 25
2.2%
Q3 25
1.8%
Q2 25
13.2%
Q1 25
3.0%
Q4 24
4.4%
Q3 24
3.3%
Q2 24
21.1%
Q1 24
10.8%
Cash Conversion
OR
OR
SMBC
SMBC
Q4 25
1.17×
Q3 25
1.04×
Q2 25
5.17×
Q1 25
1.54×
Q4 24
1.37×
Q3 24
0.80×
Q2 24
5.19×
Q1 24
2.11×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons