vs

Side-by-side financial comparison of OR Royalties Inc. (OR) and FIRST FINANCIAL CORP (THFF). Click either name above to swap in a different company.

FIRST FINANCIAL CORP is the larger business by last-quarter revenue ($70.5M vs $46.7M, roughly 1.5× OR Royalties Inc.).

OR Royalties Inc. is a Canadian company that holds royalties in gold, silver and diamond mines, principally in the form of net smelter returns and streams.Like its predecessor company, Osisko Mining, it is headquartered in Montreal, Quebec, with shares listed on the Toronto Stock Exchange and the New York Stock Exchange.

First American Financial Corporation is an American financial services company which provides title insurance and settlement services to the real estate and mortgage industries.

OR vs THFF — Head-to-Head

Bigger by revenue
THFF
THFF
1.5× larger
THFF
$70.5M
$46.7M
OR

Income Statement — Q2 FY2022 vs Q4 FY2025

Metric
OR
OR
THFF
THFF
Revenue
$46.7M
$70.5M
Net Profit
$21.5M
Gross Margin
Operating Margin
37.4%
Net Margin
30.4%
Revenue YoY
14.1%
Net Profit YoY
32.1%
EPS (diluted)
$1.81

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
OR
OR
THFF
THFF
Q4 25
$70.5M
Q3 25
$65.8M
Q2 25
$63.1M
Q1 25
$62.5M
Q4 24
$61.8M
Q3 24
$58.4M
Q2 24
$49.2M
Q1 24
$48.4M
Net Profit
OR
OR
THFF
THFF
Q4 25
$21.5M
Q3 25
$20.8M
Q2 25
$18.6M
Q1 25
$18.4M
Q4 24
$16.2M
Q3 24
$8.7M
Q2 24
$11.4M
Q1 24
$10.9M
Operating Margin
OR
OR
THFF
THFF
Q4 25
37.4%
Q3 25
39.2%
Q2 25
36.2%
Q1 25
38.1%
Q4 24
32.4%
Q3 24
17.9%
Q2 24
27.6%
Q1 24
27.2%
Net Margin
OR
OR
THFF
THFF
Q4 25
30.4%
Q3 25
31.6%
Q2 25
29.5%
Q1 25
29.5%
Q4 24
26.3%
Q3 24
15.0%
Q2 24
23.1%
Q1 24
22.6%
EPS (diluted)
OR
OR
THFF
THFF
Q4 25
$1.81
Q3 25
$1.75
Q2 25
$1.57
Q1 25
$1.55
Q4 24
$1.37
Q3 24
$0.74
Q2 24
$0.96
Q1 24
$0.93

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
OR
OR
THFF
THFF
Cash + ST InvestmentsLiquidity on hand
Total DebtLower is stronger
$222.8M
$188.2M
Stockholders' EquityBook value
$1.3B
$650.9M
Total Assets
$5.8B
Debt / EquityLower = less leverage
0.17×
0.29×

8-quarter trend — quarters aligned by calendar period.

Total Debt
OR
OR
THFF
THFF
Q4 25
$188.2M
Q3 25
$170.5M
Q2 25
$122.7M
Q1 25
$124.9M
Q4 24
$28.1M
Q3 24
$30.5M
Q2 24
$108.6M
Q1 24
$58.6M
Stockholders' Equity
OR
OR
THFF
THFF
Q4 25
$650.9M
Q3 25
$622.2M
Q2 25
$587.7M
Q1 25
$571.9M
Q4 24
$549.0M
Q3 24
$566.0M
Q2 24
$530.7M
Q1 24
$520.8M
Total Assets
OR
OR
THFF
THFF
Q4 25
$5.8B
Q3 25
$5.7B
Q2 25
$5.6B
Q1 25
$5.5B
Q4 24
$5.6B
Q3 24
$5.5B
Q2 24
$4.9B
Q1 24
$4.9B
Debt / Equity
OR
OR
THFF
THFF
Q4 25
0.29×
Q3 25
0.27×
Q2 25
0.21×
Q1 25
0.22×
Q4 24
0.05×
Q3 24
0.05×
Q2 24
0.20×
Q1 24
0.11×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
OR
OR
THFF
THFF
Operating Cash FlowLast quarter
$90.4M
Free Cash FlowOCF − Capex
$86.4M
FCF MarginFCF / Revenue
122.5%
Capex IntensityCapex / Revenue
5.6%
Cash ConversionOCF / Net Profit
4.21×
TTM Free Cash FlowTrailing 4 quarters
$144.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
OR
OR
THFF
THFF
Q4 25
$90.4M
Q3 25
$26.9M
Q2 25
$12.7M
Q1 25
$21.1M
Q4 24
$60.4M
Q3 24
$23.3M
Q2 24
$8.8M
Q1 24
$12.4M
Free Cash Flow
OR
OR
THFF
THFF
Q4 25
$86.4M
Q3 25
$25.8M
Q2 25
$11.6M
Q1 25
$20.5M
Q4 24
$54.3M
Q3 24
$19.5M
Q2 24
$8.4M
Q1 24
$11.5M
FCF Margin
OR
OR
THFF
THFF
Q4 25
122.5%
Q3 25
39.2%
Q2 25
18.4%
Q1 25
32.8%
Q4 24
87.8%
Q3 24
33.5%
Q2 24
17.2%
Q1 24
23.7%
Capex Intensity
OR
OR
THFF
THFF
Q4 25
5.6%
Q3 25
1.7%
Q2 25
1.8%
Q1 25
0.9%
Q4 24
9.9%
Q3 24
6.5%
Q2 24
0.7%
Q1 24
2.0%
Cash Conversion
OR
OR
THFF
THFF
Q4 25
4.21×
Q3 25
1.29×
Q2 25
0.68×
Q1 25
1.14×
Q4 24
3.72×
Q3 24
2.67×
Q2 24
0.77×
Q1 24
1.14×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons