vs
Side-by-side financial comparison of Oracle Corporation (ORCL) and PayPal (PYPL). Click either name above to swap in a different company.
Oracle Corporation is the larger business by last-quarter revenue ($16.1B vs $8.7B, roughly 1.9× PayPal). Oracle Corporation runs the higher net margin — 38.2% vs 16.6%, a 21.6% gap on every dollar of revenue. On growth, Oracle Corporation posted the faster year-over-year revenue change (14.2% vs 3.7%). PayPal produced more free cash flow last quarter ($2.2B vs $-10.0B). Over the past eight quarters, Oracle Corporation's revenue compounded faster (10.0% CAGR vs 6.2%).
An oracle is a person or thing considered to provide insight, wise counsel or prophetic predictions, most notably including precognition of the future, inspired by deities. If done through occultic means, it is a form of divination.
PayPalPYPLEarnings & Financial Report
PayPal Holdings, Inc. is an American multinational financial technology company operating an online payments system in the majority of countries that support online money transfers; it serves as an electronic alternative to traditional paper methods such as checks and money orders. The company operates as a payment processor for online vendors, auction sites and many other commercial and company users.
ORCL vs PYPL — Head-to-Head
Income Statement — Q2 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $16.1B | $8.7B |
| Net Profit | $6.1B | $1.4B |
| Gross Margin | — | — |
| Operating Margin | 29.5% | 17.4% |
| Net Margin | 38.2% | 16.6% |
| Revenue YoY | 14.2% | 3.7% |
| Net Profit YoY | 94.7% | 28.2% |
| EPS (diluted) | $2.10 | $1.53 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $16.1B | $8.7B | ||
| Q3 25 | $14.9B | $8.4B | ||
| Q2 25 | $15.9B | $8.3B | ||
| Q1 25 | $14.1B | $7.8B | ||
| Q4 24 | $14.1B | $8.4B | ||
| Q3 24 | $13.3B | $7.8B | ||
| Q2 24 | $14.3B | $7.9B | ||
| Q1 24 | $13.3B | $7.7B |
| Q4 25 | $6.1B | $1.4B | ||
| Q3 25 | $2.9B | $1.2B | ||
| Q2 25 | $3.4B | $1.3B | ||
| Q1 25 | $2.9B | $1.3B | ||
| Q4 24 | $3.2B | $1.1B | ||
| Q3 24 | $2.9B | $1.0B | ||
| Q2 24 | $3.1B | $1.1B | ||
| Q1 24 | $2.4B | $888.0M |
| Q4 25 | 29.5% | 17.4% | ||
| Q3 25 | 28.7% | 18.1% | ||
| Q2 25 | 32.1% | 18.1% | ||
| Q1 25 | 30.8% | 19.6% | ||
| Q4 24 | 30.0% | 17.2% | ||
| Q3 24 | 30.0% | 17.7% | ||
| Q2 24 | 32.8% | 16.8% | ||
| Q1 24 | 28.2% | 15.2% |
| Q4 25 | 38.2% | 16.6% | ||
| Q3 25 | 19.6% | 14.8% | ||
| Q2 25 | 21.5% | 15.2% | ||
| Q1 25 | 20.8% | 16.5% | ||
| Q4 24 | 22.4% | 13.4% | ||
| Q3 24 | 22.0% | 12.9% | ||
| Q2 24 | 22.0% | 14.3% | ||
| Q1 24 | 18.1% | 11.5% |
| Q4 25 | $2.10 | $1.53 | ||
| Q3 25 | $1.01 | $1.30 | ||
| Q2 25 | $1.19 | $1.29 | ||
| Q1 25 | $1.02 | $1.29 | ||
| Q4 24 | $1.10 | $1.09 | ||
| Q3 24 | $1.03 | $0.99 | ||
| Q2 24 | $1.11 | $1.08 | ||
| Q1 24 | $0.85 | $0.83 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $19.2B | $10.4B |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $30.0B | $20.3B |
| Total Assets | $205.0B | $80.2B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $19.2B | $10.4B | ||
| Q3 25 | $10.4B | $10.8B | ||
| Q2 25 | $10.8B | $10.0B | ||
| Q1 25 | $17.4B | $11.2B | ||
| Q4 24 | $10.9B | $10.8B | ||
| Q3 24 | $10.6B | $11.9B | ||
| Q2 24 | $10.5B | $13.6B | ||
| Q1 24 | $9.5B | $14.3B |
| Q4 25 | $30.0B | $20.3B | ||
| Q3 25 | $24.2B | $20.2B | ||
| Q2 25 | $20.5B | $20.2B | ||
| Q1 25 | $16.7B | $20.3B | ||
| Q4 24 | $13.7B | $20.4B | ||
| Q3 24 | $10.8B | $20.2B | ||
| Q2 24 | $8.7B | $20.6B | ||
| Q1 24 | $5.6B | $20.7B |
| Q4 25 | $205.0B | $80.2B | ||
| Q3 25 | $180.4B | $79.8B | ||
| Q2 25 | $168.4B | $79.8B | ||
| Q1 25 | $161.4B | $81.3B | ||
| Q4 24 | $148.5B | $81.6B | ||
| Q3 24 | $144.2B | $83.5B | ||
| Q2 24 | $141.0B | $84.0B | ||
| Q1 24 | $137.1B | $83.3B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $2.1B | $2.4B |
| Free Cash FlowOCF − Capex | $-10.0B | $2.2B |
| FCF MarginFCF / Revenue | -62.1% | 25.2% |
| Capex IntensityCapex / Revenue | 74.9% | 2.2% |
| Cash ConversionOCF / Net Profit | 0.34× | 1.66× |
| TTM Free Cash FlowTrailing 4 quarters | $-13.2B | $5.6B |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $2.1B | $2.4B | ||
| Q3 25 | $8.1B | $2.0B | ||
| Q2 25 | $6.2B | $898.0M | ||
| Q1 25 | $5.9B | $1.2B | ||
| Q4 24 | $1.3B | $2.4B | ||
| Q3 24 | $7.4B | $1.6B | ||
| Q2 24 | $6.1B | $1.5B | ||
| Q1 24 | $5.5B | $1.9B |
| Q4 25 | $-10.0B | $2.2B | ||
| Q3 25 | $-362.0M | $1.7B | ||
| Q2 25 | $-2.9B | $692.0M | ||
| Q1 25 | $71.0M | $964.0M | ||
| Q4 24 | $-2.7B | $2.2B | ||
| Q3 24 | $5.1B | $1.4B | ||
| Q2 24 | $3.3B | $1.4B | ||
| Q1 24 | $3.8B | $1.8B |
| Q4 25 | -62.1% | 25.2% | ||
| Q3 25 | -2.4% | 20.4% | ||
| Q2 25 | -18.4% | 8.3% | ||
| Q1 25 | 0.5% | 12.4% | ||
| Q4 24 | -19.0% | 26.2% | ||
| Q3 24 | 38.5% | 18.4% | ||
| Q2 24 | 23.0% | 17.3% | ||
| Q1 24 | 28.6% | 22.9% |
| Q4 25 | 74.9% | 2.2% | ||
| Q3 25 | 57.0% | 3.0% | ||
| Q2 25 | 57.1% | 2.5% | ||
| Q1 25 | 41.5% | 2.5% | ||
| Q4 24 | 28.2% | 2.4% | ||
| Q3 24 | 17.3% | 2.2% | ||
| Q2 24 | 19.6% | 2.0% | ||
| Q1 24 | 12.6% | 2.0% |
| Q4 25 | 0.34× | 1.66× | ||
| Q3 25 | 2.78× | 1.58× | ||
| Q2 25 | 1.80× | 0.71× | ||
| Q1 25 | 2.02× | 0.90× | ||
| Q4 24 | 0.41× | 2.14× | ||
| Q3 24 | 2.54× | 1.60× | ||
| Q2 24 | 1.93× | 1.35× | ||
| Q1 24 | 2.28× | 2.16× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ORCL
| Software Support | $4.9B | 31% |
| Cloud Infrastructure | $4.1B | 25% |
| Cloud Applications | $3.9B | 24% |
| Services Business | $1.4B | 9% |
| Software License | $939.0M | 6% |
| Hardware Business | $776.0M | 5% |
PYPL
| US | $4.9B | 57% |
| Non Us | $3.7B | 43% |
