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Side-by-side financial comparison of OLD REPUBLIC INTERNATIONAL CORP (ORI) and PACS Group, Inc. (PACS). Click either name above to swap in a different company.
OLD REPUBLIC INTERNATIONAL CORP is the larger business by last-quarter revenue ($2.4B vs $1.4B, roughly 1.8× PACS Group, Inc.). OLD REPUBLIC INTERNATIONAL CORP runs the higher net margin — 13.8% vs 4.4%, a 9.4% gap on every dollar of revenue. On growth, PACS Group, Inc. posted the faster year-over-year revenue change (18.4% vs 6.7%). Over the past eight quarters, PACS Group, Inc.'s revenue compounded faster (20.5% CAGR vs 13.2%).
Old Republic International Corporation is an American property insurance and title insurance company. The company is headquartered in Chicago, Illinois.
ORI vs PACS — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $2.4B | $1.4B |
| Net Profit | $330.0M | $59.7M |
| Gross Margin | — | — |
| Operating Margin | — | 7.0% |
| Net Margin | 13.8% | 4.4% |
| Revenue YoY | 6.7% | 18.4% |
| Net Profit YoY | 34.7% | 3022.5% |
| EPS (diluted) | — | $0.42 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $2.4B | — | ||
| Q4 25 | $2.4B | $1.4B | ||
| Q3 25 | $2.4B | $1.3B | ||
| Q2 25 | $2.2B | $1.3B | ||
| Q1 25 | $2.1B | $1.3B | ||
| Q4 24 | $2.0B | $1.1B | ||
| Q3 24 | $2.3B | $1.0B | ||
| Q2 24 | $1.9B | $981.4M |
| Q1 26 | $330.0M | — | ||
| Q4 25 | $206.5M | $59.7M | ||
| Q3 25 | $279.5M | $52.4M | ||
| Q2 25 | $204.4M | $51.0M | ||
| Q1 25 | $245.0M | $28.5M | ||
| Q4 24 | $105.3M | $1.9M | ||
| Q3 24 | $338.9M | $15.6M | ||
| Q2 24 | $91.8M | $-10.9M |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 17.1% | ||
| Q2 24 | — | 22.3% |
| Q1 26 | — | — | ||
| Q4 25 | — | 7.0% | ||
| Q3 25 | 14.6% | 6.4% | ||
| Q2 25 | 11.8% | 6.2% | ||
| Q1 25 | 14.6% | 3.8% | ||
| Q4 24 | — | 1.7% | ||
| Q3 24 | 18.2% | 2.2% | ||
| Q2 24 | 6.1% | 0.1% |
| Q1 26 | 13.8% | — | ||
| Q4 25 | 8.6% | 4.4% | ||
| Q3 25 | 11.5% | 3.9% | ||
| Q2 25 | 9.3% | 3.9% | ||
| Q1 25 | 11.6% | 2.2% | ||
| Q4 24 | 5.3% | 0.2% | ||
| Q3 24 | 14.5% | 1.5% | ||
| Q2 24 | 4.9% | -1.1% |
| Q1 26 | — | — | ||
| Q4 25 | $0.82 | $0.42 | ||
| Q3 25 | $1.11 | $0.32 | ||
| Q2 25 | $0.81 | $0.31 | ||
| Q1 25 | $0.98 | $0.17 | ||
| Q4 24 | $0.42 | $-0.03 | ||
| Q3 24 | $1.32 | $0.10 | ||
| Q2 24 | $0.35 | $-0.07 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $197.0M |
| Total DebtLower is stronger | — | $353.2M |
| Stockholders' EquityBook value | $5.9M | $946.8M |
| Total Assets | $29.6M | $5.6B |
| Debt / EquityLower = less leverage | — | 0.37× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $197.0M | ||
| Q3 25 | — | $355.7M | ||
| Q2 25 | — | $294.2M | ||
| Q1 25 | — | $287.5M | ||
| Q4 24 | — | $157.7M | ||
| Q3 24 | — | $49.5M | ||
| Q2 24 | — | $73.4M |
| Q1 26 | — | — | ||
| Q4 25 | — | $353.2M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $411.9M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | $5.9M | — | ||
| Q4 25 | $5.9B | $946.8M | ||
| Q3 25 | $6.4B | $871.3M | ||
| Q2 25 | $6.2B | $806.8M | ||
| Q1 25 | $5.9B | $750.2M | ||
| Q4 24 | $5.6B | $709.6M | ||
| Q3 24 | $6.4B | $660.0M | ||
| Q2 24 | $6.0B | $572.1M |
| Q1 26 | $29.6M | — | ||
| Q4 25 | $29.9B | $5.6B | ||
| Q3 25 | $30.3B | $5.6B | ||
| Q2 25 | $29.3B | $5.5B | ||
| Q1 25 | $28.0B | $5.5B | ||
| Q4 24 | $27.8B | $5.2B | ||
| Q3 24 | $28.8B | $4.5B | ||
| Q2 24 | $27.5B | $3.9B |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.37× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.58× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $-3.4M |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | — | -0.06× |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $234.9M | $-3.4M | ||
| Q3 25 | $563.9M | $204.8M | ||
| Q2 25 | $133.8M | $52.6M | ||
| Q1 25 | $231.7M | $150.2M | ||
| Q4 24 | $361.7M | $64.6M | ||
| Q3 24 | $474.8M | $209.2M | ||
| Q2 24 | $236.5M | $34.8M |
| Q1 26 | — | — | ||
| Q4 25 | 1.14× | -0.06× | ||
| Q3 25 | 2.02× | 3.91× | ||
| Q2 25 | 0.65× | 1.03× | ||
| Q1 25 | 0.95× | 5.28× | ||
| Q4 24 | 3.43× | 33.78× | ||
| Q3 24 | 1.40× | 13.39× | ||
| Q2 24 | 2.58× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ORI
| operating | $2.2B | 92% |
| Other | $201.8M | 8% |
PACS
Segment breakdown not available.
