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Side-by-side financial comparison of OLD REPUBLIC INTERNATIONAL CORP (ORI) and Ralph Lauren Corporation (RL). Click either name above to swap in a different company.

Ralph Lauren Corporation is the larger business by last-quarter revenue ($2.4B vs $2.4B, roughly 1.0× OLD REPUBLIC INTERNATIONAL CORP). Ralph Lauren Corporation runs the higher net margin — 15.0% vs 13.8%, a 1.3% gap on every dollar of revenue. On growth, Ralph Lauren Corporation posted the faster year-over-year revenue change (12.2% vs 6.7%). Over the past eight quarters, Ralph Lauren Corporation's revenue compounded faster (23.9% CAGR vs 13.2%).

Old Republic International Corporation is an American property insurance and title insurance company. The company is headquartered in Chicago, Illinois.

Ralph Lauren is an American fashion designer, philanthropist, and billionaire businessman, best known for founding the brand Ralph Lauren, a global multibillion-dollar enterprise. He stepped down as CEO of the company in September 2015 but remains executive chairman and chief creative officer. As of May 2025, his net worth is estimated at US$11.9 billion.

ORI vs RL — Head-to-Head

Bigger by revenue
RL
RL
1.0× larger
RL
$2.4B
$2.4B
ORI
Growing faster (revenue YoY)
RL
RL
+5.5% gap
RL
12.2%
6.7%
ORI
Higher net margin
RL
RL
1.3% more per $
RL
15.0%
13.8%
ORI
Faster 2-yr revenue CAGR
RL
RL
Annualised
RL
23.9%
13.2%
ORI

Income Statement — Q1 FY2026 vs Q3 FY2026

Metric
ORI
ORI
RL
RL
Revenue
$2.4B
$2.4B
Net Profit
$330.0M
$361.6M
Gross Margin
69.9%
Operating Margin
19.6%
Net Margin
13.8%
15.0%
Revenue YoY
6.7%
12.2%
Net Profit YoY
-145.5%
21.6%
EPS (diluted)
$5.82

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ORI
ORI
RL
RL
Q1 26
$2.4B
Q4 25
$2.4B
$2.4B
Q3 25
$2.4B
$2.0B
Q2 25
$2.2B
$1.7B
Q1 25
$2.1B
$1.7B
Q4 24
$2.0B
$2.1B
Q3 24
$2.3B
$1.7B
Q2 24
$1.9B
$1.5B
Net Profit
ORI
ORI
RL
RL
Q1 26
$330.0M
Q4 25
$206.5M
$361.6M
Q3 25
$279.5M
$207.5M
Q2 25
$204.4M
$220.4M
Q1 25
$245.0M
$129.0M
Q4 24
$105.3M
$297.4M
Q3 24
$338.9M
$147.9M
Q2 24
$91.8M
$168.6M
Gross Margin
ORI
ORI
RL
RL
Q1 26
Q4 25
69.9%
Q3 25
68.0%
Q2 25
72.3%
Q1 25
68.7%
Q4 24
68.4%
Q3 24
67.0%
Q2 24
70.5%
Operating Margin
ORI
ORI
RL
RL
Q1 26
Q4 25
19.6%
Q3 25
14.6%
12.2%
Q2 25
11.8%
15.9%
Q1 25
14.6%
9.1%
Q4 24
18.2%
Q3 24
18.2%
10.4%
Q2 24
6.1%
13.8%
Net Margin
ORI
ORI
RL
RL
Q1 26
13.8%
Q4 25
8.6%
15.0%
Q3 25
11.5%
10.3%
Q2 25
9.3%
12.8%
Q1 25
11.6%
7.6%
Q4 24
5.3%
13.9%
Q3 24
14.5%
8.6%
Q2 24
4.9%
11.1%
EPS (diluted)
ORI
ORI
RL
RL
Q1 26
Q4 25
$0.82
$5.82
Q3 25
$1.11
$3.32
Q2 25
$0.81
$3.52
Q1 25
$0.98
$2.03
Q4 24
$0.42
$4.66
Q3 24
$1.32
$2.31
Q2 24
$0.35
$2.61

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ORI
ORI
RL
RL
Cash + ST InvestmentsLiquidity on hand
$2.3B
Total DebtLower is stronger
Stockholders' EquityBook value
$5.9M
$2.9B
Total Assets
$29.6M
$7.8B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ORI
ORI
RL
RL
Q1 26
Q4 25
$2.3B
Q3 25
$1.6B
Q2 25
$2.3B
Q1 25
$2.1B
Q4 24
$2.1B
Q3 24
$1.7B
Q2 24
$1.8B
Stockholders' Equity
ORI
ORI
RL
RL
Q1 26
$5.9M
Q4 25
$5.9B
$2.9B
Q3 25
$6.4B
$2.6B
Q2 25
$6.2B
$2.5B
Q1 25
$5.9B
$2.6B
Q4 24
$5.6B
$2.5B
Q3 24
$6.4B
$2.4B
Q2 24
$6.0B
$2.4B
Total Assets
ORI
ORI
RL
RL
Q1 26
$29.6M
Q4 25
$29.9B
$7.8B
Q3 25
$30.3B
$7.3B
Q2 25
$29.3B
$7.8B
Q1 25
$28.0B
$7.0B
Q4 24
$27.8B
$7.1B
Q3 24
$28.8B
$6.8B
Q2 24
$27.5B
$6.6B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ORI
ORI
RL
RL
Operating Cash FlowLast quarter
$779.6M
Free Cash FlowOCF − Capex
$704.0M
FCF MarginFCF / Revenue
29.3%
Capex IntensityCapex / Revenue
3.1%
Cash ConversionOCF / Net Profit
2.16×
TTM Free Cash FlowTrailing 4 quarters
$694.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ORI
ORI
RL
RL
Q1 26
Q4 25
$234.9M
$779.6M
Q3 25
$563.9M
$53.2M
Q2 25
$133.8M
$176.1M
Q1 25
$231.7M
$122.2M
Q4 24
$361.7M
$738.4M
Q3 24
$474.8M
$97.2M
Q2 24
$236.5M
$277.3M
Free Cash Flow
ORI
ORI
RL
RL
Q1 26
Q4 25
$704.0M
Q3 25
$-40.6M
Q2 25
$-11.2M
Q1 25
$42.3M
Q4 24
$677.2M
Q3 24
$55.5M
Q2 24
$243.9M
FCF Margin
ORI
ORI
RL
RL
Q1 26
Q4 25
29.3%
Q3 25
-2.0%
Q2 25
-0.7%
Q1 25
2.5%
Q4 24
31.6%
Q3 24
3.2%
Q2 24
16.1%
Capex Intensity
ORI
ORI
RL
RL
Q1 26
Q4 25
3.1%
Q3 25
4.7%
Q2 25
10.9%
Q1 25
4.7%
Q4 24
2.9%
Q3 24
2.4%
Q2 24
2.2%
Cash Conversion
ORI
ORI
RL
RL
Q1 26
Q4 25
1.14×
2.16×
Q3 25
2.02×
0.26×
Q2 25
0.65×
0.80×
Q1 25
0.95×
0.95×
Q4 24
3.43×
2.48×
Q3 24
1.40×
0.66×
Q2 24
2.58×
1.64×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ORI
ORI

operating$2.2B92%
net investment gains$201.8M8%

RL
RL

Segment breakdown not available.

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