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Side-by-side financial comparison of OLD REPUBLIC INTERNATIONAL CORP (ORI) and RXO, Inc. (RXO). Click either name above to swap in a different company.
OLD REPUBLIC INTERNATIONAL CORP is the larger business by last-quarter revenue ($2.4B vs $1.5B, roughly 1.6× RXO, Inc.). OLD REPUBLIC INTERNATIONAL CORP runs the higher net margin — 13.8% vs -3.1%, a 16.9% gap on every dollar of revenue. On growth, OLD REPUBLIC INTERNATIONAL CORP posted the faster year-over-year revenue change (6.7% vs -11.9%). Over the past eight quarters, RXO, Inc.'s revenue compounded faster (26.8% CAGR vs 13.2%).
Old Republic International Corporation is an American property insurance and title insurance company. The company is headquartered in Chicago, Illinois.
RXO, Inc. is a leading transportation and logistics solutions provider headquartered in the United States. Its core service portfolio includes freight brokerage, last-mile delivery for heavy and bulky goods, managed transportation services, and end-to-end supply chain optimization support, primarily catering to clients across the North American manufacturing, retail, and e-commerce segments.
ORI vs RXO — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $2.4B | $1.5B |
| Net Profit | $330.0M | $-46.0M |
| Gross Margin | — | — |
| Operating Margin | — | -2.9% |
| Net Margin | 13.8% | -3.1% |
| Revenue YoY | 6.7% | -11.9% |
| Net Profit YoY | 34.7% | -84.0% |
| EPS (diluted) | — | $-0.28 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $2.4B | — | ||
| Q4 25 | $2.4B | $1.5B | ||
| Q3 25 | $2.4B | $1.4B | ||
| Q2 25 | $2.2B | $1.4B | ||
| Q1 25 | $2.1B | $1.4B | ||
| Q4 24 | $2.0B | $1.7B | ||
| Q3 24 | $2.3B | $1.0B | ||
| Q2 24 | $1.9B | $930.0M |
| Q1 26 | $330.0M | — | ||
| Q4 25 | $206.5M | $-46.0M | ||
| Q3 25 | $279.5M | $-14.0M | ||
| Q2 25 | $204.4M | $-9.0M | ||
| Q1 25 | $245.0M | $-31.0M | ||
| Q4 24 | $105.3M | $-25.0M | ||
| Q3 24 | $338.9M | $-243.0M | ||
| Q2 24 | $91.8M | $-7.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | -2.9% | ||
| Q3 25 | 14.6% | -0.5% | ||
| Q2 25 | 11.8% | — | ||
| Q1 25 | 14.6% | -2.1% | ||
| Q4 24 | — | -1.4% | ||
| Q3 24 | 18.2% | -1.9% | ||
| Q2 24 | 6.1% | — |
| Q1 26 | 13.8% | — | ||
| Q4 25 | 8.6% | -3.1% | ||
| Q3 25 | 11.5% | -1.0% | ||
| Q2 25 | 9.3% | -0.6% | ||
| Q1 25 | 11.6% | -2.2% | ||
| Q4 24 | 5.3% | -1.5% | ||
| Q3 24 | 14.5% | -23.4% | ||
| Q2 24 | 4.9% | -0.8% |
| Q1 26 | — | — | ||
| Q4 25 | $0.82 | $-0.28 | ||
| Q3 25 | $1.11 | $-0.08 | ||
| Q2 25 | $0.81 | $-0.05 | ||
| Q1 25 | $0.98 | $-0.18 | ||
| Q4 24 | $0.42 | $-0.17 | ||
| Q3 24 | $1.32 | $-1.81 | ||
| Q2 24 | $0.35 | $-0.06 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $17.0M |
| Total DebtLower is stronger | — | $387.0M |
| Stockholders' EquityBook value | $5.9M | $1.5B |
| Total Assets | $29.6M | $3.3B |
| Debt / EquityLower = less leverage | — | 0.25× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $17.0M | ||
| Q3 25 | — | $25.0M | ||
| Q2 25 | — | $18.0M | ||
| Q1 25 | — | $16.0M | ||
| Q4 24 | — | $35.0M | ||
| Q3 24 | — | $55.0M | ||
| Q2 24 | — | $7.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | $387.0M | ||
| Q3 25 | — | $387.0M | ||
| Q2 25 | — | $387.0M | ||
| Q1 25 | — | $387.0M | ||
| Q4 24 | — | $351.0M | ||
| Q3 24 | — | $352.0M | ||
| Q2 24 | — | $370.0M |
| Q1 26 | $5.9M | — | ||
| Q4 25 | $5.9B | $1.5B | ||
| Q3 25 | $6.4B | $1.6B | ||
| Q2 25 | $6.2B | $1.6B | ||
| Q1 25 | $5.9B | $1.6B | ||
| Q4 24 | $5.6B | $1.6B | ||
| Q3 24 | $6.4B | $1.7B | ||
| Q2 24 | $6.0B | $579.0M |
| Q1 26 | $29.6M | — | ||
| Q4 25 | $29.9B | $3.3B | ||
| Q3 25 | $30.3B | $3.2B | ||
| Q2 25 | $29.3B | $3.2B | ||
| Q1 25 | $28.0B | $3.3B | ||
| Q4 24 | $27.8B | $3.4B | ||
| Q3 24 | $28.8B | $3.4B | ||
| Q2 24 | $27.5B | $1.8B |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.25× | ||
| Q3 25 | — | 0.24× | ||
| Q2 25 | — | 0.24× | ||
| Q1 25 | — | 0.24× | ||
| Q4 24 | — | 0.22× | ||
| Q3 24 | — | 0.21× | ||
| Q2 24 | — | 0.64× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $7.0M |
| Free Cash FlowOCF − Capex | — | $-9.0M |
| FCF MarginFCF / Revenue | — | -0.6% |
| Capex IntensityCapex / Revenue | — | 1.1% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $-8.0M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $234.9M | $7.0M | ||
| Q3 25 | $563.9M | $23.0M | ||
| Q2 25 | $133.8M | $23.0M | ||
| Q1 25 | $231.7M | $-2.0M | ||
| Q4 24 | $361.7M | $-7.0M | ||
| Q3 24 | $474.8M | $-7.0M | ||
| Q2 24 | $236.5M | $-5.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | $-9.0M | ||
| Q3 25 | — | $9.0M | ||
| Q2 25 | — | $9.0M | ||
| Q1 25 | — | $-17.0M | ||
| Q4 24 | — | $-19.0M | ||
| Q3 24 | — | $-18.0M | ||
| Q2 24 | — | $-16.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | -0.6% | ||
| Q3 25 | — | 0.6% | ||
| Q2 25 | — | 0.6% | ||
| Q1 25 | — | -1.2% | ||
| Q4 24 | — | -1.1% | ||
| Q3 24 | — | -1.7% | ||
| Q2 24 | — | -1.7% |
| Q1 26 | — | — | ||
| Q4 25 | — | 1.1% | ||
| Q3 25 | — | 1.0% | ||
| Q2 25 | — | 1.0% | ||
| Q1 25 | — | 1.0% | ||
| Q4 24 | — | 0.7% | ||
| Q3 24 | — | 1.1% | ||
| Q2 24 | — | 1.2% |
| Q1 26 | — | — | ||
| Q4 25 | 1.14× | — | ||
| Q3 25 | 2.02× | — | ||
| Q2 25 | 0.65× | — | ||
| Q1 25 | 0.95× | — | ||
| Q4 24 | 3.43× | — | ||
| Q3 24 | 1.40× | — | ||
| Q2 24 | 2.58× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ORI
| operating | $2.2B | 92% |
| Other | $201.8M | 8% |
RXO
| Retail Sector | $546.0M | 37% |
| Last Mile | $298.0M | 20% |
| Food And Beverage Sector | $225.0M | 15% |
| Other Sector | $185.0M | 13% |
| Managed Transportation | $133.0M | 9% |
| Automotive Sector | $93.0M | 6% |
