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Side-by-side financial comparison of OLD REPUBLIC INTERNATIONAL CORP (ORI) and Snap-on (SNA). Click either name above to swap in a different company.
OLD REPUBLIC INTERNATIONAL CORP is the larger business by last-quarter revenue ($2.4B vs $1.2B, roughly 2.0× Snap-on). Snap-on runs the higher net margin — 21.3% vs 13.8%, a 7.6% gap on every dollar of revenue. On growth, OLD REPUBLIC INTERNATIONAL CORP posted the faster year-over-year revenue change (6.7% vs 2.7%). Over the past eight quarters, OLD REPUBLIC INTERNATIONAL CORP's revenue compounded faster (13.2% CAGR vs 2.0%).
Old Republic International Corporation is an American property insurance and title insurance company. The company is headquartered in Chicago, Illinois.
Snap-on Incorporated is an American designer, manufacturer, and marketer of high-end tools and equipment for professional use in the transportation industry, including the automotive, heavy duty, equipment, marine, aviation, and railroad industries. Headquartered in Kenosha, Wisconsin, since 1930, Snap-on also distributes lower-end tools under the brand name Blue-Point. Their primary competitors include Matco, Mac Tools, and Cornwell Tools.
ORI vs SNA — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $2.4B | $1.2B |
| Net Profit | $330.0M | $260.7M |
| Gross Margin | — | — |
| Operating Margin | — | 27.8% |
| Net Margin | 13.8% | 21.3% |
| Revenue YoY | 6.7% | 2.7% |
| Net Profit YoY | — | 1.0% |
| EPS (diluted) | — | $4.94 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $2.4B | — | ||
| Q4 25 | $2.4B | $1.2B | ||
| Q3 25 | $2.4B | $1.2B | ||
| Q2 25 | $2.2B | $1.2B | ||
| Q1 25 | $2.1B | $1.1B | ||
| Q4 24 | $2.0B | $1.2B | ||
| Q3 24 | $2.3B | $1.1B | ||
| Q2 24 | $1.9B | $1.2B |
| Q1 26 | $330.0M | — | ||
| Q4 25 | $206.5M | $260.7M | ||
| Q3 25 | $279.5M | $265.4M | ||
| Q2 25 | $204.4M | $250.3M | ||
| Q1 25 | $245.0M | $240.5M | ||
| Q4 24 | $105.3M | $258.1M | ||
| Q3 24 | $338.9M | $251.1M | ||
| Q2 24 | $91.8M | $271.2M |
| Q1 26 | — | — | ||
| Q4 25 | — | 27.8% | ||
| Q3 25 | 14.6% | 29.4% | ||
| Q2 25 | 11.8% | 28.0% | ||
| Q1 25 | 14.6% | 27.7% | ||
| Q4 24 | — | 27.9% | ||
| Q3 24 | 18.2% | 28.4% | ||
| Q2 24 | 6.1% | 29.9% |
| Q1 26 | 13.8% | — | ||
| Q4 25 | 8.6% | 21.3% | ||
| Q3 25 | 11.5% | 22.5% | ||
| Q2 25 | 9.3% | 21.4% | ||
| Q1 25 | 11.6% | 21.2% | ||
| Q4 24 | 5.3% | 21.7% | ||
| Q3 24 | 14.5% | 22.0% | ||
| Q2 24 | 4.9% | 23.1% |
| Q1 26 | — | — | ||
| Q4 25 | $0.82 | $4.94 | ||
| Q3 25 | $1.11 | $5.02 | ||
| Q2 25 | $0.81 | $4.72 | ||
| Q1 25 | $0.98 | $4.51 | ||
| Q4 24 | $0.42 | $4.83 | ||
| Q3 24 | $1.32 | $4.70 | ||
| Q2 24 | $0.35 | $5.07 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $5.9M | — |
| Total Assets | $29.6M | — |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | $1.5B | ||
| Q2 25 | — | $1.5B | ||
| Q1 25 | — | $1.4B | ||
| Q4 24 | — | $1.4B | ||
| Q3 24 | — | $1.3B | ||
| Q2 24 | — | $1.2B |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | $1.2B | ||
| Q2 25 | — | $1.2B | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $1.2B | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | $5.9M | — | ||
| Q4 25 | $5.9B | — | ||
| Q3 25 | $6.4B | $5.8B | ||
| Q2 25 | $6.2B | $5.7B | ||
| Q1 25 | $5.9B | $5.5B | ||
| Q4 24 | $5.6B | $5.4B | ||
| Q3 24 | $6.4B | $5.5B | ||
| Q2 24 | $6.0B | $5.3B |
| Q1 26 | $29.6M | — | ||
| Q4 25 | $29.9B | — | ||
| Q3 25 | $30.3B | $8.4B | ||
| Q2 25 | $29.3B | $8.2B | ||
| Q1 25 | $28.0B | $8.1B | ||
| Q4 24 | $27.8B | $7.9B | ||
| Q3 24 | $28.8B | $8.0B | ||
| Q2 24 | $27.5B | $7.8B |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 0.21× | ||
| Q2 25 | — | 0.21× | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.22× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $268.1M |
| Free Cash FlowOCF − Capex | — | $254.6M |
| FCF MarginFCF / Revenue | — | 20.8% |
| Capex IntensityCapex / Revenue | — | 1.1% |
| Cash ConversionOCF / Net Profit | — | 1.03× |
| TTM Free Cash FlowTrailing 4 quarters | — | $1.0B |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $234.9M | $268.1M | ||
| Q3 25 | $563.9M | $277.9M | ||
| Q2 25 | $133.8M | $237.2M | ||
| Q1 25 | $231.7M | $298.5M | ||
| Q4 24 | $361.7M | $293.5M | ||
| Q3 24 | $474.8M | $274.2M | ||
| Q2 24 | $236.5M | $301.1M |
| Q1 26 | — | — | ||
| Q4 25 | — | $254.6M | ||
| Q3 25 | — | $258.0M | ||
| Q2 25 | — | $217.5M | ||
| Q1 25 | — | $275.6M | ||
| Q4 24 | — | $275.4M | ||
| Q3 24 | — | $253.8M | ||
| Q2 24 | — | $277.9M |
| Q1 26 | — | — | ||
| Q4 25 | — | 20.8% | ||
| Q3 25 | — | 21.8% | ||
| Q2 25 | — | 18.6% | ||
| Q1 25 | — | 24.3% | ||
| Q4 24 | — | 23.1% | ||
| Q3 24 | — | 22.3% | ||
| Q2 24 | — | 23.7% |
| Q1 26 | — | — | ||
| Q4 25 | — | 1.1% | ||
| Q3 25 | — | 1.7% | ||
| Q2 25 | — | 1.7% | ||
| Q1 25 | — | 2.0% | ||
| Q4 24 | — | 1.5% | ||
| Q3 24 | — | 1.8% | ||
| Q2 24 | — | 2.0% |
| Q1 26 | — | — | ||
| Q4 25 | 1.14× | 1.03× | ||
| Q3 25 | 2.02× | 1.05× | ||
| Q2 25 | 0.65× | 0.95× | ||
| Q1 25 | 0.95× | 1.24× | ||
| Q4 24 | 3.43× | 1.14× | ||
| Q3 24 | 1.40× | 1.09× | ||
| Q2 24 | 2.58× | 1.11× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ORI
| operating | $2.2B | 92% |
| net investment gains | $201.8M | 8% |
SNA
Segment breakdown not available.
