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Side-by-side financial comparison of OLD REPUBLIC INTERNATIONAL CORP (ORI) and Snowflake Inc. (SNOW). Click either name above to swap in a different company.
OLD REPUBLIC INTERNATIONAL CORP is the larger business by last-quarter revenue ($2.4B vs $1.2B, roughly 2.0× Snowflake Inc.). OLD REPUBLIC INTERNATIONAL CORP runs the higher net margin — 13.8% vs -24.2%, a 38.0% gap on every dollar of revenue. On growth, Snowflake Inc. posted the faster year-over-year revenue change (28.7% vs 6.7%). Over the past eight quarters, Snowflake Inc.'s revenue compounded faster (25.1% CAGR vs 13.2%).
Old Republic International Corporation is an American property insurance and title insurance company. The company is headquartered in Chicago, Illinois.
Snowflake Inc. is an American cloud-based data platform company founded in San Mateo, California, and headquartered in Bozeman, Montana. It operates a platform that supports data analysis and simultaneous access to data sets with minimal latency. It operates on Amazon Web Services, Microsoft Azure, and Google Cloud Platform.
ORI vs SNOW — Head-to-Head
Income Statement — Q1 FY2026 vs Q3 FY2026
| Metric | | |
|---|---|---|
| Revenue | $2.4B | $1.2B |
| Net Profit | $330.0M | $-294.0M |
| Gross Margin | — | 67.8% |
| Operating Margin | — | -27.2% |
| Net Margin | 13.8% | -24.2% |
| Revenue YoY | 6.7% | 28.7% |
| Net Profit YoY | -145.5% | 9.4% |
| EPS (diluted) | — | $-0.87 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $2.4B | — | ||
| Q4 25 | $2.4B | $1.2B | ||
| Q3 25 | $2.4B | $1.1B | ||
| Q2 25 | $2.2B | $1.0B | ||
| Q1 25 | $2.1B | $986.8M | ||
| Q4 24 | $2.0B | $942.1M | ||
| Q3 24 | $2.3B | $868.8M | ||
| Q2 24 | $1.9B | $828.7M |
| Q1 26 | $330.0M | — | ||
| Q4 25 | $206.5M | $-294.0M | ||
| Q3 25 | $279.5M | $-298.0M | ||
| Q2 25 | $204.4M | $-430.1M | ||
| Q1 25 | $245.0M | $-327.5M | ||
| Q4 24 | $105.3M | $-324.3M | ||
| Q3 24 | $338.9M | $-316.9M | ||
| Q2 24 | $91.8M | $-317.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | 67.8% | ||
| Q3 25 | — | 67.5% | ||
| Q2 25 | — | 66.5% | ||
| Q1 25 | — | 66.2% | ||
| Q4 24 | — | 65.9% | ||
| Q3 24 | — | 66.8% | ||
| Q2 24 | — | 67.1% |
| Q1 26 | — | — | ||
| Q4 25 | — | -27.2% | ||
| Q3 25 | 14.6% | -29.7% | ||
| Q2 25 | 11.8% | -42.9% | ||
| Q1 25 | 14.6% | -39.2% | ||
| Q4 24 | — | -38.8% | ||
| Q3 24 | 18.2% | -40.9% | ||
| Q2 24 | 6.1% | -42.1% |
| Q1 26 | 13.8% | — | ||
| Q4 25 | 8.6% | -24.2% | ||
| Q3 25 | 11.5% | -26.0% | ||
| Q2 25 | 9.3% | -41.3% | ||
| Q1 25 | 11.6% | -33.2% | ||
| Q4 24 | 5.3% | -34.4% | ||
| Q3 24 | 14.5% | -36.5% | ||
| Q2 24 | 4.9% | -38.3% |
| Q1 26 | — | — | ||
| Q4 25 | $0.82 | $-0.87 | ||
| Q3 25 | $1.11 | $-0.89 | ||
| Q2 25 | $0.81 | $-1.29 | ||
| Q1 25 | $0.98 | $-0.98 | ||
| Q4 24 | $0.42 | $-0.98 | ||
| Q3 24 | $1.32 | $-0.95 | ||
| Q2 24 | $0.35 | $-0.95 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $1.9B |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $5.9M | $2.1B |
| Total Assets | $29.6M | $8.2B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $1.9B | ||
| Q3 25 | — | $1.9B | ||
| Q2 25 | — | $2.2B | ||
| Q1 25 | — | $2.6B | ||
| Q4 24 | — | $2.1B | ||
| Q3 24 | — | $1.3B | ||
| Q2 24 | — | $1.3B |
| Q1 26 | $5.9M | — | ||
| Q4 25 | $5.9B | $2.1B | ||
| Q3 25 | $6.4B | $2.4B | ||
| Q2 25 | $6.2B | $2.4B | ||
| Q1 25 | $5.9B | $3.0B | ||
| Q4 24 | $5.6B | $2.9B | ||
| Q3 24 | $6.4B | $4.1B | ||
| Q2 24 | $6.0B | $4.6B |
| Q1 26 | $29.6M | — | ||
| Q4 25 | $29.9B | $8.2B | ||
| Q3 25 | $30.3B | $8.2B | ||
| Q2 25 | $29.3B | $8.2B | ||
| Q1 25 | $28.0B | $9.0B | ||
| Q4 24 | $27.8B | $8.2B | ||
| Q3 24 | $28.8B | $6.9B | ||
| Q2 24 | $27.5B | $7.3B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $137.5M |
| Free Cash FlowOCF − Capex | — | $113.6M |
| FCF MarginFCF / Revenue | — | 9.4% |
| Capex IntensityCapex / Revenue | — | 2.0% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $776.7M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $234.9M | $137.5M | ||
| Q3 25 | $563.9M | $74.9M | ||
| Q2 25 | $133.8M | $228.4M | ||
| Q1 25 | $231.7M | $432.7M | ||
| Q4 24 | $361.7M | $101.7M | ||
| Q3 24 | $474.8M | $69.9M | ||
| Q2 24 | $236.5M | $355.5M |
| Q1 26 | — | — | ||
| Q4 25 | — | $113.6M | ||
| Q3 25 | — | $58.2M | ||
| Q2 25 | — | $183.4M | ||
| Q1 25 | — | $421.4M | ||
| Q4 24 | — | $88.3M | ||
| Q3 24 | — | $64.8M | ||
| Q2 24 | — | $338.9M |
| Q1 26 | — | — | ||
| Q4 25 | — | 9.4% | ||
| Q3 25 | — | 5.1% | ||
| Q2 25 | — | 17.6% | ||
| Q1 25 | — | 42.7% | ||
| Q4 24 | — | 9.4% | ||
| Q3 24 | — | 7.5% | ||
| Q2 24 | — | 40.9% |
| Q1 26 | — | — | ||
| Q4 25 | — | 2.0% | ||
| Q3 25 | — | 1.5% | ||
| Q2 25 | — | 4.3% | ||
| Q1 25 | — | 1.1% | ||
| Q4 24 | — | 1.4% | ||
| Q3 24 | — | 0.6% | ||
| Q2 24 | — | 2.0% |
| Q1 26 | — | — | ||
| Q4 25 | 1.14× | — | ||
| Q3 25 | 2.02× | — | ||
| Q2 25 | 0.65× | — | ||
| Q1 25 | 0.95× | — | ||
| Q4 24 | 3.43× | — | ||
| Q3 24 | 1.40× | — | ||
| Q2 24 | 2.58× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ORI
| operating | $2.2B | 92% |
| net investment gains | $201.8M | 8% |
SNOW
| Products | $1.2B | 96% |
| Professional Services And Other | $54.5M | 4% |
| Related Party | $6.7M | 1% |
