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Side-by-side financial comparison of OLD REPUBLIC INTERNATIONAL CORP (ORI) and Texas Roadhouse, Inc. (TXRH). Click either name above to swap in a different company.

OLD REPUBLIC INTERNATIONAL CORP is the larger business by last-quarter revenue ($2.4B vs $1.5B, roughly 1.6× Texas Roadhouse, Inc.). OLD REPUBLIC INTERNATIONAL CORP runs the higher net margin — 13.8% vs 5.8%, a 7.9% gap on every dollar of revenue. On growth, OLD REPUBLIC INTERNATIONAL CORP posted the faster year-over-year revenue change (6.7% vs 3.1%). Over the past eight quarters, OLD REPUBLIC INTERNATIONAL CORP's revenue compounded faster (13.2% CAGR vs 12.8%).

Old Republic International Corporation is an American property insurance and title insurance company. The company is headquartered in Chicago, Illinois.

Texas Roadhouse is an American steakhouse chain that specializes in steaks in a Texan and Southwestern cuisine style. It is a subsidiary of Texas Roadhouse Inc, which has two other concepts and is headquartered in Louisville, Kentucky. As of August 2025, the chain operates about 800 locations in 49 U.S. states and 70 international locations in 11 countries.

ORI vs TXRH — Head-to-Head

Bigger by revenue
ORI
ORI
1.6× larger
ORI
$2.4B
$1.5B
TXRH
Growing faster (revenue YoY)
ORI
ORI
+3.7% gap
ORI
6.7%
3.1%
TXRH
Higher net margin
ORI
ORI
7.9% more per $
ORI
13.8%
5.8%
TXRH
Faster 2-yr revenue CAGR
ORI
ORI
Annualised
ORI
13.2%
12.8%
TXRH

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
ORI
ORI
TXRH
TXRH
Revenue
$2.4B
$1.5B
Net Profit
$330.0M
$86.7M
Gross Margin
Operating Margin
6.5%
Net Margin
13.8%
5.8%
Revenue YoY
6.7%
3.1%
Net Profit YoY
-145.5%
-26.9%
EPS (diluted)
$1.29

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ORI
ORI
TXRH
TXRH
Q1 26
$2.4B
Q4 25
$2.4B
$1.5B
Q3 25
$2.4B
$1.4B
Q2 25
$2.2B
$1.4B
Q1 25
$2.1B
Q4 24
$2.0B
$1.4B
Q3 24
$2.3B
$1.3B
Q2 24
$1.9B
$1.3B
Net Profit
ORI
ORI
TXRH
TXRH
Q1 26
$330.0M
Q4 25
$206.5M
$86.7M
Q3 25
$279.5M
$84.9M
Q2 25
$204.4M
$116.1M
Q1 25
$245.0M
Q4 24
$105.3M
$118.5M
Q3 24
$338.9M
$86.8M
Q2 24
$91.8M
$123.1M
Operating Margin
ORI
ORI
TXRH
TXRH
Q1 26
Q4 25
6.5%
Q3 25
14.6%
6.7%
Q2 25
11.8%
9.3%
Q1 25
14.6%
Q4 24
9.6%
Q3 24
18.2%
8.0%
Q2 24
6.1%
10.6%
Net Margin
ORI
ORI
TXRH
TXRH
Q1 26
13.8%
Q4 25
8.6%
5.8%
Q3 25
11.5%
5.9%
Q2 25
9.3%
8.0%
Q1 25
11.6%
Q4 24
5.3%
8.2%
Q3 24
14.5%
6.8%
Q2 24
4.9%
9.2%
EPS (diluted)
ORI
ORI
TXRH
TXRH
Q1 26
Q4 25
$0.82
$1.29
Q3 25
$1.11
$1.25
Q2 25
$0.81
$1.70
Q1 25
$0.98
Q4 24
$0.42
$1.73
Q3 24
$1.32
$1.26
Q2 24
$0.35
$1.79

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ORI
ORI
TXRH
TXRH
Cash + ST InvestmentsLiquidity on hand
$134.7M
Total DebtLower is stronger
Stockholders' EquityBook value
$5.9M
$1.5B
Total Assets
$29.6M
$3.5B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ORI
ORI
TXRH
TXRH
Q1 26
Q4 25
$134.7M
Q3 25
$108.2M
Q2 25
$221.1M
Q1 25
Q4 24
$245.2M
Q3 24
$189.2M
Q2 24
$197.5M
Stockholders' Equity
ORI
ORI
TXRH
TXRH
Q1 26
$5.9M
Q4 25
$5.9B
$1.5B
Q3 25
$6.4B
$1.5B
Q2 25
$6.2B
$1.4B
Q1 25
$5.9B
Q4 24
$5.6B
$1.4B
Q3 24
$6.4B
$1.3B
Q2 24
$6.0B
$1.3B
Total Assets
ORI
ORI
TXRH
TXRH
Q1 26
$29.6M
Q4 25
$29.9B
$3.5B
Q3 25
$30.3B
$3.3B
Q2 25
$29.3B
$3.2B
Q1 25
$28.0B
Q4 24
$27.8B
$3.2B
Q3 24
$28.8B
$2.9B
Q2 24
$27.5B
$2.9B

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ORI
ORI

operating$2.2B92%
net investment gains$201.8M8%

TXRH
TXRH

Food And Beverage$1.5B99%
Texas Roadhouse Segment$21.2M1%
Franchise$8.2M1%
Franchise Royalty$7.4M0%
Bubba S33Segment$2.3M0%

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