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Side-by-side financial comparison of Ostin Technology Group Co., Ltd. (OST) and USCB FINANCIAL HOLDINGS, INC. (USCB). Click either name above to swap in a different company.

USCB FINANCIAL HOLDINGS, INC. is the larger business by last-quarter revenue ($22.2M vs $20.8M, roughly 1.1× Ostin Technology Group Co., Ltd.). USCB FINANCIAL HOLDINGS, INC. runs the higher net margin — 6.1% vs -24.8%, a 31.0% gap on every dollar of revenue. On growth, Ostin Technology Group Co., Ltd. posted the faster year-over-year revenue change (39.2% vs 14.7%).

Ostin Technology Group Co., Ltd. is a provider of display and interactive technology solutions. It develops and manufactures touch panels, interactive whiteboards and custom display modules, serving consumer electronics, education and commercial segments across Asia Pacific, North America and European markets.

USCB Financial Holdings, Inc. is a U.S.-headquartered bank holding company that offers comprehensive retail and commercial banking services, including deposit products, personal and business loans, wealth management, and digital banking tools. It primarily serves individual consumers, small and medium-sized enterprises, and local corporate clients across its operating regions in the United States, prioritizing personalized customer experiences and community-oriented financial services.

OST vs USCB — Head-to-Head

Bigger by revenue
USCB
USCB
1.1× larger
USCB
$22.2M
$20.8M
OST
Growing faster (revenue YoY)
OST
OST
+24.5% gap
OST
39.2%
14.7%
USCB
Higher net margin
USCB
USCB
31.0% more per $
USCB
6.1%
-24.8%
OST

Income Statement — Q2 FY2025 vs Q4 FY2025

Metric
OST
OST
USCB
USCB
Revenue
$20.8M
$22.2M
Net Profit
$-5.2M
$1.4M
Gross Margin
9.1%
Operating Margin
-23.4%
14.7%
Net Margin
-24.8%
6.1%
Revenue YoY
39.2%
14.7%
Net Profit YoY
-11.6%
-80.3%
EPS (diluted)
$-2.98

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
OST
OST
USCB
USCB
Q4 25
$22.2M
Q3 25
$25.0M
Q2 25
$24.4M
Q1 25
$20.8M
$22.8M
Q4 24
$23.0M
Q3 24
$21.5M
Q2 24
$20.5M
Q1 24
$15.0M
$17.6M
Net Profit
OST
OST
USCB
USCB
Q4 25
$1.4M
Q3 25
$8.9M
Q2 25
$8.1M
Q1 25
$-5.2M
$7.7M
Q4 24
$6.9M
Q3 24
$6.9M
Q2 24
$6.2M
Q1 24
$-4.6M
$4.6M
Gross Margin
OST
OST
USCB
USCB
Q4 25
Q3 25
Q2 25
Q1 25
9.1%
Q4 24
Q3 24
Q2 24
Q1 24
5.9%
Operating Margin
OST
OST
USCB
USCB
Q4 25
14.7%
Q3 25
47.3%
Q2 25
44.0%
Q1 25
-23.4%
44.2%
Q4 24
39.6%
Q3 24
42.5%
Q2 24
39.8%
Q1 24
-25.3%
34.3%
Net Margin
OST
OST
USCB
USCB
Q4 25
6.1%
Q3 25
35.8%
Q2 25
33.4%
Q1 25
-24.8%
33.5%
Q4 24
30.0%
Q3 24
32.3%
Q2 24
30.3%
Q1 24
-31.0%
26.2%
EPS (diluted)
OST
OST
USCB
USCB
Q4 25
Q3 25
$0.45
Q2 25
Q1 25
$-2.98
Q4 24
Q3 24
$0.35
Q2 24
Q1 24
$-0.29

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
OST
OST
USCB
USCB
Cash + ST InvestmentsLiquidity on hand
$1.7M
$38.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$2.7M
$217.2M
Total Assets
$52.6M
$2.8B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
OST
OST
USCB
USCB
Q4 25
$38.5M
Q3 25
$56.8M
Q2 25
$54.8M
Q1 25
$1.7M
$98.0M
Q4 24
$77.0M
Q3 24
$38.5M
Q2 24
$77.3M
Q1 24
$1.7M
$126.5M
Stockholders' Equity
OST
OST
USCB
USCB
Q4 25
$217.2M
Q3 25
$209.1M
Q2 25
$231.6M
Q1 25
$2.7M
$225.1M
Q4 24
$215.4M
Q3 24
$213.9M
Q2 24
$201.0M
Q1 24
$10.3M
$195.0M
Total Assets
OST
OST
USCB
USCB
Q4 25
$2.8B
Q3 25
$2.8B
Q2 25
$2.7B
Q1 25
$52.6M
$2.7B
Q4 24
$2.6B
Q3 24
$2.5B
Q2 24
$2.5B
Q1 24
$51.4M
$2.5B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
OST
OST
USCB
USCB
Operating Cash FlowLast quarter
$42.8M
Free Cash FlowOCF − Capex
$42.5M
FCF MarginFCF / Revenue
191.4%
Capex IntensityCapex / Revenue
1.4%
Cash ConversionOCF / Net Profit
31.40×
TTM Free Cash FlowTrailing 4 quarters
$95.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
OST
OST
USCB
USCB
Q4 25
$42.8M
Q3 25
$20.1M
Q2 25
$18.0M
Q1 25
$14.6M
Q4 24
$34.8M
Q3 24
$11.3M
Q2 24
$18.3M
Q1 24
$-3.9M
$8.1M
Free Cash Flow
OST
OST
USCB
USCB
Q4 25
$42.5M
Q3 25
$20.0M
Q2 25
$18.0M
Q1 25
$14.6M
Q4 24
$34.5M
Q3 24
$11.2M
Q2 24
$18.2M
Q1 24
$-4.5M
$8.0M
FCF Margin
OST
OST
USCB
USCB
Q4 25
191.4%
Q3 25
80.3%
Q2 25
73.7%
Q1 25
63.9%
Q4 24
150.2%
Q3 24
52.2%
Q2 24
88.8%
Q1 24
-30.1%
45.4%
Capex Intensity
OST
OST
USCB
USCB
Q4 25
1.4%
Q3 25
0.5%
Q2 25
0.2%
Q1 25
0.2%
Q4 24
1.4%
Q3 24
0.4%
Q2 24
0.4%
Q1 24
4.1%
0.5%
Cash Conversion
OST
OST
USCB
USCB
Q4 25
31.40×
Q3 25
2.25×
Q2 25
2.22×
Q1 25
1.91×
Q4 24
5.05×
Q3 24
1.63×
Q2 24
2.95×
Q1 24
1.75×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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