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Side-by-side financial comparison of OFF THE HOOK YS INC. (OTH) and RIVERVIEW BANCORP INC (RVSB). Click either name above to swap in a different company.

OFF THE HOOK YS INC. is the larger business by last-quarter revenue ($24.0M vs $14.0M, roughly 1.7× RIVERVIEW BANCORP INC). RIVERVIEW BANCORP INC runs the higher net margin — 9.8% vs -0.3%, a 10.1% gap on every dollar of revenue. RIVERVIEW BANCORP INC produced more free cash flow last quarter ($-736.0K vs $-867.2K).

Riverview Bancorp Inc. is a U.S.-based bank holding company operating Riverview Community Bank, primarily serving the Pacific Northwest region. It offers personal and commercial banking products including savings accounts, consumer loans, mortgages, commercial lending, and small business financial solutions for retail customers and local enterprises.

OTH vs RVSB — Head-to-Head

Bigger by revenue
OTH
OTH
1.7× larger
OTH
$24.0M
$14.0M
RVSB
Higher net margin
RVSB
RVSB
10.1% more per $
RVSB
9.8%
-0.3%
OTH
More free cash flow
RVSB
RVSB
$131.2K more FCF
RVSB
$-736.0K
$-867.2K
OTH

Income Statement — Q3 FY2025 vs Q3 FY2026

Metric
OTH
OTH
RVSB
RVSB
Revenue
$24.0M
$14.0M
Net Profit
$-66.7K
$1.4M
Gross Margin
12.6%
Operating Margin
1.3%
12.4%
Net Margin
-0.3%
9.8%
Revenue YoY
10.4%
Net Profit YoY
11.8%
EPS (diluted)
$-0.00
$0.07

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
OTH
OTH
RVSB
RVSB
Q4 25
$14.0M
Q3 25
$24.0M
$13.6M
Q2 25
$13.3M
Q1 25
$12.9M
Q4 24
$12.7M
Q3 24
$12.8M
Q2 24
$12.2M
Q1 24
$9.0M
Net Profit
OTH
OTH
RVSB
RVSB
Q4 25
$1.4M
Q3 25
$-66.7K
$1.1M
Q2 25
$1.2M
Q1 25
$1.1M
Q4 24
$1.2M
Q3 24
$1.6M
Q2 24
$966.0K
Q1 24
$-3.0M
Gross Margin
OTH
OTH
RVSB
RVSB
Q4 25
Q3 25
12.6%
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Operating Margin
OTH
OTH
RVSB
RVSB
Q4 25
12.4%
Q3 25
1.3%
10.2%
Q2 25
11.7%
Q1 25
11.3%
Q4 24
12.4%
Q3 24
15.5%
Q2 24
10.0%
Q1 24
-47.5%
Net Margin
OTH
OTH
RVSB
RVSB
Q4 25
9.8%
Q3 25
-0.3%
8.1%
Q2 25
9.2%
Q1 25
8.9%
Q4 24
9.7%
Q3 24
12.2%
Q2 24
7.9%
Q1 24
-34.7%
EPS (diluted)
OTH
OTH
RVSB
RVSB
Q4 25
$0.07
Q3 25
$-0.00
$0.05
Q2 25
$0.06
Q1 25
$0.05
Q4 24
$0.06
Q3 24
$0.07
Q2 24
$0.05
Q1 24
$-0.14

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
OTH
OTH
RVSB
RVSB
Cash + ST InvestmentsLiquidity on hand
$2.3M
$28.6M
Total DebtLower is stronger
$287.2K
Stockholders' EquityBook value
$-610.5K
$164.2M
Total Assets
$32.6M
$1.5B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
OTH
OTH
RVSB
RVSB
Q4 25
$28.6M
Q3 25
$2.3M
$32.8M
Q2 25
$34.2M
Q1 25
$29.4M
Q4 24
$25.3M
Q3 24
$31.0M
Q2 24
$27.8M
Q1 24
$23.6M
Total Debt
OTH
OTH
RVSB
RVSB
Q4 25
Q3 25
$287.2K
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Stockholders' Equity
OTH
OTH
RVSB
RVSB
Q4 25
$164.2M
Q3 25
$-610.5K
$163.5M
Q2 25
$162.0M
Q1 25
$160.0M
Q4 24
$158.3M
Q3 24
$160.8M
Q2 24
$155.9M
Q1 24
$155.6M
Total Assets
OTH
OTH
RVSB
RVSB
Q4 25
$1.5B
Q3 25
$32.6M
$1.5B
Q2 25
$1.5B
Q1 25
$1.5B
Q4 24
$1.5B
Q3 24
$1.5B
Q2 24
$1.5B
Q1 24
$1.5B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
OTH
OTH
RVSB
RVSB
Operating Cash FlowLast quarter
$-664.2K
$-506.0K
Free Cash FlowOCF − Capex
$-867.2K
$-736.0K
FCF MarginFCF / Revenue
-3.6%
-5.2%
Capex IntensityCapex / Revenue
0.8%
1.6%
Cash ConversionOCF / Net Profit
-0.37×
TTM Free Cash FlowTrailing 4 quarters
$20.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
OTH
OTH
RVSB
RVSB
Q4 25
$-506.0K
Q3 25
$-664.2K
$16.8M
Q2 25
$-697.0K
Q1 25
$8.3M
Q4 24
$2.2M
Q3 24
$764.0K
Q2 24
$5.4M
Q1 24
$12.8M
Free Cash Flow
OTH
OTH
RVSB
RVSB
Q4 25
$-736.0K
Q3 25
$-867.2K
$16.4M
Q2 25
$-773.0K
Q1 25
$5.6M
Q4 24
$1.9M
Q3 24
$-1.4M
Q2 24
$5.3M
Q1 24
$7.1M
FCF Margin
OTH
OTH
RVSB
RVSB
Q4 25
-5.2%
Q3 25
-3.6%
120.1%
Q2 25
-5.8%
Q1 25
43.1%
Q4 24
15.0%
Q3 24
-11.3%
Q2 24
43.7%
Q1 24
79.0%
Capex Intensity
OTH
OTH
RVSB
RVSB
Q4 25
1.6%
Q3 25
0.8%
2.9%
Q2 25
0.6%
Q1 25
21.0%
Q4 24
2.4%
Q3 24
17.3%
Q2 24
0.9%
Q1 24
62.0%
Cash Conversion
OTH
OTH
RVSB
RVSB
Q4 25
-0.37×
Q3 25
15.25×
Q2 25
-0.57×
Q1 25
7.20×
Q4 24
1.79×
Q3 24
0.49×
Q2 24
5.63×
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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