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Side-by-side financial comparison of OFF THE HOOK YS INC. (OTH) and Western New England Bancorp, Inc. (WNEB). Click either name above to swap in a different company.

OFF THE HOOK YS INC. is the larger business by last-quarter revenue ($24.0M vs $22.0M, roughly 1.1× Western New England Bancorp, Inc.). Western New England Bancorp, Inc. runs the higher net margin — 23.7% vs -0.3%, a 24.0% gap on every dollar of revenue. Western New England Bancorp, Inc. produced more free cash flow last quarter ($17.1M vs $-867.2K).

The Bank of New England Corporation refers to a current online real estate bank based in New Hampshire and former regional banking institution based in Boston, Massachusetts, which was seized by the Federal Deposit Insurance Corporation (FDIC) in 1991 as a result of heavy losses in its loan portfolio and was placed into Chapter 7 liquidation. At the time, it was the 33rd largest bank in the United States, and its federal seizure bailout was the second-largest on record. At its peak, it had be...

OTH vs WNEB — Head-to-Head

Bigger by revenue
OTH
OTH
1.1× larger
OTH
$24.0M
$22.0M
WNEB
Higher net margin
WNEB
WNEB
24.0% more per $
WNEB
23.7%
-0.3%
OTH
More free cash flow
WNEB
WNEB
$18.0M more FCF
WNEB
$17.1M
$-867.2K
OTH

Income Statement — Q3 FY2025 vs Q4 FY2025

Metric
OTH
OTH
WNEB
WNEB
Revenue
$24.0M
$22.0M
Net Profit
$-66.7K
$5.2M
Gross Margin
12.6%
Operating Margin
1.3%
30.1%
Net Margin
-0.3%
23.7%
Revenue YoY
18.8%
Net Profit YoY
58.4%
EPS (diluted)
$-0.00
$0.25

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
OTH
OTH
WNEB
WNEB
Q4 25
$22.0M
Q3 25
$24.0M
$21.3M
Q2 25
$21.1M
Q1 25
$18.3M
Q4 24
$18.5M
Q3 24
$17.9M
Q2 24
$18.3M
Q1 24
$18.0M
Net Profit
OTH
OTH
WNEB
WNEB
Q4 25
$5.2M
Q3 25
$-66.7K
$3.2M
Q2 25
$4.6M
Q1 25
$2.3M
Q4 24
$3.3M
Q3 24
$1.9M
Q2 24
$3.5M
Q1 24
$3.0M
Gross Margin
OTH
OTH
WNEB
WNEB
Q4 25
Q3 25
12.6%
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Operating Margin
OTH
OTH
WNEB
WNEB
Q4 25
30.1%
Q3 25
1.3%
19.7%
Q2 25
28.6%
Q1 25
16.2%
Q4 24
23.5%
Q3 24
14.1%
Q2 24
23.4%
Q1 24
21.0%
Net Margin
OTH
OTH
WNEB
WNEB
Q4 25
23.7%
Q3 25
-0.3%
14.9%
Q2 25
21.8%
Q1 25
12.6%
Q4 24
17.7%
Q3 24
10.7%
Q2 24
19.2%
Q1 24
16.4%
EPS (diluted)
OTH
OTH
WNEB
WNEB
Q4 25
$0.25
Q3 25
$-0.00
$0.16
Q2 25
$0.23
Q1 25
$0.11
Q4 24
$0.16
Q3 24
$0.09
Q2 24
$0.17
Q1 24
$0.14

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
OTH
OTH
WNEB
WNEB
Cash + ST InvestmentsLiquidity on hand
$2.3M
Total DebtLower is stronger
$287.2K
Stockholders' EquityBook value
$-610.5K
$247.6M
Total Assets
$32.6M
$2.7B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
OTH
OTH
WNEB
WNEB
Q4 25
Q3 25
$2.3M
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Total Debt
OTH
OTH
WNEB
WNEB
Q4 25
Q3 25
$287.2K
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Stockholders' Equity
OTH
OTH
WNEB
WNEB
Q4 25
$247.6M
Q3 25
$-610.5K
$243.6M
Q2 25
$239.4M
Q1 25
$237.7M
Q4 24
$235.9M
Q3 24
$240.7M
Q2 24
$236.5M
Q1 24
$235.8M
Total Assets
OTH
OTH
WNEB
WNEB
Q4 25
$2.7B
Q3 25
$32.6M
$2.7B
Q2 25
$2.7B
Q1 25
$2.7B
Q4 24
$2.7B
Q3 24
$2.6B
Q2 24
$2.6B
Q1 24
$2.6B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
OTH
OTH
WNEB
WNEB
Operating Cash FlowLast quarter
$-664.2K
$18.2M
Free Cash FlowOCF − Capex
$-867.2K
$17.1M
FCF MarginFCF / Revenue
-3.6%
77.9%
Capex IntensityCapex / Revenue
0.8%
4.9%
Cash ConversionOCF / Net Profit
3.50×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
OTH
OTH
WNEB
WNEB
Q4 25
$18.2M
Q3 25
$-664.2K
$5.6M
Q2 25
$6.8M
Q1 25
$-1.2M
Q4 24
$12.2M
Q3 24
$3.0M
Q2 24
$2.0M
Q1 24
$1.2M
Free Cash Flow
OTH
OTH
WNEB
WNEB
Q4 25
$17.1M
Q3 25
$-867.2K
Q2 25
Q1 25
Q4 24
$11.0M
Q3 24
Q2 24
Q1 24
FCF Margin
OTH
OTH
WNEB
WNEB
Q4 25
77.9%
Q3 25
-3.6%
Q2 25
Q1 25
Q4 24
59.2%
Q3 24
Q2 24
Q1 24
Capex Intensity
OTH
OTH
WNEB
WNEB
Q4 25
4.9%
Q3 25
0.8%
Q2 25
Q1 25
Q4 24
6.5%
Q3 24
Q2 24
Q1 24
Cash Conversion
OTH
OTH
WNEB
WNEB
Q4 25
3.50×
Q3 25
1.76×
Q2 25
1.49×
Q1 25
-0.54×
Q4 24
3.70×
Q3 24
1.57×
Q2 24
0.56×
Q1 24
0.40×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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