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Side-by-side financial comparison of PACS Group, Inc. (PACS) and WEBSTER FINANCIAL CORP (WBS). Click either name above to swap in a different company.
PACS Group, Inc. is the larger business by last-quarter revenue ($1.4B vs $735.9M, roughly 1.8× WEBSTER FINANCIAL CORP). WEBSTER FINANCIAL CORP runs the higher net margin — 33.5% vs 4.4%, a 29.1% gap on every dollar of revenue. Over the past eight quarters, PACS Group, Inc.'s revenue compounded faster (20.5% CAGR vs 9.4%).
Webster Bank is an American commercial bank based in Stamford, Connecticut. It has 177 branches and 316 ATMs located in Connecticut; Massachusetts; Rhode Island; New Jersey; Westchester, Orange, Ulster, and Rockland counties in New York as well as New York City.
PACS vs WBS — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $1.4B | $735.9M |
| Net Profit | $59.7M | $246.2M |
| Gross Margin | — | — |
| Operating Margin | 7.0% | — |
| Net Margin | 4.4% | 33.5% |
| Revenue YoY | 18.4% | — |
| Net Profit YoY | 3022.5% | 8.5% |
| EPS (diluted) | $0.42 | $1.50 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $735.9M | ||
| Q4 25 | $1.4B | $746.2M | ||
| Q3 25 | $1.3B | $732.6M | ||
| Q2 25 | $1.3B | $715.8M | ||
| Q1 25 | $1.3B | $704.8M | ||
| Q4 24 | $1.1B | $661.0M | ||
| Q3 24 | $1.0B | $647.6M | ||
| Q2 24 | $981.4M | $614.6M |
| Q1 26 | — | $246.2M | ||
| Q4 25 | $59.7M | $255.8M | ||
| Q3 25 | $52.4M | $261.2M | ||
| Q2 25 | $51.0M | $258.8M | ||
| Q1 25 | $28.5M | $226.9M | ||
| Q4 24 | $1.9M | $177.8M | ||
| Q3 24 | $15.6M | $193.0M | ||
| Q2 24 | $-10.9M | $181.6M |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 17.1% | — | ||
| Q2 24 | 22.3% | — |
| Q1 26 | — | — | ||
| Q4 25 | 7.0% | 48.6% | ||
| Q3 25 | 6.4% | 51.3% | ||
| Q2 25 | 6.2% | 51.7% | ||
| Q1 25 | 3.8% | 51.2% | ||
| Q4 24 | 1.7% | 48.5% | ||
| Q3 24 | 2.2% | 46.1% | ||
| Q2 24 | 0.1% | 47.0% |
| Q1 26 | — | 33.5% | ||
| Q4 25 | 4.4% | 34.3% | ||
| Q3 25 | 3.9% | 35.7% | ||
| Q2 25 | 3.9% | 36.2% | ||
| Q1 25 | 2.2% | 32.2% | ||
| Q4 24 | 0.2% | 26.9% | ||
| Q3 24 | 1.5% | 29.8% | ||
| Q2 24 | -1.1% | 29.6% |
| Q1 26 | — | $1.50 | ||
| Q4 25 | $0.42 | $1.54 | ||
| Q3 25 | $0.32 | $1.54 | ||
| Q2 25 | $0.31 | $1.52 | ||
| Q1 25 | $0.17 | $1.30 | ||
| Q4 24 | $-0.03 | $1.01 | ||
| Q3 24 | $0.10 | $1.10 | ||
| Q2 24 | $-0.07 | $1.03 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $197.0M | — |
| Total DebtLower is stronger | $353.2M | $738.3M |
| Stockholders' EquityBook value | $946.8M | $9.6B |
| Total Assets | $5.6B | $85.6B |
| Debt / EquityLower = less leverage | 0.37× | 0.08× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $197.0M | — | ||
| Q3 25 | $355.7M | — | ||
| Q2 25 | $294.2M | — | ||
| Q1 25 | $287.5M | — | ||
| Q4 24 | $157.7M | — | ||
| Q3 24 | $49.5M | — | ||
| Q2 24 | $73.4M | — |
| Q1 26 | — | $738.3M | ||
| Q4 25 | $353.2M | $739.5M | ||
| Q3 25 | — | $1.2B | ||
| Q2 25 | — | $905.6M | ||
| Q1 25 | — | $907.4M | ||
| Q4 24 | $411.9M | $909.2M | ||
| Q3 24 | — | $911.0M | ||
| Q2 24 | — | $912.7M |
| Q1 26 | — | $9.6B | ||
| Q4 25 | $946.8M | $9.5B | ||
| Q3 25 | $871.3M | $9.5B | ||
| Q2 25 | $806.8M | $9.3B | ||
| Q1 25 | $750.2M | $9.2B | ||
| Q4 24 | $709.6M | $9.1B | ||
| Q3 24 | $660.0M | $9.2B | ||
| Q2 24 | $572.1M | $8.8B |
| Q1 26 | — | $85.6B | ||
| Q4 25 | $5.6B | $84.1B | ||
| Q3 25 | $5.6B | $83.2B | ||
| Q2 25 | $5.5B | $81.9B | ||
| Q1 25 | $5.5B | $80.3B | ||
| Q4 24 | $5.2B | $79.0B | ||
| Q3 24 | $4.5B | $79.5B | ||
| Q2 24 | $3.9B | $76.8B |
| Q1 26 | — | 0.08× | ||
| Q4 25 | 0.37× | 0.08× | ||
| Q3 25 | — | 0.13× | ||
| Q2 25 | — | 0.10× | ||
| Q1 25 | — | 0.10× | ||
| Q4 24 | 0.58× | 0.10× | ||
| Q3 24 | — | 0.10× | ||
| Q2 24 | — | 0.10× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-3.4M | — |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | -0.06× | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $-3.4M | $1.1B | ||
| Q3 25 | $204.8M | $374.7M | ||
| Q2 25 | $52.6M | $270.9M | ||
| Q1 25 | $150.2M | $94.9M | ||
| Q4 24 | $64.6M | $1.4B | ||
| Q3 24 | $209.2M | $45.3M | ||
| Q2 24 | $34.8M | $224.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | $1.0B | ||
| Q3 25 | — | $362.5M | ||
| Q2 25 | — | $257.7M | ||
| Q1 25 | — | $86.6M | ||
| Q4 24 | — | $1.4B | ||
| Q3 24 | — | $35.3M | ||
| Q2 24 | — | $215.6M |
| Q1 26 | — | — | ||
| Q4 25 | — | 135.2% | ||
| Q3 25 | — | 49.5% | ||
| Q2 25 | — | 36.0% | ||
| Q1 25 | — | 12.3% | ||
| Q4 24 | — | 207.0% | ||
| Q3 24 | — | 5.4% | ||
| Q2 24 | — | 35.1% |
| Q1 26 | — | — | ||
| Q4 25 | — | 6.6% | ||
| Q3 25 | — | 1.7% | ||
| Q2 25 | — | 1.8% | ||
| Q1 25 | — | 1.2% | ||
| Q4 24 | — | 5.4% | ||
| Q3 24 | — | 1.5% | ||
| Q2 24 | — | 1.4% |
| Q1 26 | — | — | ||
| Q4 25 | -0.06× | 4.14× | ||
| Q3 25 | 3.91× | 1.43× | ||
| Q2 25 | 1.03× | 1.05× | ||
| Q1 25 | 5.28× | 0.42× | ||
| Q4 24 | 33.78× | 7.90× | ||
| Q3 24 | 13.39× | 0.23× | ||
| Q2 24 | — | 1.23× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
PACS
Segment breakdown not available.
WBS
| Net Interest Income | $634.4M | 86% |
| Noninterest Income | $101.5M | 14% |
