vs

Side-by-side financial comparison of Proficient Auto Logistics, Inc (PAL) and Third Coast Bancshares, Inc. (TCBX). Click either name above to swap in a different company.

Proficient Auto Logistics, Inc is the larger business by last-quarter revenue ($91.5M vs $57.7M, roughly 1.6× Third Coast Bancshares, Inc.). Third Coast Bancshares, Inc. runs the higher net margin — 28.4% vs -1.5%, a 29.9% gap on every dollar of revenue.

Proficient Auto Logistics, Inc. is a specialized automotive sector logistics provider. It offers tailored solutions including finished vehicle transport, auto parts storage and distribution, and supply chain support for automotive industry stakeholders, prioritizing reliable, efficient service delivery.

Third Coast Bancshares, Inc. is a regional financial holding company headquartered in the U.S. Gulf Coast region. It provides a full suite of commercial and retail banking services including deposit products, business and consumer loans, mortgage services, and wealth management solutions, serving local small and medium-sized enterprises, individual consumers, and community clients across Texas and surrounding areas.

PAL vs TCBX — Head-to-Head

Bigger by revenue
PAL
PAL
1.6× larger
PAL
$91.5M
$57.7M
TCBX
Higher net margin
TCBX
TCBX
29.9% more per $
TCBX
28.4%
-1.5%
PAL

Income Statement — Q3 FY2024 vs Q1 FY2026

Metric
PAL
PAL
TCBX
TCBX
Revenue
$91.5M
$57.7M
Net Profit
$-1.4M
$16.4M
Gross Margin
Operating Margin
-2.4%
Net Margin
-1.5%
28.4%
Revenue YoY
Net Profit YoY
20.5%
EPS (diluted)
$-0.05
$0.88

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
PAL
PAL
TCBX
TCBX
Q1 26
$57.7M
Q4 25
$56.5M
Q3 25
$54.5M
Q2 25
$52.0M
Q1 25
$45.9M
Q4 24
$46.3M
Q3 24
$91.5M
$42.9M
Q2 24
$41.7M
Net Profit
PAL
PAL
TCBX
TCBX
Q1 26
$16.4M
Q4 25
$17.9M
Q3 25
$18.1M
Q2 25
$16.7M
Q1 25
$13.6M
Q4 24
$13.7M
Q3 24
$-1.4M
$12.8M
Q2 24
$10.8M
Operating Margin
PAL
PAL
TCBX
TCBX
Q1 26
Q4 25
38.1%
Q3 25
41.9%
Q2 25
40.5%
Q1 25
37.8%
Q4 24
38.7%
Q3 24
-2.4%
37.9%
Q2 24
34.1%
Net Margin
PAL
PAL
TCBX
TCBX
Q1 26
28.4%
Q4 25
31.7%
Q3 25
33.1%
Q2 25
32.2%
Q1 25
29.6%
Q4 24
29.7%
Q3 24
-1.5%
29.8%
Q2 24
25.9%
EPS (diluted)
PAL
PAL
TCBX
TCBX
Q1 26
$0.88
Q4 25
$1.02
Q3 25
$1.03
Q2 25
$0.96
Q1 25
$0.78
Q4 24
$0.80
Q3 24
$-0.05
$0.74
Q2 24
$0.63

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
PAL
PAL
TCBX
TCBX
Cash + ST InvestmentsLiquidity on hand
$16.8M
Total DebtLower is stronger
$64.0M
Stockholders' EquityBook value
$338.5M
$650.5M
Total Assets
$498.2M
$6.6B
Debt / EquityLower = less leverage
0.19×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
PAL
PAL
TCBX
TCBX
Q1 26
Q4 25
$175.2M
Q3 25
$116.4M
Q2 25
$113.1M
Q1 25
$219.0M
Q4 24
$371.2M
Q3 24
$16.8M
$258.2M
Q2 24
$241.8M
Total Debt
PAL
PAL
TCBX
TCBX
Q1 26
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
$64.0M
Q2 24
Stockholders' Equity
PAL
PAL
TCBX
TCBX
Q1 26
$650.5M
Q4 25
$531.0M
Q3 25
$513.8M
Q2 25
$496.1M
Q1 25
$479.8M
Q4 24
$460.7M
Q3 24
$338.5M
$450.5M
Q2 24
$435.0M
Total Assets
PAL
PAL
TCBX
TCBX
Q1 26
$6.6B
Q4 25
$5.3B
Q3 25
$5.1B
Q2 25
$4.9B
Q1 25
$4.9B
Q4 24
$4.9B
Q3 24
$498.2M
$4.6B
Q2 24
$4.5B
Debt / Equity
PAL
PAL
TCBX
TCBX
Q1 26
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
0.19×
Q2 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

PAL
PAL

Segment breakdown not available.

TCBX
TCBX

Net Interest Income$53.6M93%
Noninterest Income$4.0M7%

Related Comparisons