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Side-by-side financial comparison of Proficient Auto Logistics, Inc (PAL) and FIRST FINANCIAL CORP (THFF). Click either name above to swap in a different company.

Proficient Auto Logistics, Inc is the larger business by last-quarter revenue ($91.5M vs $70.5M, roughly 1.3× FIRST FINANCIAL CORP). FIRST FINANCIAL CORP runs the higher net margin — 30.4% vs -1.5%, a 31.9% gap on every dollar of revenue.

Proficient Auto Logistics, Inc. is a specialized automotive sector logistics provider. It offers tailored solutions including finished vehicle transport, auto parts storage and distribution, and supply chain support for automotive industry stakeholders, prioritizing reliable, efficient service delivery.

First American Financial Corporation is an American financial services company which provides title insurance and settlement services to the real estate and mortgage industries.

PAL vs THFF — Head-to-Head

Bigger by revenue
PAL
PAL
1.3× larger
PAL
$91.5M
$70.5M
THFF
Higher net margin
THFF
THFF
31.9% more per $
THFF
30.4%
-1.5%
PAL

Income Statement — Q3 FY2024 vs Q4 FY2025

Metric
PAL
PAL
THFF
THFF
Revenue
$91.5M
$70.5M
Net Profit
$-1.4M
$21.5M
Gross Margin
Operating Margin
-2.4%
37.4%
Net Margin
-1.5%
30.4%
Revenue YoY
14.1%
Net Profit YoY
32.1%
EPS (diluted)
$-0.05
$1.81

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
PAL
PAL
THFF
THFF
Q4 25
$70.5M
Q3 25
$65.8M
Q2 25
$63.1M
Q1 25
$62.5M
Q4 24
$61.8M
Q3 24
$91.5M
$58.4M
Q2 24
$49.2M
Q1 24
$48.4M
Net Profit
PAL
PAL
THFF
THFF
Q4 25
$21.5M
Q3 25
$20.8M
Q2 25
$18.6M
Q1 25
$18.4M
Q4 24
$16.2M
Q3 24
$-1.4M
$8.7M
Q2 24
$11.4M
Q1 24
$10.9M
Operating Margin
PAL
PAL
THFF
THFF
Q4 25
37.4%
Q3 25
39.2%
Q2 25
36.2%
Q1 25
38.1%
Q4 24
32.4%
Q3 24
-2.4%
17.9%
Q2 24
27.6%
Q1 24
27.2%
Net Margin
PAL
PAL
THFF
THFF
Q4 25
30.4%
Q3 25
31.6%
Q2 25
29.5%
Q1 25
29.5%
Q4 24
26.3%
Q3 24
-1.5%
15.0%
Q2 24
23.1%
Q1 24
22.6%
EPS (diluted)
PAL
PAL
THFF
THFF
Q4 25
$1.81
Q3 25
$1.75
Q2 25
$1.57
Q1 25
$1.55
Q4 24
$1.37
Q3 24
$-0.05
$0.74
Q2 24
$0.96
Q1 24
$0.93

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
PAL
PAL
THFF
THFF
Cash + ST InvestmentsLiquidity on hand
$16.8M
Total DebtLower is stronger
$64.0M
$188.2M
Stockholders' EquityBook value
$338.5M
$650.9M
Total Assets
$498.2M
$5.8B
Debt / EquityLower = less leverage
0.19×
0.29×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
PAL
PAL
THFF
THFF
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
$16.8M
Q2 24
Q1 24
Total Debt
PAL
PAL
THFF
THFF
Q4 25
$188.2M
Q3 25
$170.5M
Q2 25
$122.7M
Q1 25
$124.9M
Q4 24
$28.1M
Q3 24
$64.0M
$30.5M
Q2 24
$108.6M
Q1 24
$58.6M
Stockholders' Equity
PAL
PAL
THFF
THFF
Q4 25
$650.9M
Q3 25
$622.2M
Q2 25
$587.7M
Q1 25
$571.9M
Q4 24
$549.0M
Q3 24
$338.5M
$566.0M
Q2 24
$530.7M
Q1 24
$520.8M
Total Assets
PAL
PAL
THFF
THFF
Q4 25
$5.8B
Q3 25
$5.7B
Q2 25
$5.6B
Q1 25
$5.5B
Q4 24
$5.6B
Q3 24
$498.2M
$5.5B
Q2 24
$4.9B
Q1 24
$4.9B
Debt / Equity
PAL
PAL
THFF
THFF
Q4 25
0.29×
Q3 25
0.27×
Q2 25
0.21×
Q1 25
0.22×
Q4 24
0.05×
Q3 24
0.19×
0.05×
Q2 24
0.20×
Q1 24
0.11×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
PAL
PAL
THFF
THFF
Operating Cash FlowLast quarter
$90.4M
Free Cash FlowOCF − Capex
$86.4M
FCF MarginFCF / Revenue
122.5%
Capex IntensityCapex / Revenue
5.6%
Cash ConversionOCF / Net Profit
4.21×
TTM Free Cash FlowTrailing 4 quarters
$144.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
PAL
PAL
THFF
THFF
Q4 25
$90.4M
Q3 25
$26.9M
Q2 25
$12.7M
Q1 25
$21.1M
Q4 24
$60.4M
Q3 24
$23.3M
Q2 24
$8.8M
Q1 24
$12.4M
Free Cash Flow
PAL
PAL
THFF
THFF
Q4 25
$86.4M
Q3 25
$25.8M
Q2 25
$11.6M
Q1 25
$20.5M
Q4 24
$54.3M
Q3 24
$19.5M
Q2 24
$8.4M
Q1 24
$11.5M
FCF Margin
PAL
PAL
THFF
THFF
Q4 25
122.5%
Q3 25
39.2%
Q2 25
18.4%
Q1 25
32.8%
Q4 24
87.8%
Q3 24
33.5%
Q2 24
17.2%
Q1 24
23.7%
Capex Intensity
PAL
PAL
THFF
THFF
Q4 25
5.6%
Q3 25
1.7%
Q2 25
1.8%
Q1 25
0.9%
Q4 24
9.9%
Q3 24
6.5%
Q2 24
0.7%
Q1 24
2.0%
Cash Conversion
PAL
PAL
THFF
THFF
Q4 25
4.21×
Q3 25
1.29×
Q2 25
0.68×
Q1 25
1.14×
Q4 24
3.72×
Q3 24
2.67×
Q2 24
0.77×
Q1 24
1.14×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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