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Side-by-side financial comparison of PAMT CORP (PAMT) and PennyMac Mortgage Investment Trust (PMT). Click either name above to swap in a different company.
PAMT CORP is the larger business by last-quarter revenue ($141.3M vs $93.6M, roughly 1.5× PennyMac Mortgage Investment Trust). PennyMac Mortgage Investment Trust runs the higher net margin — 56.0% vs -20.7%, a 76.7% gap on every dollar of revenue. On growth, PennyMac Mortgage Investment Trust posted the faster year-over-year revenue change (-13.3% vs -15.1%). Over the past eight quarters, PennyMac Mortgage Investment Trust's revenue compounded faster (12.3% CAGR vs -12.0%).
PennyMac Mortgage Investment Trust is a U.S.-headquartered real estate investment trust specializing in residential mortgage assets. It invests in performing and non-performing mortgage loans, mortgage-backed securities, and credit risk transfer instruments, operating across investment management and mortgage servicing segments in the U.S. housing market.
PAMT vs PMT — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $141.3M | $93.6M |
| Net Profit | $-29.3M | $52.4M |
| Gross Margin | — | — |
| Operating Margin | -27.0% | 38.6% |
| Net Margin | -20.7% | 56.0% |
| Revenue YoY | -15.1% | -13.3% |
| Net Profit YoY | 7.4% | 12.5% |
| EPS (diluted) | $-1.38 | $0.49 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $141.3M | $93.6M | ||
| Q3 25 | $150.3M | $99.2M | ||
| Q2 25 | $151.1M | $70.2M | ||
| Q1 25 | $155.3M | $44.5M | ||
| Q4 24 | $166.5M | $107.9M | ||
| Q3 24 | $182.6M | $80.9M | ||
| Q2 24 | $182.9M | $71.2M | ||
| Q1 24 | $182.6M | $74.2M |
| Q4 25 | $-29.3M | $52.4M | ||
| Q3 25 | $-5.6M | $58.3M | ||
| Q2 25 | $-9.6M | $7.5M | ||
| Q1 25 | $-8.1M | $9.7M | ||
| Q4 24 | $-31.6M | $46.5M | ||
| Q3 24 | $2.4M | $41.4M | ||
| Q2 24 | $-2.9M | $25.4M | ||
| Q1 24 | $281.0K | $47.6M |
| Q4 25 | -27.0% | 38.6% | ||
| Q3 25 | -3.8% | 47.4% | ||
| Q2 25 | -7.3% | 24.2% | ||
| Q1 25 | -5.9% | -14.2% | ||
| Q4 24 | -22.6% | 51.1% | ||
| Q3 24 | 1.3% | 32.8% | ||
| Q2 24 | -0.4% | 40.2% | ||
| Q1 24 | -0.4% | 43.6% |
| Q4 25 | -20.7% | 56.0% | ||
| Q3 25 | -3.7% | 58.7% | ||
| Q2 25 | -6.4% | 10.7% | ||
| Q1 25 | -5.2% | 21.8% | ||
| Q4 24 | -19.0% | 43.1% | ||
| Q3 24 | 1.3% | 51.2% | ||
| Q2 24 | -1.6% | 35.7% | ||
| Q1 24 | 0.2% | 64.2% |
| Q4 25 | $-1.38 | $0.49 | ||
| Q3 25 | $-0.27 | $0.55 | ||
| Q2 25 | $-0.46 | $-0.04 | ||
| Q1 25 | $-0.37 | $-0.01 | ||
| Q4 24 | $-1.44 | $0.45 | ||
| Q3 24 | $0.11 | $0.36 | ||
| Q2 24 | $-0.13 | $0.17 | ||
| Q1 24 | $0.01 | $0.39 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $83.7M | $190.5M |
| Total DebtLower is stronger | $333.9M | $1.1B |
| Stockholders' EquityBook value | $210.5M | $1.9B |
| Total Assets | $697.9M | $21.3B |
| Debt / EquityLower = less leverage | 1.59× | 0.58× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $83.7M | $190.5M | ||
| Q3 25 | $115.6M | $181.0M | ||
| Q2 25 | $117.3M | $108.6M | ||
| Q1 25 | $102.7M | $204.2M | ||
| Q4 24 | $110.7M | $103.2M | ||
| Q3 24 | $92.3M | $102.8M | ||
| Q2 24 | $114.0M | $336.3M | ||
| Q1 24 | $125.8M | $343.3M |
| Q4 25 | $333.9M | $1.1B | ||
| Q3 25 | — | $299.0M | ||
| Q2 25 | — | $1.2B | ||
| Q1 25 | — | $968.4M | ||
| Q4 24 | $325.6M | $1.0B | ||
| Q3 24 | — | $5.2B | ||
| Q2 24 | — | $5.4B | ||
| Q1 24 | — | $5.1B |
| Q4 25 | $210.5M | $1.9B | ||
| Q3 25 | $239.5M | $1.9B | ||
| Q2 25 | $244.9M | $1.9B | ||
| Q1 25 | $269.6M | $1.9B | ||
| Q4 24 | $277.5M | $1.9B | ||
| Q3 24 | $308.9M | $1.9B | ||
| Q2 24 | $306.7M | $1.9B | ||
| Q1 24 | $314.6M | $2.0B |
| Q4 25 | $697.9M | $21.3B | ||
| Q3 25 | $715.2M | $18.5B | ||
| Q2 25 | $707.9M | $16.8B | ||
| Q1 25 | $712.6M | $14.9B | ||
| Q4 24 | $741.7M | $14.4B | ||
| Q3 24 | $756.7M | $13.1B | ||
| Q2 24 | $733.5M | $12.1B | ||
| Q1 24 | $746.4M | $12.3B |
| Q4 25 | 1.59× | 0.58× | ||
| Q3 25 | — | 0.16× | ||
| Q2 25 | — | 0.65× | ||
| Q1 25 | — | 0.51× | ||
| Q4 24 | 1.17× | 0.52× | ||
| Q3 24 | — | 2.70× | ||
| Q2 24 | — | 2.76× | ||
| Q1 24 | — | 2.60× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-5.8M | $-7.2B |
| Free Cash FlowOCF − Capex | $-25.0M | — |
| FCF MarginFCF / Revenue | -17.7% | — |
| Capex IntensityCapex / Revenue | 13.6% | — |
| Cash ConversionOCF / Net Profit | — | -137.76× |
| TTM Free Cash FlowTrailing 4 quarters | $-23.4M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-5.8M | $-7.2B | ||
| Q3 25 | $5.9M | $-1.3B | ||
| Q2 25 | $12.2M | $-2.0B | ||
| Q1 25 | $5.0M | $-594.3M | ||
| Q4 24 | $15.2M | $-2.7B | ||
| Q3 24 | $15.5M | $-983.8M | ||
| Q2 24 | $18.7M | $243.8M | ||
| Q1 24 | $9.6M | $-342.4M |
| Q4 25 | $-25.0M | — | ||
| Q3 25 | $2.5M | — | ||
| Q2 25 | $5.9M | — | ||
| Q1 25 | $-6.8M | — | ||
| Q4 24 | $-39.9M | — | ||
| Q3 24 | $-33.6M | — | ||
| Q2 24 | $4.1M | — | ||
| Q1 24 | $-12.2M | — |
| Q4 25 | -17.7% | — | ||
| Q3 25 | 1.7% | — | ||
| Q2 25 | 3.9% | — | ||
| Q1 25 | -4.4% | — | ||
| Q4 24 | -24.0% | — | ||
| Q3 24 | -18.4% | — | ||
| Q2 24 | 2.2% | — | ||
| Q1 24 | -6.7% | — |
| Q4 25 | 13.6% | — | ||
| Q3 25 | 2.3% | — | ||
| Q2 25 | 4.2% | — | ||
| Q1 25 | 7.6% | — | ||
| Q4 24 | 33.1% | — | ||
| Q3 24 | 26.9% | — | ||
| Q2 24 | 8.0% | — | ||
| Q1 24 | 12.0% | — |
| Q4 25 | — | -137.76× | ||
| Q3 25 | — | -22.26× | ||
| Q2 25 | — | -267.53× | ||
| Q1 25 | — | -61.39× | ||
| Q4 24 | — | -58.08× | ||
| Q3 24 | 6.44× | -23.76× | ||
| Q2 24 | — | 9.59× | ||
| Q1 24 | 34.11× | -7.19× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
PAMT
| Freight Transportation Service | $123.1M | 87% |
| Fuel Surcharge | $18.2M | 13% |
PMT
| Other | $55.0M | 59% |
| Interest Rate Sensitive Strategies | $31.4M | 34% |
| Correspondent Production | $7.2M | 8% |
