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Side-by-side financial comparison of PATRICK INDUSTRIES INC (PATK) and Regions Financial Corporation (RF). Click either name above to swap in a different company.

Regions Financial Corporation is the larger business by last-quarter revenue ($1.3B vs $924.2M, roughly 1.4× PATRICK INDUSTRIES INC). Regions Financial Corporation runs the higher net margin — 41.7% vs 3.1%, a 38.5% gap on every dollar of revenue. On growth, PATRICK INDUSTRIES INC posted the faster year-over-year revenue change (9.2% vs 4.1%). Over the past eight quarters, Regions Financial Corporation's revenue compounded faster (4.0% CAGR vs -0.5%).

Anduril Industries, Inc. is an American defense technology company specializing in the development of advanced autonomous systems.

Regions Financial Corporation is an American bank holding company headquartered in the Regions Center in Birmingham, Alabama. The company provides retail and commercial banking, trust, stock brokerage, and mortgage services. Its banking subsidiary, Regions Bank, operates about 2,000 automated teller machines and 1,300 branches in 15 states in the Southern and Midwestern United States.

PATK vs RF — Head-to-Head

Bigger by revenue
RF
RF
1.4× larger
RF
$1.3B
$924.2M
PATK
Growing faster (revenue YoY)
PATK
PATK
+5.1% gap
PATK
9.2%
4.1%
RF
Higher net margin
RF
RF
38.5% more per $
RF
41.7%
3.1%
PATK
Faster 2-yr revenue CAGR
RF
RF
Annualised
RF
4.0%
-0.5%
PATK

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
PATK
PATK
RF
RF
Revenue
$924.2M
$1.3B
Net Profit
$29.1M
$534.0M
Gross Margin
23.0%
Operating Margin
6.2%
55.3%
Net Margin
3.1%
41.7%
Revenue YoY
9.2%
4.1%
Net Profit YoY
99.7%
0.0%
EPS (diluted)
$0.82
$0.59

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
PATK
PATK
RF
RF
Q4 25
$924.2M
$1.3B
Q3 25
$975.6M
$1.3B
Q2 25
$1.0B
$1.3B
Q1 25
$1.0B
$1.2B
Q4 24
$846.1M
$1.2B
Q3 24
$919.4M
$1.2B
Q2 24
$1.0B
$1.2B
Q1 24
$933.5M
$1.2B
Net Profit
PATK
PATK
RF
RF
Q4 25
$29.1M
$534.0M
Q3 25
$35.3M
$569.0M
Q2 25
$32.4M
$563.0M
Q1 25
$38.2M
$490.0M
Q4 24
$14.6M
$534.0M
Q3 24
$40.9M
$490.0M
Q2 24
$47.9M
$501.0M
Q1 24
$35.1M
$368.0M
Gross Margin
PATK
PATK
RF
RF
Q4 25
23.0%
Q3 25
22.6%
Q2 25
23.9%
Q1 25
22.8%
Q4 24
22.1%
Q3 24
23.1%
Q2 24
22.8%
Q1 24
21.9%
Operating Margin
PATK
PATK
RF
RF
Q4 25
6.2%
55.3%
Q3 25
6.8%
56.3%
Q2 25
8.3%
56.1%
Q1 25
6.5%
52.0%
Q4 24
4.7%
53.4%
Q3 24
8.1%
49.9%
Q2 24
8.3%
52.7%
Q1 24
6.4%
39.2%
Net Margin
PATK
PATK
RF
RF
Q4 25
3.1%
41.7%
Q3 25
3.6%
45.3%
Q2 25
3.1%
44.7%
Q1 25
3.8%
41.0%
Q4 24
1.7%
43.4%
Q3 24
4.4%
40.2%
Q2 24
4.7%
42.2%
Q1 24
3.8%
31.1%
EPS (diluted)
PATK
PATK
RF
RF
Q4 25
$0.82
$0.59
Q3 25
$1.01
$0.61
Q2 25
$0.96
$0.59
Q1 25
$1.11
$0.51
Q4 24
$-1.44
$0.55
Q3 24
$1.80
$0.49
Q2 24
$2.16
$0.52
Q1 24
$1.59
$0.37

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
PATK
PATK
RF
RF
Cash + ST InvestmentsLiquidity on hand
$26.4M
Total DebtLower is stronger
$1.3B
$4.1B
Stockholders' EquityBook value
$1.2B
$19.0B
Total Assets
$3.1B
$158.8B
Debt / EquityLower = less leverage
1.10×
0.22×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
PATK
PATK
RF
RF
Q4 25
$26.4M
Q3 25
$20.7M
Q2 25
$22.0M
Q1 25
$86.6M
Q4 24
$33.6M
Q3 24
$52.6M
Q2 24
$44.0M
Q1 24
$17.6M
Total Debt
PATK
PATK
RF
RF
Q4 25
$1.3B
$4.1B
Q3 25
$4.8B
Q2 25
$5.3B
Q1 25
$6.0B
Q4 24
$1.3B
$6.0B
Q3 24
$6.0B
Q2 24
$5.1B
Q1 24
$3.3B
Stockholders' Equity
PATK
PATK
RF
RF
Q4 25
$1.2B
$19.0B
Q3 25
$1.2B
$19.0B
Q2 25
$1.1B
$18.7B
Q1 25
$1.1B
$18.5B
Q4 24
$1.1B
$17.9B
Q3 24
$1.1B
$18.7B
Q2 24
$1.1B
$17.2B
Q1 24
$1.1B
$17.0B
Total Assets
PATK
PATK
RF
RF
Q4 25
$3.1B
$158.8B
Q3 25
$3.1B
$159.9B
Q2 25
$3.1B
$159.2B
Q1 25
$3.2B
$159.8B
Q4 24
$3.0B
$157.3B
Q3 24
$3.1B
$157.4B
Q2 24
$3.0B
$154.1B
Q1 24
$3.0B
$154.9B
Debt / Equity
PATK
PATK
RF
RF
Q4 25
1.10×
0.22×
Q3 25
0.25×
Q2 25
0.28×
Q1 25
0.32×
Q4 24
1.18×
0.34×
Q3 24
0.32×
Q2 24
0.30×
Q1 24
0.20×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
PATK
PATK
RF
RF
Operating Cash FlowLast quarter
$130.8M
$-319.0M
Free Cash FlowOCF − Capex
$112.7M
FCF MarginFCF / Revenue
12.2%
Capex IntensityCapex / Revenue
2.0%
Cash ConversionOCF / Net Profit
4.50×
-0.60×
TTM Free Cash FlowTrailing 4 quarters
$246.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
PATK
PATK
RF
RF
Q4 25
$130.8M
$-319.0M
Q3 25
$9.1M
$861.0M
Q2 25
$149.4M
$573.0M
Q1 25
$40.1M
$1.1B
Q4 24
$102.7M
$-220.0M
Q3 24
$51.5M
$1.3B
Q2 24
$137.5M
$161.0M
Q1 24
$35.2M
$396.0M
Free Cash Flow
PATK
PATK
RF
RF
Q4 25
$112.7M
Q3 25
$-17.2M
Q2 25
$131.1M
Q1 25
$19.9M
Q4 24
$77.2M
Q3 24
$33.7M
Q2 24
$120.6M
Q1 24
$19.7M
FCF Margin
PATK
PATK
RF
RF
Q4 25
12.2%
Q3 25
-1.8%
Q2 25
12.5%
Q1 25
2.0%
Q4 24
9.1%
Q3 24
3.7%
Q2 24
11.9%
Q1 24
2.1%
Capex Intensity
PATK
PATK
RF
RF
Q4 25
2.0%
Q3 25
2.7%
Q2 25
1.7%
Q1 25
2.0%
Q4 24
3.0%
Q3 24
1.9%
Q2 24
1.7%
Q1 24
1.7%
Cash Conversion
PATK
PATK
RF
RF
Q4 25
4.50×
-0.60×
Q3 25
0.26×
1.51×
Q2 25
4.61×
1.02×
Q1 25
1.05×
2.18×
Q4 24
7.05×
-0.41×
Q3 24
1.26×
2.57×
Q2 24
2.87×
0.32×
Q1 24
1.00×
1.08×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

PATK
PATK

Recreational Vehicle$276.3M30%
Distribution$222.4M24%
Marine$141.9M15%
Industrial$110.8M12%
Powersports$104.8M11%
Manufactured Housing$67.9M7%

RF
RF

Consumer Bank$747.0M58%
Corporate Bank$487.0M38%
Wealth Management$47.0M4%

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