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Side-by-side financial comparison of PROSPERITY BANCSHARES INC (PB) and Clear Secure, Inc. (YOU). Click either name above to swap in a different company.

PROSPERITY BANCSHARES INC is the larger business by last-quarter revenue ($275.0M vs $240.8M, roughly 1.1× Clear Secure, Inc.). PROSPERITY BANCSHARES INC runs the higher net margin — 50.9% vs 12.8%, a 38.1% gap on every dollar of revenue. On growth, Clear Secure, Inc. posted the faster year-over-year revenue change (16.7% vs 2.7%). Clear Secure, Inc. produced more free cash flow last quarter ($187.4M vs $68.5M). Over the past eight quarters, Clear Secure, Inc.'s revenue compounded faster (16.0% CAGR vs 7.4%).

Prosperity Bancshares, Inc. is a bank holding company headquartered in Houston, Texas with operations in Texas and central Oklahoma. As of December 31, 2019, the company operated 285 branches: 65 in the Houston area, including The Woodlands, Texas; 30 in South Texas, including Corpus Christi, Texas and Victoria, Texas; 75 in the Dallas–Fort Worth metroplex; 22 in East Texas; 29 in Central Texas, including Austin, Texas and San Antonio; 34 in West Texas, including Lubbock, Texas, Midland–Odess...

Clear Secure, Inc. is an American technology company that operates biometric travel document verification systems at some major airports and stadiums. It was founded in 2003, but shut down in 2009 after filing for bankruptcy. It was relaunched in 2012 and went public in 2021.

PB vs YOU — Head-to-Head

Bigger by revenue
PB
PB
1.1× larger
PB
$275.0M
$240.8M
YOU
Growing faster (revenue YoY)
YOU
YOU
+14.0% gap
YOU
16.7%
2.7%
PB
Higher net margin
PB
PB
38.1% more per $
PB
50.9%
12.8%
YOU
More free cash flow
YOU
YOU
$118.9M more FCF
YOU
$187.4M
$68.5M
PB
Faster 2-yr revenue CAGR
YOU
YOU
Annualised
YOU
16.0%
7.4%
PB

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
PB
PB
YOU
YOU
Revenue
$275.0M
$240.8M
Net Profit
$139.9M
$30.8M
Gross Margin
Operating Margin
65.1%
22.4%
Net Margin
50.9%
12.8%
Revenue YoY
2.7%
16.7%
Net Profit YoY
7.6%
-70.2%
EPS (diluted)
$1.48

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
PB
PB
YOU
YOU
Q4 25
$275.0M
$240.8M
Q3 25
$273.4M
$229.2M
Q2 25
$267.7M
$219.5M
Q1 25
$265.4M
$211.4M
Q4 24
$267.8M
$206.3M
Q3 24
$261.7M
$198.4M
Q2 24
$258.8M
$186.7M
Q1 24
$238.2M
$179.0M
Net Profit
PB
PB
YOU
YOU
Q4 25
$139.9M
$30.8M
Q3 25
$137.6M
$28.3M
Q2 25
$135.2M
$24.7M
Q1 25
$130.2M
$25.4M
Q4 24
$130.1M
$103.3M
Q3 24
$127.3M
$23.5M
Q2 24
$111.6M
$24.1M
Q1 24
$110.4M
$18.8M
Operating Margin
PB
PB
YOU
YOU
Q4 25
65.1%
22.4%
Q3 25
64.4%
23.0%
Q2 25
64.3%
19.4%
Q1 25
62.7%
17.7%
Q4 24
62.0%
16.5%
Q3 24
62.1%
17.7%
Q2 24
55.2%
16.2%
Q1 24
59.3%
13.2%
Net Margin
PB
PB
YOU
YOU
Q4 25
50.9%
12.8%
Q3 25
50.3%
12.3%
Q2 25
50.5%
11.3%
Q1 25
49.1%
12.0%
Q4 24
48.6%
50.1%
Q3 24
48.6%
11.8%
Q2 24
43.1%
12.9%
Q1 24
46.3%
10.5%
EPS (diluted)
PB
PB
YOU
YOU
Q4 25
$1.48
Q3 25
$1.45
Q2 25
$1.42
Q1 25
$1.37
Q4 24
$1.36
Q3 24
$1.34
Q2 24
$1.17
Q1 24
$1.18

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
PB
PB
YOU
YOU
Cash + ST InvestmentsLiquidity on hand
$85.7M
Total DebtLower is stronger
Stockholders' EquityBook value
$7.6B
$177.7M
Total Assets
$38.5B
$1.3B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
PB
PB
YOU
YOU
Q4 25
$85.7M
Q3 25
$75.8M
Q2 25
$89.3M
Q1 25
$87.6M
Q4 24
$66.9M
Q3 24
$32.9M
Q2 24
$39.1M
Q1 24
$64.1M
Stockholders' Equity
PB
PB
YOU
YOU
Q4 25
$7.6B
$177.7M
Q3 25
$7.7B
$148.6M
Q2 25
$7.6B
$121.3M
Q1 25
$7.5B
$116.7M
Q4 24
$7.4B
$198.4M
Q3 24
$7.4B
$129.0M
Q2 24
$7.3B
$153.5M
Q1 24
$7.1B
$165.9M
Total Assets
PB
PB
YOU
YOU
Q4 25
$38.5B
$1.3B
Q3 25
$38.3B
$1.1B
Q2 25
$38.4B
$1.2B
Q1 25
$38.8B
$1.1B
Q4 24
$39.6B
$1.2B
Q3 24
$40.1B
$858.6M
Q2 24
$39.8B
$982.4M
Q1 24
$38.8B
$1.0B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
PB
PB
YOU
YOU
Operating Cash FlowLast quarter
$78.3M
$198.4M
Free Cash FlowOCF − Capex
$68.5M
$187.4M
FCF MarginFCF / Revenue
24.9%
77.8%
Capex IntensityCapex / Revenue
3.6%
4.6%
Cash ConversionOCF / Net Profit
0.56×
6.45×
TTM Free Cash FlowTrailing 4 quarters
$517.0M
$343.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
PB
PB
YOU
YOU
Q4 25
$78.3M
$198.4M
Q3 25
$194.8M
$-47.3M
Q2 25
$98.2M
$123.0M
Q1 25
$178.2M
$98.3M
Q4 24
$-205.8M
$136.6M
Q3 24
$274.6M
$-35.9M
Q2 24
$216.5M
$114.6M
Q1 24
$187.4M
$80.3M
Free Cash Flow
PB
PB
YOU
YOU
Q4 25
$68.5M
$187.4M
Q3 25
$185.7M
$-53.5M
Q2 25
$91.8M
$117.9M
Q1 25
$171.1M
$91.3M
Q4 24
$-210.7M
$133.9M
Q3 24
$270.2M
$-37.9M
Q2 24
$211.8M
$110.1M
Q1 24
$180.2M
$77.6M
FCF Margin
PB
PB
YOU
YOU
Q4 25
24.9%
77.8%
Q3 25
67.9%
-23.3%
Q2 25
34.3%
53.7%
Q1 25
64.5%
43.2%
Q4 24
-78.7%
64.9%
Q3 24
103.3%
-19.1%
Q2 24
81.8%
59.0%
Q1 24
75.6%
43.3%
Capex Intensity
PB
PB
YOU
YOU
Q4 25
3.6%
4.6%
Q3 25
3.3%
2.7%
Q2 25
2.4%
2.3%
Q1 25
2.7%
3.4%
Q4 24
1.8%
1.3%
Q3 24
1.7%
1.0%
Q2 24
1.8%
2.4%
Q1 24
3.0%
1.6%
Cash Conversion
PB
PB
YOU
YOU
Q4 25
0.56×
6.45×
Q3 25
1.42×
-1.67×
Q2 25
0.73×
4.97×
Q1 25
1.37×
3.87×
Q4 24
-1.58×
1.32×
Q3 24
2.16×
-1.53×
Q2 24
1.94×
4.75×
Q1 24
1.70×
4.27×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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