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Side-by-side financial comparison of PBF Energy Inc. (PBF) and Paccar (PCAR). Click either name above to swap in a different company.

PBF Energy Inc. is the larger business by last-quarter revenue ($7.1B vs $6.8B, roughly 1.0× Paccar). Paccar runs the higher net margin — 8.2% vs 1.1%, a 7.1% gap on every dollar of revenue. On growth, PBF Energy Inc. posted the faster year-over-year revenue change (-2.9% vs -13.7%). Paccar produced more free cash flow last quarter ($954.4M vs $77.0M). Over the past eight quarters, PBF Energy Inc.'s revenue compounded faster (-9.1% CAGR vs -11.7%).

PBF Energy Inc. is a petroleum refining and logistics company that produces and sells transportation fuels, heating oils, lubricants, petrochemical feedstocks, and other petroleum products. The company owns and operated 6 refineries throughout the United States, located in Chalmette, Louisiana; Toledo, Ohio; Paulsboro, New Jersey; the Delaware City Refinery in Delaware City; Torrance, California; Martinez, California. PBF produces a range of products including gasoline, ultra-low-sulfur diese...

Paccar Inc. is an American company that manufactures heavy-duty trucks. It operates subsidiaries including Kenworth, Peterbilt, and DAF Trucks. Headquartered in Bellevue, Washington, PACCAR also provides financial services and industrial parts. Its stock is listed on the Nasdaq and is part of the S&P 500 index.

PBF vs PCAR — Head-to-Head

Bigger by revenue
PBF
PBF
1.0× larger
PBF
$7.1B
$6.8B
PCAR
Growing faster (revenue YoY)
PBF
PBF
+10.9% gap
PBF
-2.9%
-13.7%
PCAR
Higher net margin
PCAR
PCAR
7.1% more per $
PCAR
8.2%
1.1%
PBF
More free cash flow
PCAR
PCAR
$877.4M more FCF
PCAR
$954.4M
$77.0M
PBF
Faster 2-yr revenue CAGR
PBF
PBF
Annualised
PBF
-9.1%
-11.7%
PCAR

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
PBF
PBF
PCAR
PCAR
Revenue
$7.1B
$6.8B
Net Profit
$78.4M
$556.9M
Gross Margin
-1.8%
19.3%
Operating Margin
1.8%
10.3%
Net Margin
1.1%
8.2%
Revenue YoY
-2.9%
-13.7%
Net Profit YoY
127.1%
-36.1%
EPS (diluted)
$0.74
$1.06

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
PBF
PBF
PCAR
PCAR
Q4 25
$7.1B
$6.8B
Q3 25
$7.7B
$6.7B
Q2 25
$7.5B
$7.5B
Q1 25
$7.1B
$7.4B
Q4 24
$7.4B
$7.9B
Q3 24
$8.4B
$8.2B
Q2 24
$8.7B
$8.8B
Q1 24
$8.6B
$8.7B
Net Profit
PBF
PBF
PCAR
PCAR
Q4 25
$78.4M
$556.9M
Q3 25
$170.1M
$590.0M
Q2 25
$-5.2M
$723.8M
Q1 25
$-401.8M
$505.1M
Q4 24
$-289.3M
$872.0M
Q3 24
$-285.9M
$972.1M
Q2 24
$-65.2M
$1.1B
Q1 24
$106.6M
$1.2B
Gross Margin
PBF
PBF
PCAR
PCAR
Q4 25
-1.8%
19.3%
Q3 25
0.5%
19.9%
Q2 25
-0.8%
20.2%
Q1 25
-5.9%
20.8%
Q4 24
-4.2%
21.6%
Q3 24
-3.4%
22.0%
Q2 24
0.1%
22.8%
Q1 24
2.5%
23.7%
Operating Margin
PBF
PBF
PCAR
PCAR
Q4 25
1.8%
10.3%
Q3 25
3.7%
11.1%
Q2 25
0.6%
12.4%
Q1 25
-7.2%
8.6%
Q4 24
-5.2%
14.5%
Q3 24
-4.6%
15.2%
Q2 24
-0.9%
16.7%
Q1 24
1.7%
17.5%
Net Margin
PBF
PBF
PCAR
PCAR
Q4 25
1.1%
8.2%
Q3 25
2.2%
8.8%
Q2 25
-0.1%
9.6%
Q1 25
-5.7%
6.8%
Q4 24
-3.9%
11.0%
Q3 24
-3.4%
11.8%
Q2 24
-0.7%
12.8%
Q1 24
1.2%
13.7%
EPS (diluted)
PBF
PBF
PCAR
PCAR
Q4 25
$0.74
$1.06
Q3 25
$1.45
$1.12
Q2 25
$-0.05
$1.37
Q1 25
$-3.53
$0.96
Q4 24
$-2.41
$1.65
Q3 24
$-2.49
$1.85
Q2 24
$-0.56
$2.13
Q1 24
$0.86
$2.27

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
PBF
PBF
PCAR
PCAR
Cash + ST InvestmentsLiquidity on hand
$527.9M
Total DebtLower is stronger
Stockholders' EquityBook value
$5.3B
$19.3B
Total Assets
$13.0B
$44.3B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
PBF
PBF
PCAR
PCAR
Q4 25
$527.9M
Q3 25
$482.0M
Q2 25
$590.7M
Q1 25
$468.6M
Q4 24
$536.1M
Q3 24
$976.7M
Q2 24
$1.4B
Q1 24
$1.4B
Stockholders' Equity
PBF
PBF
PCAR
PCAR
Q4 25
$5.3B
$19.3B
Q3 25
$5.2B
$19.4B
Q2 25
$5.1B
$18.9B
Q1 25
$5.1B
$18.0B
Q4 24
$5.5B
$17.5B
Q3 24
$5.9B
$18.7B
Q2 24
$6.3B
$17.7B
Q1 24
$6.5B
$16.9B
Total Assets
PBF
PBF
PCAR
PCAR
Q4 25
$13.0B
$44.3B
Q3 25
$13.0B
$44.2B
Q2 25
$13.0B
$44.1B
Q1 25
$13.0B
$42.7B
Q4 24
$12.7B
$43.4B
Q3 24
$13.1B
$43.3B
Q2 24
$14.1B
$41.2B
Q1 24
$13.8B
$40.4B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
PBF
PBF
PCAR
PCAR
Operating Cash FlowLast quarter
$366.6M
$1.1B
Free Cash FlowOCF − Capex
$77.0M
$954.4M
FCF MarginFCF / Revenue
1.1%
14.0%
Capex IntensityCapex / Revenue
4.1%
2.8%
Cash ConversionOCF / Net Profit
4.68×
2.05×
TTM Free Cash FlowTrailing 4 quarters
$-783.2M
$3.7B

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
PBF
PBF
PCAR
PCAR
Q4 25
$366.6M
$1.1B
Q3 25
$25.7M
$1.5B
Q2 25
$191.1M
$833.4M
Q1 25
$-661.4M
$910.3M
Q4 24
$-329.7M
$1.4B
Q3 24
$-68.0M
$1.3B
Q2 24
$425.3M
$440.0M
Q1 24
$15.8M
$1.5B
Free Cash Flow
PBF
PBF
PCAR
PCAR
Q4 25
$77.0M
$954.4M
Q3 25
$-122.8M
$1.4B
Q2 25
$35.0M
$611.3M
Q1 25
$-772.4M
$745.2M
Q4 24
$-425.7M
$1.2B
Q3 24
$-169.8M
$1.1B
Q2 24
$371.8M
$219.7M
Q1 24
$-123.8M
$1.3B
FCF Margin
PBF
PBF
PCAR
PCAR
Q4 25
1.1%
14.0%
Q3 25
-1.6%
20.4%
Q2 25
0.5%
8.1%
Q1 25
-10.9%
10.0%
Q4 24
-5.8%
15.3%
Q3 24
-2.0%
13.3%
Q2 24
4.3%
2.5%
Q1 24
-1.4%
14.6%
Capex Intensity
PBF
PBF
PCAR
PCAR
Q4 25
4.1%
2.8%
Q3 25
1.9%
2.5%
Q2 25
2.1%
3.0%
Q1 25
1.6%
2.2%
Q4 24
1.3%
3.0%
Q3 24
1.2%
2.4%
Q2 24
0.6%
2.5%
Q1 24
1.6%
2.2%
Cash Conversion
PBF
PBF
PCAR
PCAR
Q4 25
4.68×
2.05×
Q3 25
0.15×
2.59×
Q2 25
1.15×
Q1 25
1.80×
Q4 24
1.66×
Q3 24
1.32×
Q2 24
0.39×
Q1 24
0.15×
1.23×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

PBF
PBF

Gasoline And Distillate$6.4B89%
Asphaltand Residual Oil$283.6M4%
Other$149.4M2%
Chemicals$145.1M2%
Logistics Group$93.5M1%
Lubricants$81.9M1%

PCAR
PCAR

Truck Subsegment$4.5B66%
Parts Subsegment$1.7B25%
Other$359.4M5%
Financial Services$208.1M3%

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