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Side-by-side financial comparison of PBF Energy Inc. (PBF) and Principal Financial Group (PFG). Click either name above to swap in a different company.

PBF Energy Inc. is the larger business by last-quarter revenue ($33.1B vs $750.8M, roughly 44.1× Principal Financial Group). Principal Financial Group runs the higher net margin — 0.3% vs 0.2%, a 0.0% gap on every dollar of revenue. On growth, Principal Financial Group posted the faster year-over-year revenue change (4.0% vs -0.1%). Over the past eight quarters, PBF Energy Inc.'s revenue compounded faster (94.6% CAGR vs -58.3%).

PBF Energy Inc. is a petroleum refining and logistics company that produces and sells transportation fuels, heating oils, lubricants, petrochemical feedstocks, and other petroleum products. The company owns and operated 6 refineries throughout the United States, located in Chalmette, Louisiana; Toledo, Ohio; Paulsboro, New Jersey; the Delaware City Refinery in Delaware City; Torrance, California; Martinez, California. PBF produces a range of products including gasoline, ultra-low-sulfur diese...

Principal Financial Group, Inc. (PFG) is an American global financial investment management and insurance company headquartered in Des Moines, Iowa, United States.

PBF vs PFG — Head-to-Head

Bigger by revenue
PBF
PBF
44.1× larger
PBF
$33.1B
$750.8M
PFG
Growing faster (revenue YoY)
PFG
PFG
+4.1% gap
PFG
4.0%
-0.1%
PBF
Higher net margin
PFG
PFG
0.0% more per $
PFG
0.3%
0.2%
PBF
Faster 2-yr revenue CAGR
PBF
PBF
Annualised
PBF
94.6%
-58.3%
PFG

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
PBF
PBF
PFG
PFG
Revenue
$33.1B
$750.8M
Net Profit
$79.1M
$1.9M
Gross Margin
78.0%
Operating Margin
78.8%
Net Margin
0.2%
0.3%
Revenue YoY
-0.1%
4.0%
Net Profit YoY
149.3%
783.0%
EPS (diluted)
$0.66

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
PBF
PBF
PFG
PFG
Q1 26
$33.1B
$750.8M
Q4 25
$7.1B
$4.6B
Q3 25
$7.7B
$3.7B
Q2 25
$7.5B
$3.7B
Q1 25
$7.1B
$3.7B
Q4 24
$7.4B
$4.8B
Q3 24
$8.4B
$3.0B
Q2 24
$8.7B
$4.3B
Net Profit
PBF
PBF
PFG
PFG
Q1 26
$79.1M
$1.9M
Q4 25
$78.4M
$517.0M
Q3 25
$170.1M
$213.8M
Q2 25
$-5.2M
$406.2M
Q1 25
$-401.8M
$48.1M
Q4 24
$-289.3M
$905.4M
Q3 24
$-285.9M
$-220.0M
Q2 24
$-65.2M
$353.1M
Gross Margin
PBF
PBF
PFG
PFG
Q1 26
78.0%
Q4 25
-1.8%
Q3 25
0.5%
Q2 25
-0.8%
Q1 25
-5.9%
Q4 24
-4.2%
Q3 24
-3.4%
Q2 24
0.1%
Operating Margin
PBF
PBF
PFG
PFG
Q1 26
78.8%
Q4 25
1.8%
Q3 25
3.7%
Q2 25
0.6%
Q1 25
-7.2%
Q4 24
-5.2%
Q3 24
-4.6%
Q2 24
-0.9%
Net Margin
PBF
PBF
PFG
PFG
Q1 26
0.2%
0.3%
Q4 25
1.1%
11.3%
Q3 25
2.2%
5.8%
Q2 25
-0.1%
11.1%
Q1 25
-5.7%
1.3%
Q4 24
-3.9%
19.1%
Q3 24
-3.4%
-7.3%
Q2 24
-0.7%
8.2%
EPS (diluted)
PBF
PBF
PFG
PFG
Q1 26
$0.66
Q4 25
$0.74
$2.30
Q3 25
$1.45
$0.95
Q2 25
$-0.05
$1.79
Q1 25
$-3.53
$0.21
Q4 24
$-2.41
$3.92
Q3 24
$-2.49
$-0.95
Q2 24
$-0.56
$1.49

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
PBF
PBF
PFG
PFG
Cash + ST InvestmentsLiquidity on hand
$527.9M
Total DebtLower is stronger
Stockholders' EquityBook value
$5.4B
Total Assets
$13.0B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
PBF
PBF
PFG
PFG
Q1 26
$527.9M
Q4 25
$527.9M
$4.4B
Q3 25
$482.0M
$5.1B
Q2 25
$590.7M
$3.7B
Q1 25
$468.6M
$3.9B
Q4 24
$536.1M
$4.2B
Q3 24
$976.7M
$6.2B
Q2 24
$1.4B
$4.8B
Total Debt
PBF
PBF
PFG
PFG
Q1 26
Q4 25
$3.9B
Q3 25
$3.9B
Q2 25
$3.9B
Q1 25
$4.3B
Q4 24
$4.0B
Q3 24
$3.9B
Q2 24
$3.9B
Stockholders' Equity
PBF
PBF
PFG
PFG
Q1 26
$5.4B
Q4 25
$5.3B
$11.9B
Q3 25
$5.2B
$11.7B
Q2 25
$5.1B
$11.4B
Q1 25
$5.1B
$11.2B
Q4 24
$5.5B
$11.1B
Q3 24
$5.9B
$11.2B
Q2 24
$6.3B
$11.0B
Total Assets
PBF
PBF
PFG
PFG
Q1 26
$13.0B
Q4 25
$13.0B
$341.4B
Q3 25
$13.0B
$334.5B
Q2 25
$13.0B
$323.1B
Q1 25
$13.0B
$313.0B
Q4 24
$12.7B
$313.7B
Q3 24
$13.1B
$322.9B
Q2 24
$14.1B
$308.8B
Debt / Equity
PBF
PBF
PFG
PFG
Q1 26
Q4 25
0.33×
Q3 25
0.34×
Q2 25
0.34×
Q1 25
0.39×
Q4 24
0.36×
Q3 24
0.35×
Q2 24
0.36×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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