vs
Side-by-side financial comparison of PROCORE TECHNOLOGIES, INC. (PCOR) and UNITED BANKSHARES INC (UBSI). Click either name above to swap in a different company.
PROCORE TECHNOLOGIES, INC. is the larger business by last-quarter revenue ($359.3M vs $318.4M, roughly 1.1× UNITED BANKSHARES INC). UNITED BANKSHARES INC runs the higher net margin — 40.5% vs -2.5%, a 43.0% gap on every dollar of revenue. On growth, UNITED BANKSHARES INC posted the faster year-over-year revenue change (21.6% vs 15.7%). Over the past eight quarters, PROCORE TECHNOLOGIES, INC.'s revenue compounded faster (12.4% CAGR vs 11.8%).
Procore Technologies is an American construction management software as a service company founded in 2002, with headquarters in Carpinteria, California. Procore hosts a platform to connect those involved in the construction industry on a global platform. The software allows for the creation of simplified workflows and displays a consolidated view of construction products that includes the tracking of tasks, management of project workflows, and scheduling.
United Bankshares Inc. (WV) is a regional financial holding company operating mainly across the Mid-Atlantic and Southeastern United States. It provides full-spectrum banking solutions including consumer and commercial lending, deposit products, wealth management, and mortgage services for individual, small business and corporate clients.
PCOR vs UBSI — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | ||
|---|---|---|
| Revenue | $359.3M | $318.4M |
| Net Profit | $-9.1M | $128.8M |
| Gross Margin | 80.1% | — |
| Operating Margin | 15.5% | 50.2% |
| Net Margin | -2.5% | 40.5% |
| Revenue YoY | 15.7% | 21.6% |
| Net Profit YoY | 72.4% | 36.5% |
| EPS (diluted) | $-0.06 | $0.91 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $359.3M | — | ||
| Q4 25 | $349.1M | $318.4M | ||
| Q3 25 | $338.9M | $323.3M | ||
| Q2 25 | $323.9M | $306.0M | ||
| Q1 25 | $310.6M | $289.6M | ||
| Q4 24 | $302.0M | $261.9M | ||
| Q3 24 | $295.9M | $262.2M | ||
| Q2 24 | $284.3M | $255.9M |
| Q1 26 | $-9.1M | — | ||
| Q4 25 | $-37.6M | $128.8M | ||
| Q3 25 | $-9.1M | $130.7M | ||
| Q2 25 | $-21.1M | $120.7M | ||
| Q1 25 | $-33.0M | $84.3M | ||
| Q4 24 | $-62.3M | $94.4M | ||
| Q3 24 | $-26.4M | $95.3M | ||
| Q2 24 | $-6.3M | $96.5M |
| Q1 26 | 80.1% | — | ||
| Q4 25 | 80.1% | — | ||
| Q3 25 | 79.7% | — | ||
| Q2 25 | 79.1% | — | ||
| Q1 25 | 79.1% | — | ||
| Q4 24 | 81.2% | — | ||
| Q3 24 | 81.4% | — | ||
| Q2 24 | 83.1% | — |
| Q1 26 | 15.5% | — | ||
| Q4 25 | -12.3% | 50.2% | ||
| Q3 25 | -4.4% | 50.9% | ||
| Q2 25 | -9.3% | 49.7% | ||
| Q1 25 | -11.7% | 36.9% | ||
| Q4 24 | -21.9% | 46.2% | ||
| Q3 24 | -12.3% | 45.7% | ||
| Q2 24 | -5.2% | 45.1% |
| Q1 26 | -2.5% | — | ||
| Q4 25 | -10.8% | 40.5% | ||
| Q3 25 | -2.7% | 40.4% | ||
| Q2 25 | -6.5% | 39.5% | ||
| Q1 25 | -10.6% | 29.1% | ||
| Q4 24 | -20.6% | 36.0% | ||
| Q3 24 | -8.9% | 36.3% | ||
| Q2 24 | -2.2% | 37.7% |
| Q1 26 | $-0.06 | — | ||
| Q4 25 | $-0.25 | $0.91 | ||
| Q3 25 | $-0.06 | $0.92 | ||
| Q2 25 | $-0.14 | $0.85 | ||
| Q1 25 | $-0.22 | $0.59 | ||
| Q4 24 | $-0.42 | $0.70 | ||
| Q3 24 | $-0.18 | $0.70 | ||
| Q2 24 | $-0.04 | $0.71 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | ||
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $386.0M | — |
| Total DebtLower is stronger | — | $531.8M |
| Stockholders' EquityBook value | $1.2B | $5.5B |
| Total Assets | $2.1B | $33.7B |
| Debt / EquityLower = less leverage | — | 0.10× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $386.0M | — | ||
| Q4 25 | $768.5M | — | ||
| Q3 25 | $684.0M | — | ||
| Q2 25 | $620.9M | — | ||
| Q1 25 | $566.7M | — | ||
| Q4 24 | $775.4M | — | ||
| Q3 24 | $756.9M | — | ||
| Q2 24 | $735.4M | — |
| Q1 26 | — | — | ||
| Q4 25 | — | $531.8M | ||
| Q3 25 | — | $250.0M | ||
| Q2 25 | — | $250.0M | ||
| Q1 25 | — | $250.0M | ||
| Q4 24 | — | $540.4M | ||
| Q3 24 | — | $260.3M | ||
| Q2 24 | — | $1.2B |
| Q1 26 | $1.2B | — | ||
| Q4 25 | $1.3B | $5.5B | ||
| Q3 25 | $1.2B | $5.4B | ||
| Q2 25 | $1.2B | $5.4B | ||
| Q1 25 | $1.2B | $5.3B | ||
| Q4 24 | $1.3B | $5.0B | ||
| Q3 24 | $1.3B | $5.0B | ||
| Q2 24 | $1.3B | $4.9B |
| Q1 26 | $2.1B | — | ||
| Q4 25 | $2.2B | $33.7B | ||
| Q3 25 | $2.1B | $33.4B | ||
| Q2 25 | $2.0B | $32.8B | ||
| Q1 25 | $1.9B | $32.8B | ||
| Q4 24 | $2.1B | $30.0B | ||
| Q3 24 | $2.0B | $29.9B | ||
| Q2 24 | $2.0B | $30.0B |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.10× | ||
| Q3 25 | — | 0.05× | ||
| Q2 25 | — | 0.05× | ||
| Q1 25 | — | 0.05× | ||
| Q4 24 | — | 0.11× | ||
| Q3 24 | — | 0.05× | ||
| Q2 24 | — | 0.25× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | ||
|---|---|---|
| Operating Cash FlowLast quarter | $76.8M | $498.9M |
| Free Cash FlowOCF − Capex | — | $481.2M |
| FCF MarginFCF / Revenue | — | 151.1% |
| Capex IntensityCapex / Revenue | — | 5.6% |
| Cash ConversionOCF / Net Profit | — | 3.87× |
| TTM Free Cash FlowTrailing 4 quarters | — | $828.9M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $76.8M | — | ||
| Q4 25 | $114.9M | $498.9M | ||
| Q3 25 | $88.5M | $150.6M | ||
| Q2 25 | $30.8M | $89.4M | ||
| Q1 25 | $66.0M | $120.0M | ||
| Q4 24 | $29.1M | $445.5M | ||
| Q3 24 | $39.3M | $123.6M | ||
| Q2 24 | $58.7M | $61.2M |
| Q1 26 | — | — | ||
| Q4 25 | $109.2M | $481.2M | ||
| Q3 25 | $83.1M | $146.4M | ||
| Q2 25 | $27.9M | $85.2M | ||
| Q1 25 | $62.0M | $116.1M | ||
| Q4 24 | $17.4M | $433.3M | ||
| Q3 24 | $35.7M | $122.0M | ||
| Q2 24 | $56.8M | $58.2M |
| Q1 26 | — | — | ||
| Q4 25 | 31.3% | 151.1% | ||
| Q3 25 | 24.5% | 45.3% | ||
| Q2 25 | 8.6% | 27.8% | ||
| Q1 25 | 20.0% | 40.1% | ||
| Q4 24 | 5.8% | 165.4% | ||
| Q3 24 | 12.1% | 46.5% | ||
| Q2 24 | 20.0% | 22.7% |
| Q1 26 | — | — | ||
| Q4 25 | 1.6% | 5.6% | ||
| Q3 25 | 1.6% | 1.3% | ||
| Q2 25 | 0.9% | 1.4% | ||
| Q1 25 | 1.3% | 1.3% | ||
| Q4 24 | 3.9% | 4.6% | ||
| Q3 24 | 1.2% | 0.6% | ||
| Q2 24 | 0.7% | 1.2% |
| Q1 26 | — | — | ||
| Q4 25 | — | 3.87× | ||
| Q3 25 | — | 1.15× | ||
| Q2 25 | — | 0.74× | ||
| Q1 25 | — | 1.42× | ||
| Q4 24 | — | 4.72× | ||
| Q3 24 | — | 1.30× | ||
| Q2 24 | — | 0.63× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.