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Side-by-side financial comparison of PROCORE TECHNOLOGIES, INC. (PCOR) and VALLEY NATIONAL BANCORP (VLY). Click either name above to swap in a different company.
VALLEY NATIONAL BANCORP is the larger business by last-quarter revenue ($540.4M vs $359.3M, roughly 1.5× PROCORE TECHNOLOGIES, INC.). VALLEY NATIONAL BANCORP runs the higher net margin — 30.3% vs -2.5%, a 32.9% gap on every dollar of revenue. On growth, PROCORE TECHNOLOGIES, INC. posted the faster year-over-year revenue change (15.7% vs 13.0%). Over the past eight quarters, VALLEY NATIONAL BANCORP's revenue compounded faster (16.0% CAGR vs 12.4%).
Procore Technologies is an American construction management software as a service company founded in 2002, with headquarters in Carpinteria, California. Procore hosts a platform to connect those involved in the construction industry on a global platform. The software allows for the creation of simplified workflows and displays a consolidated view of construction products that includes the tracking of tasks, management of project workflows, and scheduling.
VALLEY NATIONAL BANCORPVLYEarnings & Financial Report
North Valley Bancorp was a bank holding company headquartered in Redding, California. The company operated 22 branches. The company was acquired by TriCo Bancshares in October 2014, in a merger valued at more than $178 million.
PCOR vs VLY — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $359.3M | $540.4M |
| Net Profit | $-9.1M | $163.9M |
| Gross Margin | 80.1% | — |
| Operating Margin | 15.5% | — |
| Net Margin | -2.5% | 30.3% |
| Revenue YoY | 15.7% | 13.0% |
| Net Profit YoY | 72.4% | 54.6% |
| EPS (diluted) | $-0.06 | $0.29 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $359.3M | $540.4M | ||
| Q4 25 | $349.1M | $464.9M | ||
| Q3 25 | $338.9M | $446.2M | ||
| Q2 25 | $323.9M | $432.4M | ||
| Q1 25 | $310.6M | $420.1M | ||
| Q4 24 | $302.0M | $423.0M | ||
| Q3 24 | $295.9M | $410.5M | ||
| Q2 24 | $284.3M | $401.7M |
| Q1 26 | $-9.1M | $163.9M | ||
| Q4 25 | $-37.6M | $195.4M | ||
| Q3 25 | $-9.1M | $163.4M | ||
| Q2 25 | $-21.1M | $133.2M | ||
| Q1 25 | $-33.0M | $106.1M | ||
| Q4 24 | $-62.3M | $115.7M | ||
| Q3 24 | $-26.4M | $97.9M | ||
| Q2 24 | $-6.3M | $70.4M |
| Q1 26 | 80.1% | — | ||
| Q4 25 | 80.1% | — | ||
| Q3 25 | 79.7% | — | ||
| Q2 25 | 79.1% | — | ||
| Q1 25 | 79.1% | — | ||
| Q4 24 | 81.2% | — | ||
| Q3 24 | 81.4% | — | ||
| Q2 24 | 83.1% | — |
| Q1 26 | 15.5% | — | ||
| Q4 25 | -12.3% | 47.7% | ||
| Q3 25 | -4.4% | 47.1% | ||
| Q2 25 | -9.3% | 40.0% | ||
| Q1 25 | -11.7% | 33.1% | ||
| Q4 24 | -21.9% | 21.1% | ||
| Q3 24 | -12.3% | 30.9% | ||
| Q2 24 | -5.2% | 23.2% |
| Q1 26 | -2.5% | 30.3% | ||
| Q4 25 | -10.8% | 42.0% | ||
| Q3 25 | -2.7% | 36.6% | ||
| Q2 25 | -6.5% | 30.8% | ||
| Q1 25 | -10.6% | 25.2% | ||
| Q4 24 | -20.6% | 27.4% | ||
| Q3 24 | -8.9% | 23.8% | ||
| Q2 24 | -2.2% | 17.5% |
| Q1 26 | $-0.06 | $0.29 | ||
| Q4 25 | $-0.25 | $0.33 | ||
| Q3 25 | $-0.06 | $0.28 | ||
| Q2 25 | $-0.14 | $0.22 | ||
| Q1 25 | $-0.22 | $0.18 | ||
| Q4 24 | $-0.42 | $0.20 | ||
| Q3 24 | $-0.18 | $0.18 | ||
| Q2 24 | $-0.04 | $0.13 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $386.0M | — |
| Total DebtLower is stronger | — | $2.6B |
| Stockholders' EquityBook value | $1.2B | $7.9B |
| Total Assets | $2.1B | $64.5B |
| Debt / EquityLower = less leverage | — | 0.33× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $386.0M | — | ||
| Q4 25 | $768.5M | — | ||
| Q3 25 | $684.0M | — | ||
| Q2 25 | $620.9M | — | ||
| Q1 25 | $566.7M | — | ||
| Q4 24 | $775.4M | — | ||
| Q3 24 | $756.9M | — | ||
| Q2 24 | $735.4M | — |
| Q1 26 | — | $2.6B | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | $1.2B | $7.9B | ||
| Q4 25 | $1.3B | $7.8B | ||
| Q3 25 | $1.2B | $7.7B | ||
| Q2 25 | $1.2B | $7.6B | ||
| Q1 25 | $1.2B | $7.5B | ||
| Q4 24 | $1.3B | $7.4B | ||
| Q3 24 | $1.3B | $7.0B | ||
| Q2 24 | $1.3B | $6.7B |
| Q1 26 | $2.1B | $64.5B | ||
| Q4 25 | $2.2B | $64.1B | ||
| Q3 25 | $2.1B | $63.0B | ||
| Q2 25 | $2.0B | $62.7B | ||
| Q1 25 | $1.9B | $61.9B | ||
| Q4 24 | $2.1B | $62.5B | ||
| Q3 24 | $2.0B | $62.1B | ||
| Q2 24 | $2.0B | $62.1B |
| Q1 26 | — | 0.33× | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $76.8M | — |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $76.8M | — | ||
| Q4 25 | $114.9M | $196.6M | ||
| Q3 25 | $88.5M | $5.2M | ||
| Q2 25 | $30.8M | $159.2M | ||
| Q1 25 | $66.0M | $-17.1M | ||
| Q4 24 | $29.1M | $392.2M | ||
| Q3 24 | $39.3M | $-157.2M | ||
| Q2 24 | $58.7M | $214.0M |
| Q1 26 | — | — | ||
| Q4 25 | $109.2M | $187.5M | ||
| Q3 25 | $83.1M | $2.3M | ||
| Q2 25 | $27.9M | $156.0M | ||
| Q1 25 | $62.0M | $-20.2M | ||
| Q4 24 | $17.4M | $385.8M | ||
| Q3 24 | $35.7M | $-160.5M | ||
| Q2 24 | $56.8M | $211.3M |
| Q1 26 | — | — | ||
| Q4 25 | 31.3% | 40.3% | ||
| Q3 25 | 24.5% | 0.5% | ||
| Q2 25 | 8.6% | 36.1% | ||
| Q1 25 | 20.0% | -4.8% | ||
| Q4 24 | 5.8% | 91.2% | ||
| Q3 24 | 12.1% | -39.1% | ||
| Q2 24 | 20.0% | 52.6% |
| Q1 26 | — | — | ||
| Q4 25 | 1.6% | 2.0% | ||
| Q3 25 | 1.6% | 0.6% | ||
| Q2 25 | 0.9% | 0.7% | ||
| Q1 25 | 1.3% | 0.7% | ||
| Q4 24 | 3.9% | 1.5% | ||
| Q3 24 | 1.2% | 0.8% | ||
| Q2 24 | 0.7% | 0.7% |
| Q1 26 | — | — | ||
| Q4 25 | — | 1.01× | ||
| Q3 25 | — | 0.03× | ||
| Q2 25 | — | 1.20× | ||
| Q1 25 | — | -0.16× | ||
| Q4 24 | — | 3.39× | ||
| Q3 24 | — | -1.61× | ||
| Q2 24 | — | 3.04× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
