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Side-by-side financial comparison of PagerDuty, Inc. (PD) and SECURITY NATIONAL FINANCIAL CORP (SNFCA). Click either name above to swap in a different company.

PagerDuty, Inc. is the larger business by last-quarter revenue ($124.5M vs $83.0M, roughly 1.5× SECURITY NATIONAL FINANCIAL CORP). PagerDuty, Inc. runs the higher net margin — 129.7% vs 16.3%, a 113.5% gap on every dollar of revenue. On growth, PagerDuty, Inc. posted the faster year-over-year revenue change (4.7% vs 4.7%). SECURITY NATIONAL FINANCIAL CORP produced more free cash flow last quarter ($43.8M vs $24.1M). Over the past eight quarters, PagerDuty, Inc.'s revenue compounded faster (5.9% CAGR vs 1.1%).

PagerDuty, Inc. is an American cloud computing company specializing in a SaaS incident management platform for IT operations departments.

CNO Financial Group, Inc., formerly Conseco, Inc., is an American financial services holding company based in Carmel, Indiana. Its insurance subsidiaries provide life insurance, annuity and supplemental health insurance products to more than four million customers in the United States. These products are distributed through independent agents, career agents and direct to customers through television advertising and direct mail.

PD vs SNFCA — Head-to-Head

Bigger by revenue
PD
PD
1.5× larger
PD
$124.5M
$83.0M
SNFCA
Growing faster (revenue YoY)
PD
PD
+0.0% gap
PD
4.7%
4.7%
SNFCA
Higher net margin
PD
PD
113.5% more per $
PD
129.7%
16.3%
SNFCA
More free cash flow
SNFCA
SNFCA
$19.8M more FCF
SNFCA
$43.8M
$24.1M
PD
Faster 2-yr revenue CAGR
PD
PD
Annualised
PD
5.9%
1.1%
SNFCA

Income Statement — Q3 FY2026 vs Q4 FY2025

Metric
PD
PD
SNFCA
SNFCA
Revenue
$124.5M
$83.0M
Net Profit
$161.6M
$13.5M
Gross Margin
85.3%
98.6%
Operating Margin
6.5%
20.9%
Net Margin
129.7%
16.3%
Revenue YoY
4.7%
4.7%
Net Profit YoY
2827.7%
430.9%
EPS (diluted)
$1.69
$0.52

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
PD
PD
SNFCA
SNFCA
Q4 25
$124.5M
$83.0M
Q3 25
$123.4M
$89.3M
Q2 25
$119.8M
$89.5M
Q1 25
$121.4M
$82.7M
Q4 24
$118.9M
$79.3M
Q3 24
$115.9M
$88.3M
Q2 24
$111.2M
$85.8M
Q1 24
$111.1M
$81.2M
Net Profit
PD
PD
SNFCA
SNFCA
Q4 25
$161.6M
$13.5M
Q3 25
$9.6M
$7.8M
Q2 25
$-7.2M
$6.5M
Q1 25
$-8.8M
$4.3M
Q4 24
$-5.9M
$2.5M
Q3 24
$-10.9M
$11.8M
Q2 24
$-17.1M
$7.3M
Q1 24
$-28.2M
$7.5M
Gross Margin
PD
PD
SNFCA
SNFCA
Q4 25
85.3%
98.6%
Q3 25
84.6%
98.8%
Q2 25
84.0%
98.7%
Q1 25
83.6%
98.5%
Q4 24
83.0%
98.5%
Q3 24
82.7%
98.7%
Q2 24
82.6%
98.6%
Q1 24
81.7%
98.4%
Operating Margin
PD
PD
SNFCA
SNFCA
Q4 25
6.5%
20.9%
Q3 25
2.9%
11.4%
Q2 25
-8.6%
9.3%
Q1 25
-9.6%
6.7%
Q4 24
-8.7%
4.0%
Q3 24
-13.8%
17.2%
Q2 24
-19.5%
10.9%
Q1 24
-30.1%
11.8%
Net Margin
PD
PD
SNFCA
SNFCA
Q4 25
129.7%
16.3%
Q3 25
7.8%
8.7%
Q2 25
-6.0%
7.3%
Q1 25
-7.2%
5.2%
Q4 24
-5.0%
3.2%
Q3 24
-9.4%
13.4%
Q2 24
-15.4%
8.5%
Q1 24
-25.3%
9.2%
EPS (diluted)
PD
PD
SNFCA
SNFCA
Q4 25
$1.69
$0.52
Q3 25
$0.10
$0.31
Q2 25
$-0.07
$0.25
Q1 25
$-0.12
$0.18
Q4 24
$-0.07
$0.09
Q3 24
$-0.14
$0.47
Q2 24
$-0.26
$0.29
Q1 24
$-0.34
$0.31

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
PD
PD
SNFCA
SNFCA
Cash + ST InvestmentsLiquidity on hand
$547.8M
$102.3M
Total DebtLower is stronger
Stockholders' EquityBook value
$320.5M
$410.4M
Total Assets
$1.0B
$1.6B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
PD
PD
SNFCA
SNFCA
Q4 25
$547.8M
$102.3M
Q3 25
$567.9M
$100.4M
Q2 25
$597.1M
$79.3M
Q1 25
$570.8M
$132.9M
Q4 24
$542.2M
$140.5M
Q3 24
$599.3M
$170.7M
Q2 24
$592.8M
$143.6M
Q1 24
$571.2M
$150.9M
Total Debt
PD
PD
SNFCA
SNFCA
Q4 25
Q3 25
Q2 25
Q1 25
$484.5M
Q4 24
Q3 24
Q2 24
Q1 24
$489.5M
Stockholders' Equity
PD
PD
SNFCA
SNFCA
Q4 25
$320.5M
$410.4M
Q3 25
$180.7M
$365.4M
Q2 25
$145.7M
$354.8M
Q1 25
$129.8M
$346.5M
Q4 24
$111.6M
$381.9M
Q3 24
$164.7M
$346.3M
Q2 24
$174.0M
$325.8M
Q1 24
$171.6M
$320.1M
Total Assets
PD
PD
SNFCA
SNFCA
Q4 25
$1.0B
$1.6B
Q3 25
$891.5M
$1.6B
Q2 25
$926.8M
$1.5B
Q1 25
$927.3M
$1.5B
Q4 24
$866.8M
$1.5B
Q3 24
$916.0M
$1.5B
Q2 24
$924.0M
$1.5B
Q1 24
$925.3M
$1.4B
Debt / Equity
PD
PD
SNFCA
SNFCA
Q4 25
Q3 25
Q2 25
Q1 25
3.73×
Q4 24
Q3 24
Q2 24
Q1 24
2.85×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
PD
PD
SNFCA
SNFCA
Operating Cash FlowLast quarter
$24.8M
$45.5M
Free Cash FlowOCF − Capex
$24.1M
$43.8M
FCF MarginFCF / Revenue
19.3%
52.8%
Capex IntensityCapex / Revenue
0.6%
2.0%
Cash ConversionOCF / Net Profit
0.15×
3.38×
TTM Free Cash FlowTrailing 4 quarters
$117.6M
$69.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
PD
PD
SNFCA
SNFCA
Q4 25
$24.8M
$45.5M
Q3 25
$34.0M
$25.6M
Q2 25
$30.7M
$-7.7M
Q1 25
$31.4M
$9.6M
Q4 24
$22.1M
$57.3M
Q3 24
$35.8M
$26.8M
Q2 24
$28.6M
$-17.0M
Q1 24
$22.2M
$25.1M
Free Cash Flow
PD
PD
SNFCA
SNFCA
Q4 25
$24.1M
$43.8M
Q3 25
$33.1M
$24.9M
Q2 25
$30.2M
$-8.1M
Q1 25
$30.3M
$9.1M
Q4 24
$21.5M
$54.8M
Q3 24
$35.1M
$26.6M
Q2 24
$28.2M
$-17.1M
Q1 24
$21.2M
$24.8M
FCF Margin
PD
PD
SNFCA
SNFCA
Q4 25
19.3%
52.8%
Q3 25
26.8%
27.9%
Q2 25
25.2%
-9.1%
Q1 25
24.9%
11.1%
Q4 24
18.1%
69.2%
Q3 24
30.3%
30.2%
Q2 24
25.4%
-20.0%
Q1 24
19.1%
30.6%
Capex Intensity
PD
PD
SNFCA
SNFCA
Q4 25
0.6%
2.0%
Q3 25
0.7%
0.8%
Q2 25
0.4%
0.5%
Q1 25
0.9%
0.5%
Q4 24
0.5%
3.1%
Q3 24
0.5%
0.2%
Q2 24
0.4%
0.2%
Q1 24
0.9%
0.3%
Cash Conversion
PD
PD
SNFCA
SNFCA
Q4 25
0.15×
3.38×
Q3 25
3.55×
3.28×
Q2 25
-1.18×
Q1 25
2.21×
Q4 24
22.55×
Q3 24
2.26×
Q2 24
-2.33×
Q1 24
3.36×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

PD
PD

US$88.8M71%
Non Us$35.7M29%

SNFCA
SNFCA

Life Insurance$29.9M36%
Mortgage$24.8M30%
Other$21.3M26%
Timing Of Revenue Recognition Goods Transferred At A Point In Time$4.6M6%
Timing Of Revenue Recognition Services Transferred At A Point In Time$2.4M3%

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