vs

Side-by-side financial comparison of PEDEVCO CORP (PED) and SB FINANCIAL GROUP, INC. (SBFG). Click either name above to swap in a different company.

PEDEVCO CORP is the larger business by last-quarter revenue ($23.1M vs $16.4M, roughly 1.4× SB FINANCIAL GROUP, INC.). SB FINANCIAL GROUP, INC. runs the higher net margin — 23.9% vs -36.8%, a 60.7% gap on every dollar of revenue. On growth, PEDEVCO CORP posted the faster year-over-year revenue change (118.2% vs 6.3%). Over the past eight quarters, PEDEVCO CORP's revenue compounded faster (68.6% CAGR vs 11.8%).

PEDEVCO Corp is an independent energy company specializing in the acquisition, exploration, development, and production of oil and natural gas assets. It primarily holds and operates onshore resource properties across continental US basins, serving domestic wholesale, utility, and industrial energy customer segments.

SB Financial Group, Inc. is a U.S.-headquartered financial holding company that provides a full suite of personal and commercial banking products and services, including deposit accounts, mortgage and consumer loans, small business financing, and wealth management solutions. It primarily serves retail customers and small to medium-sized enterprises across regional markets in the United States.

PED vs SBFG — Head-to-Head

Bigger by revenue
PED
PED
1.4× larger
PED
$23.1M
$16.4M
SBFG
Growing faster (revenue YoY)
PED
PED
+112.0% gap
PED
118.2%
6.3%
SBFG
Higher net margin
SBFG
SBFG
60.7% more per $
SBFG
23.9%
-36.8%
PED
Faster 2-yr revenue CAGR
PED
PED
Annualised
PED
68.6%
11.8%
SBFG

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
PED
PED
SBFG
SBFG
Revenue
$23.1M
$16.4M
Net Profit
$-8.5M
$3.9M
Gross Margin
Operating Margin
-21.3%
30.3%
Net Margin
-36.8%
23.9%
Revenue YoY
118.2%
6.3%
Net Profit YoY
-243.5%
7.8%
EPS (diluted)
$-2.23
$0.62

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
PED
PED
SBFG
SBFG
Q4 25
$23.1M
$16.4M
Q3 25
$7.0M
$16.6M
Q2 25
$7.0M
$17.2M
Q1 25
$8.7M
$15.4M
Q4 24
$10.6M
$15.5M
Q3 24
$9.1M
$14.3M
Q2 24
$11.8M
$14.0M
Q1 24
$8.1M
$13.1M
Net Profit
PED
PED
SBFG
SBFG
Q4 25
$-8.5M
$3.9M
Q3 25
$-325.0K
$4.0M
Q2 25
$-1.7M
$3.9M
Q1 25
$140.0K
$2.2M
Q4 24
$5.9M
$3.6M
Q3 24
$2.9M
$2.4M
Q2 24
$2.7M
$3.1M
Q1 24
$773.0K
$2.4M
Operating Margin
PED
PED
SBFG
SBFG
Q4 25
-21.3%
30.3%
Q3 25
-12.0%
29.9%
Q2 25
-32.2%
27.5%
Q1 25
1.7%
16.8%
Q4 24
-12.9%
29.3%
Q3 24
31.3%
21.7%
Q2 24
22.3%
24.0%
Q1 24
7.6%
21.7%
Net Margin
PED
PED
SBFG
SBFG
Q4 25
-36.8%
23.9%
Q3 25
-4.7%
24.4%
Q2 25
-24.0%
22.4%
Q1 25
1.6%
14.0%
Q4 24
56.0%
23.5%
Q3 24
32.2%
16.5%
Q2 24
22.7%
22.2%
Q1 24
9.5%
18.0%
EPS (diluted)
PED
PED
SBFG
SBFG
Q4 25
$-2.23
$0.62
Q3 25
$0.00
$0.64
Q2 25
$-0.02
$0.60
Q1 25
$0.00
$0.33
Q4 24
$2.69
$0.55
Q3 24
$0.03
$0.35
Q2 24
$0.03
$0.47
Q1 24
$0.01
$0.35

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
PED
PED
SBFG
SBFG
Cash + ST InvestmentsLiquidity on hand
$3.2M
Total DebtLower is stronger
Stockholders' EquityBook value
$207.4M
$141.2M
Total Assets
$375.9M
$1.5B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
PED
PED
SBFG
SBFG
Q4 25
$3.2M
Q3 25
$10.9M
Q2 25
$8.5M
Q1 25
$10.4M
Q4 24
$4.0M
Q3 24
$4.6M
Q2 24
$6.1M
Q1 24
$13.3M
Total Debt
PED
PED
SBFG
SBFG
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
$19.7M
Q3 24
$19.7M
Q2 24
Q1 24
Stockholders' Equity
PED
PED
SBFG
SBFG
Q4 25
$207.4M
$141.2M
Q3 25
$115.4M
$136.9M
Q2 25
$115.2M
$133.6M
Q1 25
$116.2M
$131.5M
Q4 24
$115.6M
$127.5M
Q3 24
$106.5M
$132.8M
Q2 24
$103.2M
$125.5M
Q1 24
$100.0M
$123.7M
Total Assets
PED
PED
SBFG
SBFG
Q4 25
$375.9M
$1.5B
Q3 25
$135.9M
$1.5B
Q2 25
$136.8M
$1.5B
Q1 25
$145.6M
$1.5B
Q4 24
$128.3M
$1.4B
Q3 24
$114.3M
$1.4B
Q2 24
$111.0M
Q1 24
$118.3M
Debt / Equity
PED
PED
SBFG
SBFG
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
0.15×
Q3 24
0.15×
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
PED
PED
SBFG
SBFG
Operating Cash FlowLast quarter
$-2.1M
$24.0M
Free Cash FlowOCF − Capex
$21.4M
FCF MarginFCF / Revenue
130.6%
Capex IntensityCapex / Revenue
15.8%
Cash ConversionOCF / Net Profit
6.14×
TTM Free Cash FlowTrailing 4 quarters
$35.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
PED
PED
SBFG
SBFG
Q4 25
$-2.1M
$24.0M
Q3 25
$7.4M
$12.7M
Q2 25
$-420.0K
$-3.6M
Q1 25
$5.9M
$6.7M
Q4 24
$4.2M
$9.5M
Q3 24
$8.3M
$3.6M
Q2 24
$4.6M
$-434.0K
Q1 24
$-4.3M
$308.0K
Free Cash Flow
PED
PED
SBFG
SBFG
Q4 25
$21.4M
Q3 25
$12.2M
Q2 25
$-4.2M
Q1 25
$5.8M
Q4 24
$8.2M
Q3 24
$3.2M
Q2 24
$-833.0K
Q1 24
$149.0K
FCF Margin
PED
PED
SBFG
SBFG
Q4 25
130.6%
Q3 25
73.8%
Q2 25
-24.2%
Q1 25
37.6%
Q4 24
53.2%
Q3 24
22.6%
Q2 24
-5.9%
Q1 24
1.1%
Capex Intensity
PED
PED
SBFG
SBFG
Q4 25
15.8%
Q3 25
2.7%
Q2 25
3.1%
Q1 25
6.0%
Q4 24
8.0%
Q3 24
2.7%
Q2 24
2.8%
Q1 24
1.2%
Cash Conversion
PED
PED
SBFG
SBFG
Q4 25
6.14×
Q3 25
3.14×
Q2 25
-0.94×
Q1 25
42.34×
3.11×
Q4 24
0.71×
2.60×
Q3 24
2.83×
1.54×
Q2 24
1.71×
-0.14×
Q1 24
-5.56×
0.13×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons