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Side-by-side financial comparison of Public Service Enterprise Group (PEG) and Toast, Inc. (TOST). Click either name above to swap in a different company.

Public Service Enterprise Group is the larger business by last-quarter revenue ($2.9B vs $1.6B, roughly 1.8× Toast, Inc.). Public Service Enterprise Group runs the higher net margin — 10.8% vs 6.2%, a 4.6% gap on every dollar of revenue. On growth, Toast, Inc. posted the faster year-over-year revenue change (22.0% vs 18.3%). Toast, Inc. produced more free cash flow last quarter ($178.0M vs $-408.0M). Over the past eight quarters, Toast, Inc.'s revenue compounded faster (23.3% CAGR vs 2.8%).

The Public Service Enterprise Group, Inc. (PSEG) is a publicly traded energy company based in Newark, New Jersey, where it has been based since its founding. It was founded in 1985, with its roots tracing back to 1903.

Toast, Inc. is an American cloud-based restaurant management software company based in Boston, Massachusetts. The company provides an all-in-one point of sale (POS) system built on the Android operating system.

PEG vs TOST — Head-to-Head

Bigger by revenue
PEG
PEG
1.8× larger
PEG
$2.9B
$1.6B
TOST
Growing faster (revenue YoY)
TOST
TOST
+3.8% gap
TOST
22.0%
18.3%
PEG
Higher net margin
PEG
PEG
4.6% more per $
PEG
10.8%
6.2%
TOST
More free cash flow
TOST
TOST
$586.0M more FCF
TOST
$178.0M
$-408.0M
PEG
Faster 2-yr revenue CAGR
TOST
TOST
Annualised
TOST
23.3%
2.8%
PEG

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
PEG
PEG
TOST
TOST
Revenue
$2.9B
$1.6B
Net Profit
$315.0M
$101.0M
Gross Margin
25.9%
Operating Margin
17.5%
5.2%
Net Margin
10.8%
6.2%
Revenue YoY
18.3%
22.0%
Net Profit YoY
10.1%
215.6%
EPS (diluted)
$0.63
$0.18

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
PEG
PEG
TOST
TOST
Q4 25
$2.9B
$1.6B
Q3 25
$3.2B
$1.6B
Q2 25
$2.8B
$1.6B
Q1 25
$3.2B
$1.3B
Q4 24
$2.5B
$1.3B
Q3 24
$2.6B
$1.3B
Q2 24
$2.4B
$1.2B
Q1 24
$2.8B
$1.1B
Net Profit
PEG
PEG
TOST
TOST
Q4 25
$315.0M
$101.0M
Q3 25
$622.0M
$105.0M
Q2 25
$585.0M
$80.0M
Q1 25
$589.0M
$56.0M
Q4 24
$286.0M
$32.0M
Q3 24
$520.0M
$56.0M
Q2 24
$434.0M
$14.0M
Q1 24
$532.0M
$-83.0M
Gross Margin
PEG
PEG
TOST
TOST
Q4 25
25.9%
Q3 25
26.5%
Q2 25
25.3%
Q1 25
25.9%
Q4 24
24.9%
Q3 24
24.7%
Q2 24
23.0%
Q1 24
23.2%
Operating Margin
PEG
PEG
TOST
TOST
Q4 25
17.5%
5.2%
Q3 25
26.5%
5.1%
Q2 25
29.1%
5.2%
Q1 25
24.7%
3.2%
Q4 24
18.1%
2.5%
Q3 24
24.3%
2.6%
Q2 24
24.0%
0.4%
Q1 24
24.8%
-5.2%
Net Margin
PEG
PEG
TOST
TOST
Q4 25
10.8%
6.2%
Q3 25
19.3%
6.4%
Q2 25
20.9%
5.2%
Q1 25
18.3%
4.2%
Q4 24
11.6%
2.4%
Q3 24
19.7%
4.3%
Q2 24
17.9%
1.1%
Q1 24
19.3%
-7.7%
EPS (diluted)
PEG
PEG
TOST
TOST
Q4 25
$0.63
$0.18
Q3 25
$1.24
$0.16
Q2 25
$1.17
$0.13
Q1 25
$1.18
$0.09
Q4 24
$0.57
$0.09
Q3 24
$1.04
$0.07
Q2 24
$0.87
$0.02
Q1 24
$1.06
$-0.15

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
PEG
PEG
TOST
TOST
Cash + ST InvestmentsLiquidity on hand
$132.0M
$1.4B
Total DebtLower is stronger
$22.5B
Stockholders' EquityBook value
$17.0B
$2.1B
Total Assets
$57.6B
$3.1B
Debt / EquityLower = less leverage
1.33×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
PEG
PEG
TOST
TOST
Q4 25
$132.0M
$1.4B
Q3 25
$334.0M
$1.4B
Q2 25
$186.0M
$1.2B
Q1 25
$894.0M
$1.0B
Q4 24
$125.0M
$903.0M
Q3 24
$203.0M
$761.0M
Q2 24
$113.0M
$691.0M
Q1 24
$1.2B
$578.0M
Total Debt
PEG
PEG
TOST
TOST
Q4 25
$22.5B
Q3 25
$22.5B
Q2 25
$22.6B
Q1 25
$23.0B
Q4 24
$21.1B
Q3 24
$21.4B
Q2 24
$20.5B
Q1 24
$21.3B
Stockholders' Equity
PEG
PEG
TOST
TOST
Q4 25
$17.0B
$2.1B
Q3 25
$17.0B
$2.0B
Q2 25
$16.7B
$1.8B
Q1 25
$16.4B
$1.7B
Q4 24
$16.1B
$1.5B
Q3 24
$16.1B
$1.4B
Q2 24
$15.8B
$1.3B
Q1 24
$15.7B
$1.2B
Total Assets
PEG
PEG
TOST
TOST
Q4 25
$57.6B
$3.1B
Q3 25
$56.9B
$3.0B
Q2 25
$56.0B
$2.8B
Q1 25
$55.6B
$2.6B
Q4 24
$54.6B
$2.4B
Q3 24
$54.1B
$2.2B
Q2 24
$52.4B
$2.2B
Q1 24
$52.4B
$2.1B
Debt / Equity
PEG
PEG
TOST
TOST
Q4 25
1.33×
Q3 25
1.33×
Q2 25
1.36×
Q1 25
1.40×
Q4 24
1.31×
Q3 24
1.33×
Q2 24
1.30×
Q1 24
1.35×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
PEG
PEG
TOST
TOST
Operating Cash FlowLast quarter
$721.0M
$194.0M
Free Cash FlowOCF − Capex
$-408.0M
$178.0M
FCF MarginFCF / Revenue
-14.0%
10.9%
Capex IntensityCapex / Revenue
38.7%
1.0%
Cash ConversionOCF / Net Profit
2.29×
1.92×
TTM Free Cash FlowTrailing 4 quarters
$26.0M
$608.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
PEG
PEG
TOST
TOST
Q4 25
$721.0M
$194.0M
Q3 25
$1.1B
$165.0M
Q2 25
$478.0M
$223.0M
Q1 25
$1.0B
$79.0M
Q4 24
$367.0M
$147.0M
Q3 24
$623.0M
$109.0M
Q2 24
$482.0M
$124.0M
Q1 24
$661.0M
$-20.0M
Free Cash Flow
PEG
PEG
TOST
TOST
Q4 25
$-408.0M
$178.0M
Q3 25
$322.0M
$153.0M
Q2 25
$-309.0M
$208.0M
Q1 25
$421.0M
$69.0M
Q4 24
$-611.0M
$134.0M
Q3 24
$-145.0M
$97.0M
Q2 24
$-355.0M
$108.0M
Q1 24
$-136.0M
$-33.0M
FCF Margin
PEG
PEG
TOST
TOST
Q4 25
-14.0%
10.9%
Q3 25
10.0%
9.4%
Q2 25
-11.0%
13.4%
Q1 25
13.1%
5.2%
Q4 24
-24.8%
10.0%
Q3 24
-5.5%
7.4%
Q2 24
-14.7%
8.7%
Q1 24
-4.9%
-3.1%
Capex Intensity
PEG
PEG
TOST
TOST
Q4 25
38.7%
1.0%
Q3 25
22.6%
0.7%
Q2 25
28.1%
1.0%
Q1 25
19.5%
0.7%
Q4 24
39.7%
1.0%
Q3 24
29.1%
0.9%
Q2 24
34.5%
1.3%
Q1 24
28.9%
1.2%
Cash Conversion
PEG
PEG
TOST
TOST
Q4 25
2.29×
1.92×
Q3 25
1.69×
1.57×
Q2 25
0.82×
2.79×
Q1 25
1.78×
1.41×
Q4 24
1.28×
4.59×
Q3 24
1.20×
1.95×
Q2 24
1.11×
8.86×
Q1 24
1.24×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

PEG
PEG

PSEG Power Other$1.1B37%
Electric Distribution Contracts$929.0M32%
Gas Distribution Contracts$840.0M29%
Other$71.0M2%

TOST
TOST

Technology Service$1.3B82%
License$256.0M16%
Product And Professional Services$43.0M3%

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