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Side-by-side financial comparison of Public Service Enterprise Group (PEG) and UPBOUND GROUP, INC. (UPBD). Click either name above to swap in a different company.

Public Service Enterprise Group is the larger business by last-quarter revenue ($1.5B vs $1.2B, roughly 1.2× UPBOUND GROUP, INC.). Public Service Enterprise Group runs the higher net margin — 50.6% vs 1.7%, a 49.0% gap on every dollar of revenue. On growth, UPBOUND GROUP, INC. posted the faster year-over-year revenue change (10.9% vs 7.0%). Over the past eight quarters, UPBOUND GROUP, INC.'s revenue compounded faster (4.5% CAGR vs -22.3%).

The Public Service Enterprise Group, Inc. (PSEG) is a publicly traded energy company based in Newark, New Jersey, where it has been based since its founding. It was founded in 1985, with its roots tracing back to 1903.

Upbound Group, Inc. is a leading US provider of flexible lease-to-own solutions for consumer goods. It offers furniture, consumer electronics, home appliances, and accessories, catering to customers seeking accessible payment alternatives to traditional retail financing.

PEG vs UPBD — Head-to-Head

Bigger by revenue
PEG
PEG
1.2× larger
PEG
$1.5B
$1.2B
UPBD
Growing faster (revenue YoY)
UPBD
UPBD
+3.9% gap
UPBD
10.9%
7.0%
PEG
Higher net margin
PEG
PEG
49.0% more per $
PEG
50.6%
1.7%
UPBD
Faster 2-yr revenue CAGR
UPBD
UPBD
Annualised
UPBD
4.5%
-22.3%
PEG

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
PEG
PEG
UPBD
UPBD
Revenue
$1.5B
$1.2B
Net Profit
$741.0M
$19.7M
Gross Margin
49.0%
Operating Margin
73.4%
4.8%
Net Margin
50.6%
1.7%
Revenue YoY
7.0%
10.9%
Net Profit YoY
25.8%
-36.3%
EPS (diluted)
$0.35

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
PEG
PEG
UPBD
UPBD
Q1 26
$1.5B
Q4 25
$2.9B
$1.2B
Q3 25
$3.2B
$1.2B
Q2 25
$2.8B
$1.2B
Q1 25
$3.2B
$1.2B
Q4 24
$2.5B
$1.1B
Q3 24
$2.6B
$1.1B
Q2 24
$2.4B
$1.1B
Net Profit
PEG
PEG
UPBD
UPBD
Q1 26
$741.0M
Q4 25
$315.0M
$19.7M
Q3 25
$622.0M
$13.2M
Q2 25
$585.0M
$15.5M
Q1 25
$589.0M
$24.8M
Q4 24
$286.0M
$31.0M
Q3 24
$520.0M
$30.9M
Q2 24
$434.0M
$33.9M
Gross Margin
PEG
PEG
UPBD
UPBD
Q1 26
Q4 25
49.0%
Q3 25
48.3%
Q2 25
49.4%
Q1 25
46.8%
Q4 24
47.1%
Q3 24
47.8%
Q2 24
49.4%
Operating Margin
PEG
PEG
UPBD
UPBD
Q1 26
73.4%
Q4 25
17.5%
4.8%
Q3 25
26.5%
4.5%
Q2 25
29.1%
4.4%
Q1 25
24.7%
5.3%
Q4 24
18.1%
7.3%
Q3 24
24.3%
6.6%
Q2 24
24.0%
7.5%
Net Margin
PEG
PEG
UPBD
UPBD
Q1 26
50.6%
Q4 25
10.8%
1.7%
Q3 25
19.3%
1.1%
Q2 25
20.9%
1.3%
Q1 25
18.3%
2.1%
Q4 24
11.6%
2.9%
Q3 24
19.7%
2.9%
Q2 24
17.9%
3.2%
EPS (diluted)
PEG
PEG
UPBD
UPBD
Q1 26
Q4 25
$0.63
$0.35
Q3 25
$1.24
$0.22
Q2 25
$1.17
$0.26
Q1 25
$1.18
$0.42
Q4 24
$0.57
$0.55
Q3 24
$1.04
$0.55
Q2 24
$0.87
$0.61

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
PEG
PEG
UPBD
UPBD
Cash + ST InvestmentsLiquidity on hand
$120.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$17.3M
$695.7M
Total Assets
$3.3B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
PEG
PEG
UPBD
UPBD
Q1 26
Q4 25
$132.0M
$120.5M
Q3 25
$334.0M
$107.0M
Q2 25
$186.0M
$106.8M
Q1 25
$894.0M
$107.3M
Q4 24
$125.0M
$60.9M
Q3 24
$203.0M
$85.1M
Q2 24
$113.0M
$82.5M
Total Debt
PEG
PEG
UPBD
UPBD
Q1 26
Q4 25
$22.5B
Q3 25
$22.5B
Q2 25
$22.6B
Q1 25
$23.0B
Q4 24
$21.1B
Q3 24
$21.4B
Q2 24
$20.5B
Stockholders' Equity
PEG
PEG
UPBD
UPBD
Q1 26
$17.3M
Q4 25
$17.0B
$695.7M
Q3 25
$17.0B
$687.3M
Q2 25
$16.7B
$685.5M
Q1 25
$16.4B
$679.2M
Q4 24
$16.1B
$629.0M
Q3 24
$16.1B
$611.8M
Q2 24
$15.8B
$596.3M
Total Assets
PEG
PEG
UPBD
UPBD
Q1 26
Q4 25
$57.6B
$3.3B
Q3 25
$56.9B
$3.2B
Q2 25
$56.0B
$3.1B
Q1 25
$55.6B
$3.0B
Q4 24
$54.6B
$2.6B
Q3 24
$54.1B
$2.6B
Q2 24
$52.4B
$2.6B
Debt / Equity
PEG
PEG
UPBD
UPBD
Q1 26
Q4 25
1.33×
Q3 25
1.33×
Q2 25
1.36×
Q1 25
1.40×
Q4 24
1.31×
Q3 24
1.33×
Q2 24
1.30×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
PEG
PEG
UPBD
UPBD
Operating Cash FlowLast quarter
$41.6M
Free Cash FlowOCF − Capex
$24.0M
FCF MarginFCF / Revenue
2.0%
Capex IntensityCapex / Revenue
1.5%
Cash ConversionOCF / Net Profit
2.11×
TTM Free Cash FlowTrailing 4 quarters
$238.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
PEG
PEG
UPBD
UPBD
Q1 26
Q4 25
$721.0M
$41.6M
Q3 25
$1.1B
$118.4M
Q2 25
$478.0M
$7.8M
Q1 25
$1.0B
$137.7M
Q4 24
$367.0M
$-61.9M
Q3 24
$623.0M
$106.2M
Q2 24
$482.0M
$15.0M
Free Cash Flow
PEG
PEG
UPBD
UPBD
Q1 26
Q4 25
$-408.0M
$24.0M
Q3 25
$322.0M
$97.9M
Q2 25
$-309.0M
$-10.4M
Q1 25
$421.0M
$127.2M
Q4 24
$-611.0M
$-74.0M
Q3 24
$-145.0M
$88.3M
Q2 24
$-355.0M
$613.0K
FCF Margin
PEG
PEG
UPBD
UPBD
Q1 26
Q4 25
-14.0%
2.0%
Q3 25
10.0%
8.4%
Q2 25
-11.0%
-0.9%
Q1 25
13.1%
10.8%
Q4 24
-24.8%
-6.9%
Q3 24
-5.5%
8.3%
Q2 24
-14.7%
0.1%
Capex Intensity
PEG
PEG
UPBD
UPBD
Q1 26
Q4 25
38.7%
1.5%
Q3 25
22.6%
1.8%
Q2 25
28.1%
1.6%
Q1 25
19.5%
0.9%
Q4 24
39.7%
1.1%
Q3 24
29.1%
1.7%
Q2 24
34.5%
1.3%
Cash Conversion
PEG
PEG
UPBD
UPBD
Q1 26
Q4 25
2.29×
2.11×
Q3 25
1.69×
8.96×
Q2 25
0.82×
0.50×
Q1 25
1.78×
5.56×
Q4 24
1.28×
-2.00×
Q3 24
1.20×
3.44×
Q2 24
1.11×
0.44×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

PEG
PEG

Residential Sales$792.0M54%
Commercial & Industrial$511.0M35%
Other$161.0M11%

UPBD
UPBD

Segment breakdown not available.

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