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Side-by-side financial comparison of Principal Financial Group (PFG) and PRICESMART INC (PSMT). Click either name above to swap in a different company.
PRICESMART INC is the larger business by last-quarter revenue ($1.4B vs $750.8M, roughly 1.8× Principal Financial Group). PRICESMART INC runs the higher net margin — 2.9% vs 0.3%, a 2.6% gap on every dollar of revenue. On growth, PRICESMART INC posted the faster year-over-year revenue change (9.9% vs 4.0%). Over the past eight quarters, PRICESMART INC's revenue compounded faster (3.5% CAGR vs -58.3%).
Principal Financial GroupPFGEarnings & Financial Report
Principal Financial Group, Inc. (PFG) is an American global financial investment management and insurance company headquartered in Des Moines, Iowa, United States.
PRICESMART INCPSMTEarnings & Financial Report
PriceSmart, Inc. is a United States based operator of membership warehouse clubs in Central America, the Caribbean, and South America. PriceSmart was founded by Sol and Robert Price, founders of Price Club; Robert Price is chairman of the board.
PFG vs PSMT — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $750.8M | $1.4B |
| Net Profit | $1.9M | $40.2M |
| Gross Margin | — | 17.7% |
| Operating Margin | — | 4.6% |
| Net Margin | 0.3% | 2.9% |
| Revenue YoY | 4.0% | 9.9% |
| Net Profit YoY | 783.0% | 7.3% |
| EPS (diluted) | — | $1.29 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $750.8M | — | ||
| Q4 25 | $4.6B | $1.4B | ||
| Q3 25 | $3.7B | $1.3B | ||
| Q2 25 | $3.7B | $1.3B | ||
| Q1 25 | $3.7B | $1.4B | ||
| Q4 24 | $4.8B | $1.3B | ||
| Q3 24 | $3.0B | $1.2B | ||
| Q2 24 | $4.3B | $1.2B |
| Q1 26 | $1.9M | — | ||
| Q4 25 | $517.0M | $40.2M | ||
| Q3 25 | $213.8M | $31.5M | ||
| Q2 25 | $406.2M | $35.2M | ||
| Q1 25 | $48.1M | $43.8M | ||
| Q4 24 | $905.4M | $37.4M | ||
| Q3 24 | $-220.0M | $29.1M | ||
| Q2 24 | $353.1M | $32.5M |
| Q1 26 | — | — | ||
| Q4 25 | — | 17.7% | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | 17.1% | ||
| Q4 24 | — | 17.4% | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | — | — | ||
| Q4 25 | — | 4.6% | ||
| Q3 25 | — | 4.0% | ||
| Q2 25 | — | 4.3% | ||
| Q1 25 | — | 4.8% | ||
| Q4 24 | — | 4.6% | ||
| Q3 24 | — | 4.0% | ||
| Q2 24 | — | 4.1% |
| Q1 26 | 0.3% | — | ||
| Q4 25 | 11.3% | 2.9% | ||
| Q3 25 | 5.8% | 2.4% | ||
| Q2 25 | 11.1% | 2.7% | ||
| Q1 25 | 1.3% | 3.2% | ||
| Q4 24 | 19.1% | 3.0% | ||
| Q3 24 | -7.3% | 2.4% | ||
| Q2 24 | 8.2% | 2.6% |
| Q1 26 | — | — | ||
| Q4 25 | $2.30 | $1.29 | ||
| Q3 25 | $0.95 | $1.02 | ||
| Q2 25 | $1.79 | $1.14 | ||
| Q1 25 | $0.21 | $1.45 | ||
| Q4 24 | $3.92 | $1.21 | ||
| Q3 24 | $-0.95 | $0.94 | ||
| Q2 24 | $1.49 | $1.08 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $320.6M |
| Total DebtLower is stronger | — | $180.3M |
| Stockholders' EquityBook value | — | $1.3B |
| Total Assets | — | $2.4B |
| Debt / EquityLower = less leverage | — | 0.14× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $4.4B | $320.6M | ||
| Q3 25 | $5.1B | $314.2M | ||
| Q2 25 | $3.7B | $262.4M | ||
| Q1 25 | $3.9B | $247.3M | ||
| Q4 24 | $4.2B | $222.2M | ||
| Q3 24 | $6.2B | $225.5M | ||
| Q2 24 | $4.8B | $228.2M |
| Q1 26 | — | — | ||
| Q4 25 | $3.9B | $180.3M | ||
| Q3 25 | $3.9B | $186.6M | ||
| Q2 25 | $3.9B | $103.1M | ||
| Q1 25 | $4.3B | $107.1M | ||
| Q4 24 | $4.0B | $115.6M | ||
| Q3 24 | $3.9B | $130.4M | ||
| Q2 24 | $3.9B | $135.1M |
| Q1 26 | — | — | ||
| Q4 25 | $11.9B | $1.3B | ||
| Q3 25 | $11.7B | $1.2B | ||
| Q2 25 | $11.4B | $1.2B | ||
| Q1 25 | $11.2B | $1.2B | ||
| Q4 24 | $11.1B | $1.2B | ||
| Q3 24 | $11.2B | $1.1B | ||
| Q2 24 | $11.0B | $1.1B |
| Q1 26 | — | — | ||
| Q4 25 | $341.4B | $2.4B | ||
| Q3 25 | $334.5B | $2.3B | ||
| Q2 25 | $323.1B | $2.1B | ||
| Q1 25 | $313.0B | $2.1B | ||
| Q4 24 | $313.7B | $2.1B | ||
| Q3 24 | $322.9B | $2.0B | ||
| Q2 24 | $308.8B | $2.0B |
| Q1 26 | — | — | ||
| Q4 25 | 0.33× | 0.14× | ||
| Q3 25 | 0.34× | 0.15× | ||
| Q2 25 | 0.34× | 0.08× | ||
| Q1 25 | 0.39× | 0.09× | ||
| Q4 24 | 0.36× | 0.10× | ||
| Q3 24 | 0.35× | 0.12× | ||
| Q2 24 | 0.36× | 0.12× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $71.2M |
| Free Cash FlowOCF − Capex | — | $32.6M |
| FCF MarginFCF / Revenue | — | 2.4% |
| Capex IntensityCapex / Revenue | — | 2.8% |
| Cash ConversionOCF / Net Profit | — | 1.77× |
| TTM Free Cash FlowTrailing 4 quarters | — | $125.5M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $1.7B | $71.2M | ||
| Q3 25 | $1.0B | $82.1M | ||
| Q2 25 | $811.9M | $52.8M | ||
| Q1 25 | $977.3M | $87.9M | ||
| Q4 24 | $1.5B | $38.5M | ||
| Q3 24 | $1.1B | $41.8M | ||
| Q2 24 | $1.4B | $38.1M |
| Q1 26 | — | — | ||
| Q4 25 | — | $32.6M | ||
| Q3 25 | — | $25.6M | ||
| Q2 25 | — | $14.0M | ||
| Q1 25 | — | $53.2M | ||
| Q4 24 | — | $10.3M | ||
| Q3 24 | — | $15.2M | ||
| Q2 24 | — | $-308.0K |
| Q1 26 | — | — | ||
| Q4 25 | — | 2.4% | ||
| Q3 25 | — | 1.9% | ||
| Q2 25 | — | 1.1% | ||
| Q1 25 | — | 3.9% | ||
| Q4 24 | — | 0.8% | ||
| Q3 24 | — | 1.2% | ||
| Q2 24 | — | -0.0% |
| Q1 26 | — | — | ||
| Q4 25 | — | 2.8% | ||
| Q3 25 | — | 4.2% | ||
| Q2 25 | — | 2.9% | ||
| Q1 25 | — | 2.5% | ||
| Q4 24 | — | 2.2% | ||
| Q3 24 | — | 2.2% | ||
| Q2 24 | — | 3.1% |
| Q1 26 | — | — | ||
| Q4 25 | 3.37× | 1.77× | ||
| Q3 25 | 4.70× | 2.60× | ||
| Q2 25 | 2.00× | 1.50× | ||
| Q1 25 | 20.32× | 2.01× | ||
| Q4 24 | 1.61× | 1.03× | ||
| Q3 24 | — | 1.44× | ||
| Q2 24 | 4.05× | 1.17× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
PFG
Segment breakdown not available.
PSMT
| Fresh Foods | $454.9M | 33% |
| Caribbean Operations Segment | $396.5M | 29% |
| Colombia Operations Segment | $204.1M | 15% |
| Hardlines | $162.6M | 12% |
| Softlines | $99.8M | 7% |
| ship Income Member | $24.5M | 2% |
| Health Services | $14.5M | 1% |
| Other Revenue And Income | $4.2M | 0% |
| United States Operations Segment | $510.0K | 0% |
| Export Sales | $359.0K | 0% |
