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Side-by-side financial comparison of PROVIDENT FINANCIAL SERVICES INC (PFS) and CarParts.com, Inc. (PRTS). Click either name above to swap in a different company.

PROVIDENT FINANCIAL SERVICES INC is the larger business by last-quarter revenue ($225.7M vs $120.4M, roughly 1.9× CarParts.com, Inc.). On growth, PROVIDENT FINANCIAL SERVICES INC posted the faster year-over-year revenue change (9.6% vs -9.8%). Over the past eight quarters, PROVIDENT FINANCIAL SERVICES INC's revenue compounded faster (40.4% CAGR vs -14.9%).

The PNC Financial Services Group, Inc. is an American bank holding company and financial services corporation based in Pittsburgh, Pennsylvania. Its banking subsidiary, PNC Bank, operates in 27 states and the District of Columbia, with 2,629 branches and 9,523 ATMs. PNC Bank is one of the largest banks in the US by assets and by number of branches, deposits, and ATMs.

Genuine Parts Company (GPC) is an American automotive and industrial parts distributor based in Atlanta, Georgia. Established by brothers Carlyle and Malcolm Fraser in 1928, the company has approximately 60,000 employees. In addition to the United States, GPC has operated in Australasia, Belgium, Canada, France, Germany, Mexico, the Netherlands, Poland, and the United Kingdom. GPC's subsidiaries include industrial parts distributor Motion as well as NAPA Auto Parts, which primarily sells part...

PFS vs PRTS — Head-to-Head

Bigger by revenue
PFS
PFS
1.9× larger
PFS
$225.7M
$120.4M
PRTS
Growing faster (revenue YoY)
PFS
PFS
+19.4% gap
PFS
9.6%
-9.8%
PRTS
Faster 2-yr revenue CAGR
PFS
PFS
Annualised
PFS
40.4%
-14.9%
PRTS

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
PFS
PFS
PRTS
PRTS
Revenue
$225.7M
$120.4M
Net Profit
$-11.6M
Gross Margin
33.2%
Operating Margin
49.7%
Net Margin
-9.6%
Revenue YoY
9.6%
-9.8%
Net Profit YoY
25.0%
EPS (diluted)
$0.64
$-0.82

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
PFS
PFS
PRTS
PRTS
Q4 25
$225.7M
$120.4M
Q3 25
$221.8M
$127.8M
Q2 25
$214.2M
$151.9M
Q1 25
$208.8M
$147.4M
Q4 24
$205.9M
$133.5M
Q3 24
$210.6M
$144.8M
Q2 24
$163.8M
$144.3M
Q1 24
$114.5M
$166.3M
Net Profit
PFS
PFS
PRTS
PRTS
Q4 25
$-11.6M
Q3 25
$71.7M
$-10.9M
Q2 25
$72.0M
$-12.7M
Q1 25
$64.0M
$-15.3M
Q4 24
$-15.4M
Q3 24
$46.4M
$-10.0M
Q2 24
$-11.5M
$-8.7M
Q1 24
$32.1M
$-6.5M
Gross Margin
PFS
PFS
PRTS
PRTS
Q4 25
33.2%
Q3 25
33.1%
Q2 25
32.8%
Q1 25
32.1%
Q4 24
32.5%
Q3 24
35.2%
Q2 24
33.5%
Q1 24
32.4%
Operating Margin
PFS
PFS
PRTS
PRTS
Q4 25
49.7%
Q3 25
45.8%
-7.9%
Q2 25
47.8%
-8.2%
Q1 25
44.0%
-10.3%
Q4 24
30.5%
-11.6%
Q3 24
31.0%
-6.9%
Q2 24
-13.0%
-6.0%
Q1 24
37.5%
-3.9%
Net Margin
PFS
PFS
PRTS
PRTS
Q4 25
-9.6%
Q3 25
32.3%
-8.5%
Q2 25
33.6%
-8.4%
Q1 25
30.7%
-10.4%
Q4 24
-11.5%
Q3 24
22.0%
-6.9%
Q2 24
-7.0%
-6.0%
Q1 24
28.0%
-3.9%
EPS (diluted)
PFS
PFS
PRTS
PRTS
Q4 25
$0.64
$-0.82
Q3 25
$0.55
$-0.19
Q2 25
$0.55
$-0.23
Q1 25
$0.49
$-0.27
Q4 24
$0.37
$-0.28
Q3 24
$0.36
$-0.17
Q2 24
$-0.11
$-0.15
Q1 24
$0.43
$-0.11

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
PFS
PFS
PRTS
PRTS
Cash + ST InvestmentsLiquidity on hand
$209.1M
$25.8M
Total DebtLower is stronger
Stockholders' EquityBook value
$2.8B
$53.5M
Total Assets
$25.0B
$184.9M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
PFS
PFS
PRTS
PRTS
Q4 25
$209.1M
$25.8M
Q3 25
$299.2M
Q2 25
$258.0M
Q1 25
$234.1M
Q4 24
$205.9M
Q3 24
$244.0M
Q2 24
$290.5M
Q1 24
$158.3M
Stockholders' Equity
PFS
PFS
PRTS
PRTS
Q4 25
$2.8B
$53.5M
Q3 25
$2.8B
$64.2M
Q2 25
$2.7B
$62.4M
Q1 25
$2.7B
$72.8M
Q4 24
$2.6B
$85.2M
Q3 24
$2.6B
$97.2M
Q2 24
$2.6B
$103.9M
Q1 24
$1.7B
$109.2M
Total Assets
PFS
PFS
PRTS
PRTS
Q4 25
$25.0B
$184.9M
Q3 25
$24.8B
$200.3M
Q2 25
$24.5B
$189.6M
Q1 25
$24.2B
$216.5M
Q4 24
$24.1B
$210.6M
Q3 24
$24.0B
$227.6M
Q2 24
$24.1B
$238.0M
Q1 24
$14.1B
$263.2M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
PFS
PFS
PRTS
PRTS
Operating Cash FlowLast quarter
$442.3M
Free Cash FlowOCF − Capex
$430.7M
FCF MarginFCF / Revenue
190.8%
Capex IntensityCapex / Revenue
5.1%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$797.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
PFS
PFS
PRTS
PRTS
Q4 25
$442.3M
Q3 25
$98.0M
$-6.4M
Q2 25
$186.8M
$-25.6M
Q1 25
$88.5M
$5.5M
Q4 24
$426.4M
$1.8M
Q3 24
$69.2M
$8.5M
Q2 24
$76.5M
$-3.6M
Q1 24
$41.4M
$3.7M
Free Cash Flow
PFS
PFS
PRTS
PRTS
Q4 25
$430.7M
Q3 25
$96.7M
$-8.3M
Q2 25
$182.6M
$-27.9M
Q1 25
$87.4M
$3.4M
Q4 24
$425.1M
$-631.0K
Q3 24
$67.9M
$4.9M
Q2 24
$75.5M
$-10.8M
Q1 24
$40.9M
$-3.8M
FCF Margin
PFS
PFS
PRTS
PRTS
Q4 25
190.8%
Q3 25
43.6%
-6.5%
Q2 25
85.2%
-18.3%
Q1 25
41.9%
2.3%
Q4 24
206.4%
-0.5%
Q3 24
32.2%
3.4%
Q2 24
46.1%
-7.5%
Q1 24
35.7%
-2.3%
Capex Intensity
PFS
PFS
PRTS
PRTS
Q4 25
5.1%
Q3 25
0.6%
1.5%
Q2 25
2.0%
1.5%
Q1 25
0.5%
1.4%
Q4 24
0.6%
1.8%
Q3 24
0.6%
2.5%
Q2 24
0.6%
4.9%
Q1 24
0.5%
4.5%
Cash Conversion
PFS
PFS
PRTS
PRTS
Q4 25
Q3 25
1.37×
Q2 25
2.59×
Q1 25
1.38×
Q4 24
Q3 24
1.49×
Q2 24
Q1 24
1.29×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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