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Side-by-side financial comparison of PROVIDENT FINANCIAL SERVICES INC (PFS) and RPC INC (RES). Click either name above to swap in a different company.

RPC INC is the larger business by last-quarter revenue ($425.8M vs $225.2M, roughly 1.9× PROVIDENT FINANCIAL SERVICES INC). PROVIDENT FINANCIAL SERVICES INC runs the higher net margin — 35.3% vs -0.7%, a 36.0% gap on every dollar of revenue. Over the past eight quarters, PROVIDENT FINANCIAL SERVICES INC's revenue compounded faster (17.3% CAGR vs 6.2%).

The PNC Financial Services Group, Inc. is an American bank holding company and financial services corporation based in Pittsburgh, Pennsylvania. Its banking subsidiary, PNC Bank, operates in 27 states and the District of Columbia, with 2,629 branches and 9,523 ATMs. PNC Bank is one of the largest banks in the US by assets and by number of branches, deposits, and ATMs.

RPC Group plc is based in the United Kingdom, and is one of Europe's largest supplier of plastic packaging. Its headquarters are in Rushden in Northamptonshire. It was listed on the London Stock Exchange until it was acquired in 2019 by Berry Global Group Inc, which in turn was acquired by Amcor in 2025.

PFS vs RES — Head-to-Head

Bigger by revenue
RES
RES
1.9× larger
RES
$425.8M
$225.2M
PFS
Higher net margin
PFS
PFS
36.0% more per $
PFS
35.3%
-0.7%
RES
Faster 2-yr revenue CAGR
PFS
PFS
Annualised
PFS
17.3%
6.2%
RES

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
PFS
PFS
RES
RES
Revenue
$225.2M
$425.8M
Net Profit
$79.4M
$-3.1M
Gross Margin
21.0%
Operating Margin
-0.9%
Net Margin
35.3%
-0.7%
Revenue YoY
27.0%
Net Profit YoY
24.0%
-124.0%
EPS (diluted)
$0.61
$-0.02

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
PFS
PFS
RES
RES
Q1 26
$225.2M
Q4 25
$225.7M
$425.8M
Q3 25
$221.8M
$447.1M
Q2 25
$214.2M
$420.8M
Q1 25
$208.8M
$332.9M
Q4 24
$205.9M
$335.4M
Q3 24
$210.6M
$337.7M
Q2 24
$163.8M
$364.2M
Net Profit
PFS
PFS
RES
RES
Q1 26
$79.4M
Q4 25
$-3.1M
Q3 25
$71.7M
$13.0M
Q2 25
$72.0M
$10.1M
Q1 25
$64.0M
$12.0M
Q4 24
$12.8M
Q3 24
$46.4M
$18.8M
Q2 24
$-11.5M
$32.4M
Gross Margin
PFS
PFS
RES
RES
Q1 26
Q4 25
21.0%
Q3 25
25.1%
Q2 25
24.5%
Q1 25
26.7%
Q4 24
25.4%
Q3 24
26.7%
Q2 24
28.0%
Operating Margin
PFS
PFS
RES
RES
Q1 26
Q4 25
49.7%
-0.9%
Q3 25
45.8%
4.7%
Q2 25
47.8%
3.7%
Q1 25
44.0%
3.7%
Q4 24
30.5%
3.1%
Q3 24
31.0%
5.7%
Q2 24
-13.0%
9.7%
Net Margin
PFS
PFS
RES
RES
Q1 26
35.3%
Q4 25
-0.7%
Q3 25
32.3%
2.9%
Q2 25
33.6%
2.4%
Q1 25
30.7%
3.6%
Q4 24
3.8%
Q3 24
22.0%
5.6%
Q2 24
-7.0%
8.9%
EPS (diluted)
PFS
PFS
RES
RES
Q1 26
$0.61
Q4 25
$0.64
$-0.02
Q3 25
$0.55
$0.06
Q2 25
$0.55
$0.05
Q1 25
$0.49
$0.06
Q4 24
$0.37
$0.06
Q3 24
$0.36
$0.09
Q2 24
$-0.11
$0.15

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
PFS
PFS
RES
RES
Cash + ST InvestmentsLiquidity on hand
$222.1M
$210.0M
Total DebtLower is stronger
Stockholders' EquityBook value
$2.9B
$1.1B
Total Assets
$25.2B
$1.5B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
PFS
PFS
RES
RES
Q1 26
$222.1M
Q4 25
$209.1M
$210.0M
Q3 25
$299.2M
$163.5M
Q2 25
$258.0M
$162.1M
Q1 25
$234.1M
$326.7M
Q4 24
$205.9M
$326.0M
Q3 24
$244.0M
$276.9M
Q2 24
$290.5M
$261.5M
Stockholders' Equity
PFS
PFS
RES
RES
Q1 26
$2.9B
Q4 25
$2.8B
$1.1B
Q3 25
$2.8B
$1.1B
Q2 25
$2.7B
$1.1B
Q1 25
$2.7B
$1.1B
Q4 24
$2.6B
$1.1B
Q3 24
$2.6B
$1.1B
Q2 24
$2.6B
$1.1B
Total Assets
PFS
PFS
RES
RES
Q1 26
$25.2B
Q4 25
$25.0B
$1.5B
Q3 25
$24.8B
$1.5B
Q2 25
$24.5B
$1.5B
Q1 25
$24.2B
$1.3B
Q4 24
$24.1B
$1.4B
Q3 24
$24.0B
$1.3B
Q2 24
$24.1B
$1.3B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
PFS
PFS
RES
RES
Operating Cash FlowLast quarter
$61.9M
Free Cash FlowOCF − Capex
$31.2M
FCF MarginFCF / Revenue
7.3%
Capex IntensityCapex / Revenue
7.2%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$52.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
PFS
PFS
RES
RES
Q1 26
Q4 25
$442.3M
$61.9M
Q3 25
$98.0M
$46.5M
Q2 25
$186.8M
$53.1M
Q1 25
$88.5M
$39.9M
Q4 24
$426.4M
$94.2M
Q3 24
$69.2M
$70.7M
Q2 24
$76.5M
$127.9M
Free Cash Flow
PFS
PFS
RES
RES
Q1 26
Q4 25
$430.7M
$31.2M
Q3 25
$96.7M
$4.1M
Q2 25
$182.6M
$10.0M
Q1 25
$87.4M
$7.6M
Q4 24
$425.1M
$53.7M
Q3 24
$67.9M
$19.1M
Q2 24
$75.5M
$52.9M
FCF Margin
PFS
PFS
RES
RES
Q1 26
Q4 25
190.8%
7.3%
Q3 25
43.6%
0.9%
Q2 25
85.2%
2.4%
Q1 25
41.9%
2.3%
Q4 24
206.4%
16.0%
Q3 24
32.2%
5.6%
Q2 24
46.1%
14.5%
Capex Intensity
PFS
PFS
RES
RES
Q1 26
Q4 25
5.1%
7.2%
Q3 25
0.6%
9.5%
Q2 25
2.0%
10.2%
Q1 25
0.5%
9.7%
Q4 24
0.6%
12.1%
Q3 24
0.6%
15.3%
Q2 24
0.6%
20.6%
Cash Conversion
PFS
PFS
RES
RES
Q1 26
Q4 25
Q3 25
1.37×
3.59×
Q2 25
2.59×
5.23×
Q1 25
1.38×
3.31×
Q4 24
7.38×
Q3 24
1.49×
3.76×
Q2 24
3.95×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

PFS
PFS

Net Interest Income$193.7M86%
Noninterest Income$31.5M14%

RES
RES

Technical Service$405.2M95%
Other$8.8M2%
Nitrogen$6.6M2%

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