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Side-by-side financial comparison of PROVIDENT FINANCIAL SERVICES INC (PFS) and Trip.com Group Ltd (TCOM). Click either name above to swap in a different company.
Trip.com Group Ltd is the larger business by last-quarter revenue ($304.6M vs $225.2M, roughly 1.4× PROVIDENT FINANCIAL SERVICES INC). PROVIDENT FINANCIAL SERVICES INC runs the higher net margin — 35.3% vs 27.8%, a 7.5% gap on every dollar of revenue.
The PNC Financial Services Group, Inc. is an American bank holding company and financial services corporation based in Pittsburgh, Pennsylvania. Its banking subsidiary, PNC Bank, operates in 27 states and the District of Columbia, with 2,629 branches and 9,523 ATMs. PNC Bank is one of the largest banks in the US by assets and by number of branches, deposits, and ATMs.
Trip.com Group Limited is a multinational travel agency headquartered in Shanghai, China. It is the largest online travel service provider in the world.
PFS vs TCOM — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $225.2M | $304.6M |
| Net Profit | $79.4M | $84.6M |
| Gross Margin | — | 78.8% |
| Operating Margin | — | 16.5% |
| Net Margin | 35.3% | 27.8% |
| Revenue YoY | — | — |
| Net Profit YoY | 24.0% | — |
| EPS (diluted) | $0.61 | $0.12 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $225.2M | — | ||
| Q4 25 | $225.7M | $304.6M | ||
| Q3 25 | $221.8M | — | ||
| Q2 25 | $214.2M | — | ||
| Q1 25 | $208.8M | — | ||
| Q4 24 | $205.9M | — | ||
| Q3 24 | $210.6M | — | ||
| Q2 24 | $163.8M | $242.7M |
| Q1 26 | $79.4M | — | ||
| Q4 25 | — | $84.6M | ||
| Q3 25 | $71.7M | — | ||
| Q2 25 | $72.0M | — | ||
| Q1 25 | $64.0M | — | ||
| Q4 24 | — | — | ||
| Q3 24 | $46.4M | — | ||
| Q2 24 | $-11.5M | $73.8M |
| Q1 26 | — | — | ||
| Q4 25 | — | 78.8% | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 81.8% |
| Q1 26 | — | — | ||
| Q4 25 | 49.7% | 16.5% | ||
| Q3 25 | 45.8% | — | ||
| Q2 25 | 47.8% | — | ||
| Q1 25 | 44.0% | — | ||
| Q4 24 | 30.5% | — | ||
| Q3 24 | 31.0% | — | ||
| Q2 24 | -13.0% | 27.8% |
| Q1 26 | 35.3% | — | ||
| Q4 25 | — | 27.8% | ||
| Q3 25 | 32.3% | — | ||
| Q2 25 | 33.6% | — | ||
| Q1 25 | 30.7% | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 22.0% | — | ||
| Q2 24 | -7.0% | 30.4% |
| Q1 26 | $0.61 | — | ||
| Q4 25 | $0.64 | $0.12 | ||
| Q3 25 | $0.55 | — | ||
| Q2 25 | $0.55 | — | ||
| Q1 25 | $0.49 | — | ||
| Q4 24 | $0.37 | — | ||
| Q3 24 | $0.36 | — | ||
| Q2 24 | $-0.11 | $0.11 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $222.1M | $10.8B |
| Total DebtLower is stronger | — | $4.2B |
| Stockholders' EquityBook value | $2.9B | $23.8B |
| Total Assets | $25.2B | $36.9B |
| Debt / EquityLower = less leverage | — | 0.18× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $222.1M | — | ||
| Q4 25 | $209.1M | $10.8B | ||
| Q3 25 | $299.2M | — | ||
| Q2 25 | $258.0M | — | ||
| Q1 25 | $234.1M | — | ||
| Q4 24 | $205.9M | — | ||
| Q3 24 | $244.0M | — | ||
| Q2 24 | $290.5M | $12.4B |
| Q1 26 | — | — | ||
| Q4 25 | — | $4.2B | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | $8.2B |
| Q1 26 | $2.9B | — | ||
| Q4 25 | $2.8B | $23.8B | ||
| Q3 25 | $2.8B | — | ||
| Q2 25 | $2.7B | — | ||
| Q1 25 | $2.7B | — | ||
| Q4 24 | $2.6B | — | ||
| Q3 24 | $2.6B | — | ||
| Q2 24 | $2.6B | $18.1B |
| Q1 26 | $25.2B | — | ||
| Q4 25 | $25.0B | $36.9B | ||
| Q3 25 | $24.8B | — | ||
| Q2 25 | $24.5B | — | ||
| Q1 25 | $24.2B | — | ||
| Q4 24 | $24.1B | — | ||
| Q3 24 | $24.0B | — | ||
| Q2 24 | $24.1B | $34.2B |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.18× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 0.45× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
PFS
| Net Interest Income | $193.7M | 86% |
| Noninterest Income | $31.5M | 14% |
TCOM
| Others | $273.0M | 90% |
| Other | $31.6M | 10% |
