vs

Side-by-side financial comparison of Phreesia, Inc. (PHR) and FIRST FINANCIAL CORP (THFF). Click either name above to swap in a different company.

Phreesia, Inc. is the larger business by last-quarter revenue ($120.3M vs $70.5M, roughly 1.7× FIRST FINANCIAL CORP). FIRST FINANCIAL CORP runs the higher net margin — 30.4% vs 3.5%, a 26.9% gap on every dollar of revenue. On growth, FIRST FINANCIAL CORP posted the faster year-over-year revenue change (14.1% vs 12.7%). FIRST FINANCIAL CORP produced more free cash flow last quarter ($86.4M vs $12.2M).

Phreesia, Inc. is a software as a service company that offers healthcare organizations a set of applications to automate and manage patient intake.

First American Financial Corporation is an American financial services company which provides title insurance and settlement services to the real estate and mortgage industries.

PHR vs THFF — Head-to-Head

Bigger by revenue
PHR
PHR
1.7× larger
PHR
$120.3M
$70.5M
THFF
Growing faster (revenue YoY)
THFF
THFF
+1.5% gap
THFF
14.1%
12.7%
PHR
Higher net margin
THFF
THFF
26.9% more per $
THFF
30.4%
3.5%
PHR
More free cash flow
THFF
THFF
$74.2M more FCF
THFF
$86.4M
$12.2M
PHR

Income Statement — Q3 FY2026 vs Q4 FY2025

Metric
PHR
PHR
THFF
THFF
Revenue
$120.3M
$70.5M
Net Profit
$4.3M
$21.5M
Gross Margin
Operating Margin
3.1%
37.4%
Net Margin
3.5%
30.4%
Revenue YoY
12.7%
14.1%
Net Profit YoY
129.7%
32.1%
EPS (diluted)
$0.07
$1.81

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
PHR
PHR
THFF
THFF
Q4 25
$120.3M
$70.5M
Q3 25
$117.3M
$65.8M
Q2 25
$115.9M
$63.1M
Q1 25
$62.5M
Q4 24
$61.8M
Q3 24
$58.4M
Q2 24
$49.2M
Q1 24
$48.4M
Net Profit
PHR
PHR
THFF
THFF
Q4 25
$4.3M
$21.5M
Q3 25
$654.0K
$20.8M
Q2 25
$-3.9M
$18.6M
Q1 25
$18.4M
Q4 24
$16.2M
Q3 24
$8.7M
Q2 24
$11.4M
Q1 24
$10.9M
Operating Margin
PHR
PHR
THFF
THFF
Q4 25
3.1%
37.4%
Q3 25
-1.3%
39.2%
Q2 25
-2.8%
36.2%
Q1 25
38.1%
Q4 24
32.4%
Q3 24
17.9%
Q2 24
27.6%
Q1 24
27.2%
Net Margin
PHR
PHR
THFF
THFF
Q4 25
3.5%
30.4%
Q3 25
0.6%
31.6%
Q2 25
-3.4%
29.5%
Q1 25
29.5%
Q4 24
26.3%
Q3 24
15.0%
Q2 24
23.1%
Q1 24
22.6%
EPS (diluted)
PHR
PHR
THFF
THFF
Q4 25
$0.07
$1.81
Q3 25
$0.01
$1.75
Q2 25
$-0.07
$1.57
Q1 25
$1.55
Q4 24
$1.37
Q3 24
$0.74
Q2 24
$0.96
Q1 24
$0.93

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
PHR
PHR
THFF
THFF
Cash + ST InvestmentsLiquidity on hand
$106.4M
Total DebtLower is stronger
$3.4M
$188.2M
Stockholders' EquityBook value
$320.3M
$650.9M
Total Assets
$423.5M
$5.8B
Debt / EquityLower = less leverage
0.01×
0.29×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
PHR
PHR
THFF
THFF
Q4 25
$106.4M
Q3 25
$98.3M
Q2 25
$90.9M
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Total Debt
PHR
PHR
THFF
THFF
Q4 25
$3.4M
$188.2M
Q3 25
$4.6M
$170.5M
Q2 25
$6.2M
$122.7M
Q1 25
$124.9M
Q4 24
$28.1M
Q3 24
$30.5M
Q2 24
$108.6M
Q1 24
$58.6M
Stockholders' Equity
PHR
PHR
THFF
THFF
Q4 25
$320.3M
$650.9M
Q3 25
$298.0M
$622.2M
Q2 25
$282.2M
$587.7M
Q1 25
$571.9M
Q4 24
$549.0M
Q3 24
$566.0M
Q2 24
$530.7M
Q1 24
$520.8M
Total Assets
PHR
PHR
THFF
THFF
Q4 25
$423.5M
$5.8B
Q3 25
$408.6M
$5.7B
Q2 25
$400.4M
$5.6B
Q1 25
$5.5B
Q4 24
$5.6B
Q3 24
$5.5B
Q2 24
$4.9B
Q1 24
$4.9B
Debt / Equity
PHR
PHR
THFF
THFF
Q4 25
0.01×
0.29×
Q3 25
0.02×
0.27×
Q2 25
0.02×
0.21×
Q1 25
0.22×
Q4 24
0.05×
Q3 24
0.05×
Q2 24
0.20×
Q1 24
0.11×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
PHR
PHR
THFF
THFF
Operating Cash FlowLast quarter
$15.5M
$90.4M
Free Cash FlowOCF − Capex
$12.2M
$86.4M
FCF MarginFCF / Revenue
10.1%
122.5%
Capex IntensityCapex / Revenue
2.7%
5.6%
Cash ConversionOCF / Net Profit
3.62×
4.21×
TTM Free Cash FlowTrailing 4 quarters
$144.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
PHR
PHR
THFF
THFF
Q4 25
$15.5M
$90.4M
Q3 25
$14.8M
$26.9M
Q2 25
$14.8M
$12.7M
Q1 25
$21.1M
Q4 24
$60.4M
Q3 24
$23.3M
Q2 24
$8.8M
Q1 24
$12.4M
Free Cash Flow
PHR
PHR
THFF
THFF
Q4 25
$12.2M
$86.4M
Q3 25
$13.1M
$25.8M
Q2 25
$11.3M
$11.6M
Q1 25
$20.5M
Q4 24
$54.3M
Q3 24
$19.5M
Q2 24
$8.4M
Q1 24
$11.5M
FCF Margin
PHR
PHR
THFF
THFF
Q4 25
10.1%
122.5%
Q3 25
11.1%
39.2%
Q2 25
9.8%
18.4%
Q1 25
32.8%
Q4 24
87.8%
Q3 24
33.5%
Q2 24
17.2%
Q1 24
23.7%
Capex Intensity
PHR
PHR
THFF
THFF
Q4 25
2.7%
5.6%
Q3 25
1.5%
1.7%
Q2 25
3.0%
1.8%
Q1 25
0.9%
Q4 24
9.9%
Q3 24
6.5%
Q2 24
0.7%
Q1 24
2.0%
Cash Conversion
PHR
PHR
THFF
THFF
Q4 25
3.62×
4.21×
Q3 25
22.68×
1.29×
Q2 25
0.68×
Q1 25
1.14×
Q4 24
3.72×
Q3 24
2.67×
Q2 24
0.77×
Q1 24
1.14×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

PHR
PHR

Subscription And Services$55.5M46%
Network Solutions$37.4M31%
Payment Processing Fees$27.4M23%

THFF
THFF

Segment breakdown not available.

Related Comparisons