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Side-by-side financial comparison of PARKE BANCORP, INC. (PKBK) and YORK WATER CO (YORW). Click either name above to swap in a different company.

PARKE BANCORP, INC. is the larger business by last-quarter revenue ($22.7M vs $19.4M, roughly 1.2× YORK WATER CO). PARKE BANCORP, INC. runs the higher net margin — 48.8% vs 26.7%, a 22.0% gap on every dollar of revenue. On growth, PARKE BANCORP, INC. posted the faster year-over-year revenue change (35.7% vs 3.2%). Over the past eight quarters, PARKE BANCORP, INC.'s revenue compounded faster (22.6% CAGR vs 5.1%).

Parke Bancorp, Inc. is a U.S. regional bank holding company operating Parke Bank. It offers commercial and retail banking services including deposit products, mortgage loans, small business financing and personal lending, primarily serving customers across New Jersey and the Philadelphia metropolitan area.

The York Water Company is an investor-owned, public utility company based in York, Pennsylvania and operating throughout Pennsylvania. The company was founded in 1816 by a group of local businessmen concerned about fire protection.

PKBK vs YORW — Head-to-Head

Bigger by revenue
PKBK
PKBK
1.2× larger
PKBK
$22.7M
$19.4M
YORW
Growing faster (revenue YoY)
PKBK
PKBK
+32.5% gap
PKBK
35.7%
3.2%
YORW
Higher net margin
PKBK
PKBK
22.0% more per $
PKBK
48.8%
26.7%
YORW
Faster 2-yr revenue CAGR
PKBK
PKBK
Annualised
PKBK
22.6%
5.1%
YORW

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
PKBK
PKBK
YORW
YORW
Revenue
$22.7M
$19.4M
Net Profit
$11.1M
$5.2M
Gross Margin
Operating Margin
64.2%
33.2%
Net Margin
48.8%
26.7%
Revenue YoY
35.7%
3.2%
Net Profit YoY
49.8%
0.5%
EPS (diluted)
$0.93
$0.36

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
PKBK
PKBK
YORW
YORW
Q4 25
$22.7M
$19.4M
Q3 25
$21.0M
$20.2M
Q2 25
$18.7M
$19.1M
Q1 25
$17.4M
$18.3M
Q4 24
$16.8M
$18.8M
Q3 24
$15.6M
$19.6M
Q2 24
$15.5M
$18.6M
Q1 24
$15.1M
$17.5M
Net Profit
PKBK
PKBK
YORW
YORW
Q4 25
$11.1M
$5.2M
Q3 25
$10.6M
$6.2M
Q2 25
$8.3M
$5.1M
Q1 25
$7.8M
$3.6M
Q4 24
$7.4M
$5.1M
Q3 24
$7.5M
$5.9M
Q2 24
$6.5M
$5.0M
Q1 24
$6.2M
$4.3M
Operating Margin
PKBK
PKBK
YORW
YORW
Q4 25
64.2%
33.2%
Q3 25
64.2%
39.1%
Q2 25
59.0%
37.1%
Q1 25
59.1%
34.3%
Q4 24
58.0%
35.8%
Q3 24
60.2%
41.1%
Q2 24
56.7%
37.9%
Q1 24
55.4%
35.5%
Net Margin
PKBK
PKBK
YORW
YORW
Q4 25
48.8%
26.7%
Q3 25
50.6%
30.6%
Q2 25
44.3%
26.5%
Q1 25
44.6%
19.8%
Q4 24
44.2%
27.4%
Q3 24
48.1%
29.9%
Q2 24
41.6%
26.8%
Q1 24
40.7%
24.7%
EPS (diluted)
PKBK
PKBK
YORW
YORW
Q4 25
$0.93
$0.36
Q3 25
$0.89
$0.43
Q2 25
$0.69
$0.35
Q1 25
$0.65
$0.25
Q4 24
$0.61
$0.36
Q3 24
$0.62
$0.41
Q2 24
$0.53
$0.35
Q1 24
$0.51
$0.30

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
PKBK
PKBK
YORW
YORW
Cash + ST InvestmentsLiquidity on hand
$1.0K
Total DebtLower is stronger
Stockholders' EquityBook value
$324.5M
$240.3M
Total Assets
$2.2B
$680.9M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
PKBK
PKBK
YORW
YORW
Q4 25
$1.0K
Q3 25
$1.0K
Q2 25
$1.0K
Q1 25
$1.0K
Q4 24
$1.0K
Q3 24
$1.0K
Q2 24
$1.0K
Q1 24
$3.3M
Stockholders' Equity
PKBK
PKBK
YORW
YORW
Q4 25
$324.5M
$240.3M
Q3 25
$314.8M
$238.0M
Q2 25
$312.2M
$234.6M
Q1 25
$305.9M
$232.1M
Q4 24
$300.1M
$231.2M
Q3 24
$296.5M
$228.7M
Q2 24
$292.8M
$225.4M
Q1 24
$288.4M
$222.9M
Total Assets
PKBK
PKBK
YORW
YORW
Q4 25
$2.2B
$680.9M
Q3 25
$2.2B
$667.1M
Q2 25
$2.2B
$653.7M
Q1 25
$2.1B
$641.8M
Q4 24
$2.1B
$633.5M
Q3 24
$2.1B
$621.4M
Q2 24
$2.0B
$610.4M
Q1 24
$2.0B
$602.3M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
PKBK
PKBK
YORW
YORW
Operating Cash FlowLast quarter
$39.6M
$8.4M
Free Cash FlowOCF − Capex
$39.0M
FCF MarginFCF / Revenue
171.3%
Capex IntensityCapex / Revenue
2.6%
Cash ConversionOCF / Net Profit
3.57×
1.63×
TTM Free Cash FlowTrailing 4 quarters
$63.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
PKBK
PKBK
YORW
YORW
Q4 25
$39.6M
$8.4M
Q3 25
$11.4M
$7.8M
Q2 25
$6.8M
$7.6M
Q1 25
$7.0M
$6.0M
Q4 24
$35.2M
$10.2M
Q3 24
$9.4M
$7.5M
Q2 24
$8.9M
$6.7M
Q1 24
$8.3M
$6.1M
Free Cash Flow
PKBK
PKBK
YORW
YORW
Q4 25
$39.0M
Q3 25
$11.2M
Q2 25
$6.7M
Q1 25
$6.6M
Q4 24
$35.0M
Q3 24
$9.4M
Q2 24
$8.9M
Q1 24
$8.3M
FCF Margin
PKBK
PKBK
YORW
YORW
Q4 25
171.3%
Q3 25
53.5%
Q2 25
35.8%
Q1 25
38.0%
Q4 24
209.1%
Q3 24
60.0%
Q2 24
57.1%
Q1 24
55.1%
Capex Intensity
PKBK
PKBK
YORW
YORW
Q4 25
2.6%
Q3 25
0.5%
Q2 25
0.3%
Q1 25
2.2%
Q4 24
0.7%
Q3 24
0.1%
Q2 24
0.2%
Q1 24
0.1%
Cash Conversion
PKBK
PKBK
YORW
YORW
Q4 25
3.57×
1.63×
Q3 25
1.07×
1.26×
Q2 25
0.82×
1.50×
Q1 25
0.90×
1.65×
Q4 24
4.75×
1.98×
Q3 24
1.25×
1.29×
Q2 24
1.38×
1.34×
Q1 24
1.36×
1.42×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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