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Side-by-side financial comparison of PLUMAS BANCORP (PLBC) and R F INDUSTRIES LTD (RFIL). Click either name above to swap in a different company.

PLUMAS BANCORP is the larger business by last-quarter revenue ($28.6M vs $22.7M, roughly 1.3× R F INDUSTRIES LTD). On growth, PLUMAS BANCORP posted the faster year-over-year revenue change (35.1% vs 22.9%). PLUMAS BANCORP produced more free cash flow last quarter ($20.3M vs $2.0M). Over the past eight quarters, R F INDUSTRIES LTD's revenue compounded faster (29.8% CAGR vs 20.8%).

Plumas Bancorp is a U.S.-based bank holding company operating through its subsidiary Plumas Bank. It provides full-spectrum retail and commercial banking services including deposit products, consumer and commercial loans, small business financing, and wealth management for individual customers, SMEs and local community groups across northern California and Nevada.

Tootsie Roll Industries is an American manufacturer of confectionery based in Chicago, Illinois. Its best-known products include the namesake Tootsie Rolls and Tootsie Pops. Tootsie Roll Industries currently markets its brands internationally in Canada, Mexico, and over 75 other countries.

PLBC vs RFIL — Head-to-Head

Bigger by revenue
PLBC
PLBC
1.3× larger
PLBC
$28.6M
$22.7M
RFIL
Growing faster (revenue YoY)
PLBC
PLBC
+12.1% gap
PLBC
35.1%
22.9%
RFIL
More free cash flow
PLBC
PLBC
$18.2M more FCF
PLBC
$20.3M
$2.0M
RFIL
Faster 2-yr revenue CAGR
RFIL
RFIL
Annualised
RFIL
29.8%
20.8%
PLBC

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
PLBC
PLBC
RFIL
RFIL
Revenue
$28.6M
$22.7M
Net Profit
$173.0K
Gross Margin
36.8%
Operating Margin
48.9%
4.0%
Net Margin
0.8%
Revenue YoY
35.1%
22.9%
Net Profit YoY
172.7%
EPS (diluted)
$1.56
$0.01

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
PLBC
PLBC
RFIL
RFIL
Q4 25
$28.6M
$22.7M
Q3 25
$27.4M
$19.8M
Q2 25
$20.5M
$18.9M
Q1 25
$21.8M
$19.2M
Q4 24
$21.2M
$18.5M
Q3 24
$21.1M
$16.8M
Q2 24
$20.6M
$16.1M
Q1 24
$19.6M
$13.5M
Net Profit
PLBC
PLBC
RFIL
RFIL
Q4 25
$173.0K
Q3 25
$5.1M
$392.0K
Q2 25
$6.3M
$-245.0K
Q1 25
$7.2M
$-245.0K
Q4 24
$-238.0K
Q3 24
$7.8M
$-705.0K
Q2 24
$6.8M
$-4.3M
Q1 24
$6.3M
$-1.4M
Gross Margin
PLBC
PLBC
RFIL
RFIL
Q4 25
36.8%
Q3 25
34.0%
Q2 25
31.5%
Q1 25
29.8%
Q4 24
31.3%
Q3 24
29.5%
Q2 24
29.9%
Q1 24
24.5%
Operating Margin
PLBC
PLBC
RFIL
RFIL
Q4 25
48.9%
4.0%
Q3 25
25.2%
3.6%
Q2 25
42.2%
0.6%
Q1 25
46.1%
0.3%
Q4 24
50.3%
0.5%
Q3 24
50.6%
-2.5%
Q2 24
45.1%
-2.6%
Q1 24
42.8%
-15.5%
Net Margin
PLBC
PLBC
RFIL
RFIL
Q4 25
0.8%
Q3 25
18.8%
2.0%
Q2 25
30.8%
-1.3%
Q1 25
33.0%
-1.3%
Q4 24
-1.3%
Q3 24
37.1%
-4.2%
Q2 24
32.9%
-26.7%
Q1 24
31.9%
-10.1%
EPS (diluted)
PLBC
PLBC
RFIL
RFIL
Q4 25
$1.56
$0.01
Q3 25
$0.73
$0.04
Q2 25
$1.05
$-0.02
Q1 25
$1.20
$-0.02
Q4 24
$1.30
$-0.02
Q3 24
$1.31
$-0.07
Q2 24
$1.14
$-0.41
Q1 24
$1.05
$-0.13

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
PLBC
PLBC
RFIL
RFIL
Cash + ST InvestmentsLiquidity on hand
$80.6M
$5.1M
Total DebtLower is stronger
Stockholders' EquityBook value
$261.1M
$35.2M
Total Assets
$2.2B
$73.0M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
PLBC
PLBC
RFIL
RFIL
Q4 25
$80.6M
$5.1M
Q3 25
$87.3M
$3.0M
Q2 25
$79.3M
$3.6M
Q1 25
$87.3M
$1.3M
Q4 24
$82.0M
$839.0K
Q3 24
$118.0M
$1.8M
Q2 24
$109.9M
$1.4M
Q1 24
$128.2M
$4.5M
Stockholders' Equity
PLBC
PLBC
RFIL
RFIL
Q4 25
$261.1M
$35.2M
Q3 25
$245.9M
$34.8M
Q2 25
$193.1M
$34.2M
Q1 25
$187.6M
$34.2M
Q4 24
$177.9M
$34.1M
Q3 24
$181.9M
$34.1M
Q2 24
$165.2M
$34.6M
Q1 24
$161.5M
$38.7M
Total Assets
PLBC
PLBC
RFIL
RFIL
Q4 25
$2.2B
$73.0M
Q3 25
$2.2B
$73.2M
Q2 25
$1.6B
$72.7M
Q1 25
$1.6B
$70.4M
Q4 24
$1.6B
$71.0M
Q3 24
$1.7B
$71.9M
Q2 24
$1.6B
$72.8M
Q1 24
$1.6B
$79.1M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
PLBC
PLBC
RFIL
RFIL
Operating Cash FlowLast quarter
$21.6M
$2.1M
Free Cash FlowOCF − Capex
$20.3M
$2.0M
FCF MarginFCF / Revenue
70.9%
9.0%
Capex IntensityCapex / Revenue
4.6%
0.3%
Cash ConversionOCF / Net Profit
12.13×
TTM Free Cash FlowTrailing 4 quarters
$34.4M
$4.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
PLBC
PLBC
RFIL
RFIL
Q4 25
$21.6M
$2.1M
Q3 25
$5.6M
$-311.0K
Q2 25
$2.1M
$2.2M
Q1 25
$7.5M
$601.0K
Q4 24
$30.5M
$-244.0K
Q3 24
$8.0M
$2.4M
Q2 24
$5.1M
$197.0K
Q1 24
$9.2M
$840.0K
Free Cash Flow
PLBC
PLBC
RFIL
RFIL
Q4 25
$20.3M
$2.0M
Q3 25
$4.8M
$-419.0K
Q2 25
$2.0M
$2.2M
Q1 25
$7.3M
$574.0K
Q4 24
$29.8M
$-418.0K
Q3 24
$7.8M
$2.1M
Q2 24
$4.8M
$28.0K
Q1 24
$9.0M
$697.0K
FCF Margin
PLBC
PLBC
RFIL
RFIL
Q4 25
70.9%
9.0%
Q3 25
17.5%
-2.1%
Q2 25
9.9%
11.4%
Q1 25
33.7%
3.0%
Q4 24
141.0%
-2.3%
Q3 24
37.1%
12.6%
Q2 24
23.5%
0.2%
Q1 24
45.8%
5.2%
Capex Intensity
PLBC
PLBC
RFIL
RFIL
Q4 25
4.6%
0.3%
Q3 25
2.9%
0.5%
Q2 25
0.2%
0.2%
Q1 25
0.8%
0.1%
Q4 24
3.2%
0.9%
Q3 24
0.7%
1.5%
Q2 24
1.1%
1.0%
Q1 24
1.0%
1.1%
Cash Conversion
PLBC
PLBC
RFIL
RFIL
Q4 25
12.13×
Q3 25
1.09×
-0.79×
Q2 25
0.33×
Q1 25
1.04×
Q4 24
Q3 24
1.02×
Q2 24
0.75×
Q1 24
1.46×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

PLBC
PLBC

Segment breakdown not available.

RFIL
RFIL

US$20.9M92%
Non Us$1.8M8%

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