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Side-by-side financial comparison of PLUMAS BANCORP (PLBC) and Neuronetics, Inc. (STIM). Click either name above to swap in a different company.

Neuronetics, Inc. is the larger business by last-quarter revenue ($41.8M vs $28.6M, roughly 1.5× PLUMAS BANCORP). On growth, Neuronetics, Inc. posted the faster year-over-year revenue change (85.7% vs 35.1%). PLUMAS BANCORP produced more free cash flow last quarter ($20.3M vs $692.0K). Over the past eight quarters, Neuronetics, Inc.'s revenue compounded faster (54.9% CAGR vs 20.8%).

Plumas Bancorp is a U.S.-based bank holding company operating through its subsidiary Plumas Bank. It provides full-spectrum retail and commercial banking services including deposit products, consumer and commercial loans, small business financing, and wealth management for individual customers, SMEs and local community groups across northern California and Nevada.

Neuronetics is a Malvern, PA based, publicly traded company incorporated in Delaware in April 2003, that develops non-invasive treatments for psychiatric disorders that have shown resistance or lack of improvement using traditional medicine. The treatments are based upon neuromodulation technology. 

PLBC vs STIM — Head-to-Head

Bigger by revenue
STIM
STIM
1.5× larger
STIM
$41.8M
$28.6M
PLBC
Growing faster (revenue YoY)
STIM
STIM
+50.7% gap
STIM
85.7%
35.1%
PLBC
More free cash flow
PLBC
PLBC
$19.6M more FCF
PLBC
$20.3M
$692.0K
STIM
Faster 2-yr revenue CAGR
STIM
STIM
Annualised
STIM
54.9%
20.8%
PLBC

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
PLBC
PLBC
STIM
STIM
Revenue
$28.6M
$41.8M
Net Profit
$-7.2M
Gross Margin
52.0%
Operating Margin
48.9%
-12.1%
Net Margin
-17.2%
Revenue YoY
35.1%
85.7%
Net Profit YoY
43.2%
EPS (diluted)
$1.56
$-0.10

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
PLBC
PLBC
STIM
STIM
Q4 25
$28.6M
$41.8M
Q3 25
$27.4M
$37.3M
Q2 25
$20.5M
$38.1M
Q1 25
$21.8M
$32.0M
Q4 24
$21.2M
$22.5M
Q3 24
$21.1M
$18.5M
Q2 24
$20.6M
$16.4M
Q1 24
$19.6M
$17.4M
Net Profit
PLBC
PLBC
STIM
STIM
Q4 25
$-7.2M
Q3 25
$5.1M
$-9.0M
Q2 25
$6.3M
$-10.1M
Q1 25
$7.2M
$-12.7M
Q4 24
$-12.7M
Q3 24
$7.8M
$-13.3M
Q2 24
$6.8M
$-9.8M
Q1 24
$6.3M
$-7.9M
Gross Margin
PLBC
PLBC
STIM
STIM
Q4 25
52.0%
Q3 25
45.9%
Q2 25
46.6%
Q1 25
49.2%
Q4 24
66.2%
Q3 24
75.6%
Q2 24
74.0%
Q1 24
75.1%
Operating Margin
PLBC
PLBC
STIM
STIM
Q4 25
48.9%
-12.1%
Q3 25
25.2%
-19.6%
Q2 25
42.2%
-21.1%
Q1 25
46.1%
-34.4%
Q4 24
50.3%
-51.0%
Q3 24
50.6%
-41.7%
Q2 24
45.1%
-51.7%
Q1 24
42.8%
-39.4%
Net Margin
PLBC
PLBC
STIM
STIM
Q4 25
-17.2%
Q3 25
18.8%
-24.3%
Q2 25
30.8%
-26.6%
Q1 25
33.0%
-39.6%
Q4 24
-56.4%
Q3 24
37.1%
-72.0%
Q2 24
32.9%
-59.8%
Q1 24
31.9%
-45.2%
EPS (diluted)
PLBC
PLBC
STIM
STIM
Q4 25
$1.56
$-0.10
Q3 25
$0.73
$-0.13
Q2 25
$1.05
$-0.15
Q1 25
$1.20
$-0.21
Q4 24
$1.30
$-0.34
Q3 24
$1.31
$-0.44
Q2 24
$1.14
$-0.33
Q1 24
$1.05
$-0.27

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
PLBC
PLBC
STIM
STIM
Cash + ST InvestmentsLiquidity on hand
$80.6M
$28.1M
Total DebtLower is stronger
$65.8M
Stockholders' EquityBook value
$261.1M
$22.4M
Total Assets
$2.2B
$141.6M
Debt / EquityLower = less leverage
2.94×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
PLBC
PLBC
STIM
STIM
Q4 25
$80.6M
$28.1M
Q3 25
$87.3M
$28.0M
Q2 25
$79.3M
$11.0M
Q1 25
$87.3M
$20.2M
Q4 24
$82.0M
$18.5M
Q3 24
$118.0M
$20.9M
Q2 24
$109.9M
$42.6M
Q1 24
$128.2M
$47.7M
Total Debt
PLBC
PLBC
STIM
STIM
Q4 25
$65.8M
Q3 25
$65.7M
Q2 25
$55.5M
Q1 25
$55.3M
Q4 24
$55.2M
Q3 24
$46.0M
Q2 24
$59.8M
Q1 24
$59.4M
Stockholders' Equity
PLBC
PLBC
STIM
STIM
Q4 25
$261.1M
$22.4M
Q3 25
$245.9M
$27.4M
Q2 25
$193.1M
$27.1M
Q1 25
$187.6M
$35.5M
Q4 24
$177.9M
$27.7M
Q3 24
$181.9M
$9.4M
Q2 24
$165.2M
$19.4M
Q1 24
$161.5M
$27.7M
Total Assets
PLBC
PLBC
STIM
STIM
Q4 25
$2.2B
$141.6M
Q3 25
$2.2B
$145.5M
Q2 25
$1.6B
$134.7M
Q1 25
$1.6B
$142.0M
Q4 24
$1.6B
$140.9M
Q3 24
$1.7B
Q2 24
$1.6B
$96.8M
Q1 24
$1.6B
$103.8M
Debt / Equity
PLBC
PLBC
STIM
STIM
Q4 25
2.94×
Q3 25
2.40×
Q2 25
2.05×
Q1 25
1.56×
Q4 24
1.99×
Q3 24
4.90×
Q2 24
3.08×
Q1 24
2.15×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
PLBC
PLBC
STIM
STIM
Operating Cash FlowLast quarter
$21.6M
$908.0K
Free Cash FlowOCF − Capex
$20.3M
$692.0K
FCF MarginFCF / Revenue
70.9%
1.7%
Capex IntensityCapex / Revenue
4.6%
0.5%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$34.4M
$-21.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
PLBC
PLBC
STIM
STIM
Q4 25
$21.6M
$908.0K
Q3 25
$5.6M
$-785.0K
Q2 25
$2.1M
$-3.5M
Q1 25
$7.5M
$-17.0M
Q4 24
$30.5M
$-8.6M
Q3 24
$8.0M
$-5.4M
Q2 24
$5.1M
$-5.0M
Q1 24
$9.2M
$-12.0M
Free Cash Flow
PLBC
PLBC
STIM
STIM
Q4 25
$20.3M
$692.0K
Q3 25
$4.8M
$-899.0K
Q2 25
$2.0M
$-3.8M
Q1 25
$7.3M
$-17.2M
Q4 24
$29.8M
$-8.7M
Q3 24
$7.8M
$-5.8M
Q2 24
$4.8M
$-5.6M
Q1 24
$9.0M
$-12.4M
FCF Margin
PLBC
PLBC
STIM
STIM
Q4 25
70.9%
1.7%
Q3 25
17.5%
-2.4%
Q2 25
9.9%
-9.9%
Q1 25
33.7%
-53.8%
Q4 24
141.0%
-38.6%
Q3 24
37.1%
-31.3%
Q2 24
23.5%
-34.0%
Q1 24
45.8%
-71.1%
Capex Intensity
PLBC
PLBC
STIM
STIM
Q4 25
4.6%
0.5%
Q3 25
2.9%
0.3%
Q2 25
0.2%
0.7%
Q1 25
0.8%
0.7%
Q4 24
3.2%
0.4%
Q3 24
0.7%
2.1%
Q2 24
1.1%
3.7%
Q1 24
1.0%
2.2%
Cash Conversion
PLBC
PLBC
STIM
STIM
Q4 25
Q3 25
1.09×
Q2 25
0.33×
Q1 25
1.04×
Q4 24
Q3 24
1.02×
Q2 24
0.75×
Q1 24
1.46×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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