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Side-by-side financial comparison of PLUMAS BANCORP (PLBC) and X4 Pharmaceuticals, Inc (XFOR). Click either name above to swap in a different company.

X4 Pharmaceuticals, Inc is the larger business by last-quarter revenue ($28.8M vs $28.6M, roughly 1.0× PLUMAS BANCORP).

Plumas Bancorp is a U.S.-based bank holding company operating through its subsidiary Plumas Bank. It provides full-spectrum retail and commercial banking services including deposit products, consumer and commercial loans, small business financing, and wealth management for individual customers, SMEs and local community groups across northern California and Nevada.

X4 Pharmaceuticals, Inc. is a clinical-stage biotechnology company focused on developing novel targeted therapies for rare immunological diseases and oncology indications with high unmet medical needs. It operates primarily across the U.S. and European markets, with a lead pipeline candidate for WHIM syndrome and multiple other preclinical and clinical assets for immune disorders and cancer.

PLBC vs XFOR — Head-to-Head

Bigger by revenue
XFOR
XFOR
1.0× larger
XFOR
$28.8M
$28.6M
PLBC

Income Statement — Q4 FY2025 vs Q1 FY2025

Metric
PLBC
PLBC
XFOR
XFOR
Revenue
$28.6M
$28.8M
Net Profit
$282.0K
Gross Margin
83.6%
Operating Margin
48.9%
-32.8%
Net Margin
1.0%
Revenue YoY
35.1%
Net Profit YoY
100.5%
EPS (diluted)
$1.56
$0.04

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
PLBC
PLBC
XFOR
XFOR
Q4 25
$28.6M
Q3 25
$27.4M
Q2 25
$20.5M
Q1 25
$21.8M
$28.8M
Q4 24
$21.2M
Q3 24
$21.1M
Q2 24
$20.6M
Q1 24
$19.6M
$0
Net Profit
PLBC
PLBC
XFOR
XFOR
Q4 25
Q3 25
$5.1M
Q2 25
$6.3M
Q1 25
$7.2M
$282.0K
Q4 24
Q3 24
$7.8M
Q2 24
$6.8M
Q1 24
$6.3M
$-51.8M
Gross Margin
PLBC
PLBC
XFOR
XFOR
Q4 25
Q3 25
Q2 25
Q1 25
83.6%
Q4 24
Q3 24
Q2 24
Q1 24
Operating Margin
PLBC
PLBC
XFOR
XFOR
Q4 25
48.9%
Q3 25
25.2%
Q2 25
42.2%
Q1 25
46.1%
-32.8%
Q4 24
50.3%
Q3 24
50.6%
Q2 24
45.1%
Q1 24
42.8%
Net Margin
PLBC
PLBC
XFOR
XFOR
Q4 25
Q3 25
18.8%
Q2 25
30.8%
Q1 25
33.0%
1.0%
Q4 24
Q3 24
37.1%
Q2 24
32.9%
Q1 24
31.9%
EPS (diluted)
PLBC
PLBC
XFOR
XFOR
Q4 25
$1.56
Q3 25
$0.73
Q2 25
$1.05
Q1 25
$1.20
$0.04
Q4 24
$1.30
Q3 24
$1.31
Q2 24
$1.14
Q1 24
$1.05
$-7.77

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
PLBC
PLBC
XFOR
XFOR
Cash + ST InvestmentsLiquidity on hand
$80.6M
$40.3M
Total DebtLower is stronger
$75.0M
Stockholders' EquityBook value
$261.1M
$22.9M
Total Assets
$2.2B
$130.0M
Debt / EquityLower = less leverage
3.27×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
PLBC
PLBC
XFOR
XFOR
Q4 25
$80.6M
Q3 25
$87.3M
Q2 25
$79.3M
Q1 25
$87.3M
$40.3M
Q4 24
$82.0M
Q3 24
$118.0M
Q2 24
$109.9M
Q1 24
$128.2M
$60.5M
Total Debt
PLBC
PLBC
XFOR
XFOR
Q4 25
Q3 25
Q2 25
Q1 25
$75.0M
Q4 24
Q3 24
Q2 24
Q1 24
$55.0M
Stockholders' Equity
PLBC
PLBC
XFOR
XFOR
Q4 25
$261.1M
Q3 25
$245.9M
Q2 25
$193.1M
Q1 25
$187.6M
$22.9M
Q4 24
$177.9M
Q3 24
$181.9M
Q2 24
$165.2M
Q1 24
$161.5M
$1.0M
Total Assets
PLBC
PLBC
XFOR
XFOR
Q4 25
$2.2B
Q3 25
$2.2B
Q2 25
$1.6B
Q1 25
$1.6B
$130.0M
Q4 24
$1.6B
Q3 24
$1.7B
Q2 24
$1.6B
Q1 24
$1.6B
$112.2M
Debt / Equity
PLBC
PLBC
XFOR
XFOR
Q4 25
Q3 25
Q2 25
Q1 25
3.27×
Q4 24
Q3 24
Q2 24
Q1 24
53.09×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
PLBC
PLBC
XFOR
XFOR
Operating Cash FlowLast quarter
$21.6M
$-12.4M
Free Cash FlowOCF − Capex
$20.3M
FCF MarginFCF / Revenue
70.9%
Capex IntensityCapex / Revenue
4.6%
0.0%
Cash ConversionOCF / Net Profit
-43.86×
TTM Free Cash FlowTrailing 4 quarters
$34.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
PLBC
PLBC
XFOR
XFOR
Q4 25
$21.6M
Q3 25
$5.6M
Q2 25
$2.1M
Q1 25
$7.5M
$-12.4M
Q4 24
$30.5M
Q3 24
$8.0M
Q2 24
$5.1M
Q1 24
$9.2M
$-33.6M
Free Cash Flow
PLBC
PLBC
XFOR
XFOR
Q4 25
$20.3M
Q3 25
$4.8M
Q2 25
$2.0M
Q1 25
$7.3M
Q4 24
$29.8M
Q3 24
$7.8M
Q2 24
$4.8M
Q1 24
$9.0M
$-33.7M
FCF Margin
PLBC
PLBC
XFOR
XFOR
Q4 25
70.9%
Q3 25
17.5%
Q2 25
9.9%
Q1 25
33.7%
Q4 24
141.0%
Q3 24
37.1%
Q2 24
23.5%
Q1 24
45.8%
Capex Intensity
PLBC
PLBC
XFOR
XFOR
Q4 25
4.6%
Q3 25
2.9%
Q2 25
0.2%
Q1 25
0.8%
0.0%
Q4 24
3.2%
Q3 24
0.7%
Q2 24
1.1%
Q1 24
1.0%
Cash Conversion
PLBC
PLBC
XFOR
XFOR
Q4 25
Q3 25
1.09×
Q2 25
0.33×
Q1 25
1.04×
-43.86×
Q4 24
Q3 24
1.02×
Q2 24
0.75×
Q1 24
1.46×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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