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Side-by-side financial comparison of PLUMAS BANCORP (PLBC) and Xtant Medical Holdings, Inc. (XTNT). Click either name above to swap in a different company.

Xtant Medical Holdings, Inc. is the larger business by last-quarter revenue ($32.4M vs $28.6M, roughly 1.1× PLUMAS BANCORP). On growth, PLUMAS BANCORP posted the faster year-over-year revenue change (35.1% vs 2.7%). PLUMAS BANCORP produced more free cash flow last quarter ($20.3M vs $5.0M). Over the past eight quarters, PLUMAS BANCORP's revenue compounded faster (20.8% CAGR vs 7.7%).

Plumas Bancorp is a U.S.-based bank holding company operating through its subsidiary Plumas Bank. It provides full-spectrum retail and commercial banking services including deposit products, consumer and commercial loans, small business financing, and wealth management for individual customers, SMEs and local community groups across northern California and Nevada.

Xtant Medical Holdings, Inc. is a global medical technology company that develops, manufactures and markets orthobiologic products, neurosurgery devices, and regenerative medicine solutions for orthopedic and neurological care providers. It serves patients and medical institutions across North America, Europe and the Asia-Pacific, with core segments covering spinal surgery supplies and bone regeneration products.

PLBC vs XTNT — Head-to-Head

Bigger by revenue
XTNT
XTNT
1.1× larger
XTNT
$32.4M
$28.6M
PLBC
Growing faster (revenue YoY)
PLBC
PLBC
+32.4% gap
PLBC
35.1%
2.7%
XTNT
More free cash flow
PLBC
PLBC
$15.3M more FCF
PLBC
$20.3M
$5.0M
XTNT
Faster 2-yr revenue CAGR
PLBC
PLBC
Annualised
PLBC
20.8%
7.7%
XTNT

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
PLBC
PLBC
XTNT
XTNT
Revenue
$28.6M
$32.4M
Net Profit
$57.0K
Gross Margin
54.9%
Operating Margin
48.9%
-2.9%
Net Margin
0.2%
Revenue YoY
35.1%
2.7%
Net Profit YoY
101.8%
EPS (diluted)
$1.56
$0.00

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
PLBC
PLBC
XTNT
XTNT
Q4 25
$28.6M
$32.4M
Q3 25
$27.4M
$33.3M
Q2 25
$20.5M
$35.4M
Q1 25
$21.8M
$32.9M
Q4 24
$21.2M
$31.5M
Q3 24
$21.1M
$27.9M
Q2 24
$20.6M
$29.9M
Q1 24
$19.6M
$27.9M
Net Profit
PLBC
PLBC
XTNT
XTNT
Q4 25
$57.0K
Q3 25
$5.1M
$1.3M
Q2 25
$6.3M
$3.5M
Q1 25
$7.2M
$58.0K
Q4 24
$-3.2M
Q3 24
$7.8M
$-5.0M
Q2 24
$6.8M
$-3.9M
Q1 24
$6.3M
$-4.4M
Gross Margin
PLBC
PLBC
XTNT
XTNT
Q4 25
54.9%
Q3 25
66.1%
Q2 25
68.6%
Q1 25
61.5%
Q4 24
50.9%
Q3 24
58.4%
Q2 24
62.1%
Q1 24
62.1%
Operating Margin
PLBC
PLBC
XTNT
XTNT
Q4 25
48.9%
-2.9%
Q3 25
25.2%
7.6%
Q2 25
42.2%
13.1%
Q1 25
46.1%
3.2%
Q4 24
50.3%
-6.0%
Q3 24
50.6%
-13.5%
Q2 24
45.1%
-9.8%
Q1 24
42.8%
-12.4%
Net Margin
PLBC
PLBC
XTNT
XTNT
Q4 25
0.2%
Q3 25
18.8%
3.9%
Q2 25
30.8%
10.0%
Q1 25
33.0%
0.2%
Q4 24
-10.0%
Q3 24
37.1%
-18.0%
Q2 24
32.9%
-12.9%
Q1 24
31.9%
-15.8%
EPS (diluted)
PLBC
PLBC
XTNT
XTNT
Q4 25
$1.56
$0.00
Q3 25
$0.73
$0.01
Q2 25
$1.05
$0.02
Q1 25
$1.20
$0.00
Q4 24
$1.30
$-0.02
Q3 24
$1.31
$-0.04
Q2 24
$1.14
$-0.03
Q1 24
$1.05
$-0.03

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
PLBC
PLBC
XTNT
XTNT
Cash + ST InvestmentsLiquidity on hand
$80.6M
$17.1M
Total DebtLower is stronger
$11.0M
Stockholders' EquityBook value
$261.1M
$51.0M
Total Assets
$2.2B
$94.1M
Debt / EquityLower = less leverage
0.22×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
PLBC
PLBC
XTNT
XTNT
Q4 25
$80.6M
$17.1M
Q3 25
$87.3M
$10.4M
Q2 25
$79.3M
$6.9M
Q1 25
$87.3M
$5.0M
Q4 24
$82.0M
$6.2M
Q3 24
$118.0M
$6.6M
Q2 24
$109.9M
$5.4M
Q1 24
$128.2M
$4.5M
Total Debt
PLBC
PLBC
XTNT
XTNT
Q4 25
$11.0M
Q3 25
$17.4M
Q2 25
$22.3M
Q1 25
$22.2M
Q4 24
$22.0M
Q3 24
$19.1M
Q2 24
$21.8M
Q1 24
$16.8M
Stockholders' Equity
PLBC
PLBC
XTNT
XTNT
Q4 25
$261.1M
$51.0M
Q3 25
$245.9M
$50.4M
Q2 25
$193.1M
$48.5M
Q1 25
$187.6M
$43.9M
Q4 24
$177.9M
$43.0M
Q3 24
$181.9M
$45.7M
Q2 24
$165.2M
$45.0M
Q1 24
$161.5M
$47.7M
Total Assets
PLBC
PLBC
XTNT
XTNT
Q4 25
$2.2B
$94.1M
Q3 25
$2.2B
$106.3M
Q2 25
$1.6B
$103.5M
Q1 25
$1.6B
$95.8M
Q4 24
$1.6B
$93.8M
Q3 24
$1.7B
$98.9M
Q2 24
$1.6B
$95.6M
Q1 24
$1.6B
$93.9M
Debt / Equity
PLBC
PLBC
XTNT
XTNT
Q4 25
0.22×
Q3 25
0.35×
Q2 25
0.46×
Q1 25
0.51×
Q4 24
0.51×
Q3 24
0.42×
Q2 24
0.48×
Q1 24
0.35×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
PLBC
PLBC
XTNT
XTNT
Operating Cash FlowLast quarter
$21.6M
$5.4M
Free Cash FlowOCF − Capex
$20.3M
$5.0M
FCF MarginFCF / Revenue
70.9%
15.4%
Capex IntensityCapex / Revenue
4.6%
1.2%
Cash ConversionOCF / Net Profit
94.39×
TTM Free Cash FlowTrailing 4 quarters
$34.4M
$10.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
PLBC
PLBC
XTNT
XTNT
Q4 25
$21.6M
$5.4M
Q3 25
$5.6M
$4.6M
Q2 25
$2.1M
$1.3M
Q1 25
$7.5M
$1.3M
Q4 24
$30.5M
$665.0K
Q3 24
$8.0M
$-1.7M
Q2 24
$5.1M
$-5.1M
Q1 24
$9.2M
$-5.8M
Free Cash Flow
PLBC
PLBC
XTNT
XTNT
Q4 25
$20.3M
$5.0M
Q3 25
$4.8M
$4.2M
Q2 25
$2.0M
$910.0K
Q1 25
$7.3M
$87.0K
Q4 24
$29.8M
$-7.0K
Q3 24
$7.8M
$-3.8M
Q2 24
$4.8M
$-5.7M
Q1 24
$9.0M
$-6.5M
FCF Margin
PLBC
PLBC
XTNT
XTNT
Q4 25
70.9%
15.4%
Q3 25
17.5%
12.6%
Q2 25
9.9%
2.6%
Q1 25
33.7%
0.3%
Q4 24
141.0%
-0.0%
Q3 24
37.1%
-13.7%
Q2 24
23.5%
-18.9%
Q1 24
45.8%
-23.4%
Capex Intensity
PLBC
PLBC
XTNT
XTNT
Q4 25
4.6%
1.2%
Q3 25
2.9%
1.3%
Q2 25
0.2%
1.0%
Q1 25
0.8%
3.6%
Q4 24
3.2%
2.1%
Q3 24
0.7%
7.5%
Q2 24
1.1%
1.9%
Q1 24
1.0%
2.8%
Cash Conversion
PLBC
PLBC
XTNT
XTNT
Q4 25
94.39×
Q3 25
1.09×
3.53×
Q2 25
0.33×
0.36×
Q1 25
1.04×
22.03×
Q4 24
Q3 24
1.02×
Q2 24
0.75×
Q1 24
1.46×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

PLBC
PLBC

Segment breakdown not available.

XTNT
XTNT

Orthobiologics$18.3M57%
Spinal Implant$9.4M29%
License Revenue$4.6M14%

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