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Side-by-side financial comparison of Childrens Place, Inc. (PLCE) and UNITED FIRE GROUP INC (UFCS). Click either name above to swap in a different company.

UNITED FIRE GROUP INC is the larger business by last-quarter revenue ($365.8M vs $339.5M, roughly 1.1× Childrens Place, Inc.). On growth, UNITED FIRE GROUP INC posted the faster year-over-year revenue change (9.8% vs -13.0%). Over the past eight quarters, UNITED FIRE GROUP INC's revenue compounded faster (11.2% CAGR vs -13.6%).

The Children’s Place is a retailer of clothing for children. It sells its products primarily under its proprietary brands The Children’s Place, Gymboree, Sugar & Jade, PJ Place and Crazy 8. The company has about 525 stores in the U.S., Canada and Puerto Rico, and also sells via two online outlets and through five franchise partners in 15 countries. Its product line includes tops, skirts, dresses, jackets, shoes, bottoms, sleepwear and backpacks. The Children’s Place is headquartered in Secauc...

The United Fruit Company was an American multinational corporation that traded in tropical fruit grown on Latin American plantations and sold in the United States and Europe. The company was formed in 1899 from the merger of the Boston Fruit Company with Minor C. Keith's banana-trading enterprises. It flourished in the early and mid-20th century, and it came to control vast territories and transportation networks in Central America, the Caribbean coast of Colombia, and the West Indies. Althou...

PLCE vs UFCS — Head-to-Head

Bigger by revenue
UFCS
UFCS
1.1× larger
UFCS
$365.8M
$339.5M
PLCE
Growing faster (revenue YoY)
UFCS
UFCS
+22.8% gap
UFCS
9.8%
-13.0%
PLCE
Faster 2-yr revenue CAGR
UFCS
UFCS
Annualised
UFCS
11.2%
-13.6%
PLCE

Income Statement — Q3 FY2026 vs Q4 FY2025

Metric
PLCE
PLCE
UFCS
UFCS
Revenue
$339.5M
$365.8M
Net Profit
$-4.3M
Gross Margin
33.1%
Operating Margin
1.1%
13.2%
Net Margin
-1.3%
Revenue YoY
-13.0%
9.8%
Net Profit YoY
-121.5%
EPS (diluted)
$-0.19
$1.45

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
PLCE
PLCE
UFCS
UFCS
Q4 25
$339.5M
$365.8M
Q3 25
$298.0M
$354.0M
Q2 25
$242.1M
$335.5M
Q1 25
$408.6M
$331.1M
Q4 24
$390.2M
$333.2M
Q3 24
$319.7M
$323.0M
Q2 24
$267.9M
$301.2M
Q1 24
$455.0M
$296.0M
Net Profit
PLCE
PLCE
UFCS
UFCS
Q4 25
$-4.3M
Q3 25
$-5.4M
$39.2M
Q2 25
$-34.0M
$22.9M
Q1 25
$-8.0M
$17.7M
Q4 24
$20.1M
Q3 24
$-32.1M
$19.7M
Q2 24
$-37.8M
$-2.7M
Q1 24
$-128.8M
$13.5M
Gross Margin
PLCE
PLCE
UFCS
UFCS
Q4 25
33.1%
Q3 25
34.0%
Q2 25
29.2%
Q1 25
28.5%
Q4 24
35.5%
Q3 24
35.0%
Q2 24
34.6%
Q1 24
21.8%
Operating Margin
PLCE
PLCE
UFCS
UFCS
Q4 25
1.1%
13.2%
Q3 25
1.4%
13.7%
Q2 25
-10.0%
8.7%
Q1 25
1.7%
6.6%
Q4 24
7.5%
11.9%
Q3 24
-6.8%
7.7%
Q2 24
-10.4%
-1.3%
Q1 24
-13.6%
5.5%
Net Margin
PLCE
PLCE
UFCS
UFCS
Q4 25
-1.3%
Q3 25
-1.8%
11.1%
Q2 25
-14.1%
6.8%
Q1 25
-2.0%
5.3%
Q4 24
5.1%
Q3 24
-10.0%
6.1%
Q2 24
-14.1%
-0.9%
Q1 24
-28.3%
4.6%
EPS (diluted)
PLCE
PLCE
UFCS
UFCS
Q4 25
$-0.19
$1.45
Q3 25
$-0.24
$1.49
Q2 25
$-1.57
$0.87
Q1 25
$-0.60
$0.67
Q4 24
$1.57
$1.22
Q3 24
$-2.51
$0.76
Q2 24
$-2.98
$-0.11
Q1 24
$-10.24
$0.52

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
PLCE
PLCE
UFCS
UFCS
Cash + ST InvestmentsLiquidity on hand
$7.3M
$156.3M
Total DebtLower is stronger
$107.4M
Stockholders' EquityBook value
$-8.6M
$941.2M
Total Assets
$762.5M
$3.8B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
PLCE
PLCE
UFCS
UFCS
Q4 25
$7.3M
$156.3M
Q3 25
$7.8M
$233.7M
Q2 25
$5.7M
$202.1M
Q1 25
$5.3M
$183.7M
Q4 24
$5.7M
$200.9M
Q3 24
$9.6M
$197.4M
Q2 24
$13.0M
$153.4M
Q1 24
$13.6M
$217.8M
Total Debt
PLCE
PLCE
UFCS
UFCS
Q4 25
$107.4M
Q3 25
$107.2M
Q2 25
$107.0M
Q1 25
$166.0M
Q4 24
$165.7M
Q3 24
$165.4M
Q2 24
$166.6M
Q1 24
$49.8M
Stockholders' Equity
PLCE
PLCE
UFCS
UFCS
Q4 25
$-8.6M
$941.2M
Q3 25
$-4.9M
$898.7M
Q2 25
$1.4M
$845.7M
Q1 25
$-59.4M
$817.7M
Q4 24
$-49.6M
$781.5M
Q3 24
$-68.9M
$785.8M
Q2 24
$-34.9M
$726.6M
Q1 24
$-9.0M
$736.8M
Total Assets
PLCE
PLCE
UFCS
UFCS
Q4 25
$762.5M
$3.8B
Q3 25
$805.1M
$3.8B
Q2 25
$779.6M
$3.7B
Q1 25
$747.6M
$3.5B
Q4 24
$888.8M
$3.5B
Q3 24
$921.4M
$3.5B
Q2 24
$848.3M
$3.4B
Q1 24
$800.3M
$3.2B
Debt / Equity
PLCE
PLCE
UFCS
UFCS
Q4 25
Q3 25
Q2 25
75.63×
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
PLCE
PLCE
UFCS
UFCS
Operating Cash FlowLast quarter
$6.2M
$269.7M
Free Cash FlowOCF − Capex
$-3.4M
FCF MarginFCF / Revenue
-1.0%
Capex IntensityCapex / Revenue
2.8%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$39.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
PLCE
PLCE
UFCS
UFCS
Q4 25
$6.2M
$269.7M
Q3 25
$-30.5M
$60.8M
Q2 25
$-43.0M
$53.4M
Q1 25
$121.3M
$35.7M
Q4 24
$-44.2M
$340.3M
Q3 24
$-83.9M
$56.5M
Q2 24
$-110.8M
$91.3M
Q1 24
$135.4M
$36.2M
Free Cash Flow
PLCE
PLCE
UFCS
UFCS
Q4 25
$-3.4M
Q3 25
$-31.9M
Q2 25
$-46.4M
Q1 25
$121.2M
Q4 24
$-47.7M
Q3 24
$-91.7M
Q2 24
$-115.5M
Q1 24
$132.2M
FCF Margin
PLCE
PLCE
UFCS
UFCS
Q4 25
-1.0%
Q3 25
-10.7%
Q2 25
-19.2%
Q1 25
29.7%
Q4 24
-12.2%
Q3 24
-28.7%
Q2 24
-43.1%
Q1 24
29.1%
Capex Intensity
PLCE
PLCE
UFCS
UFCS
Q4 25
2.8%
Q3 25
0.5%
Q2 25
1.4%
Q1 25
0.0%
Q4 24
0.9%
Q3 24
2.4%
Q2 24
1.8%
Q1 24
0.7%
Cash Conversion
PLCE
PLCE
UFCS
UFCS
Q4 25
Q3 25
1.55×
Q2 25
2.33×
Q1 25
2.02×
Q4 24
-2.20×
Q3 24
2.86×
Q2 24
Q1 24
2.68×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

PLCE
PLCE

The Childrens Place US$307.4M91%
The Childrens Place International$32.1M9%
Gift Cards$1.7M1%

UFCS
UFCS

Segment breakdown not available.

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