vs

Side-by-side financial comparison of Perfect Moment Ltd. (PMNT) and Ready Capital Corp (RC). Click either name above to swap in a different company.

Ready Capital Corp is the larger business by last-quarter revenue ($13.1M vs $11.7M, roughly 1.1× Perfect Moment Ltd.). Perfect Moment Ltd. runs the higher net margin — 0.8% vs -1772.7%, a 1773.5% gap on every dollar of revenue. On growth, Perfect Moment Ltd. posted the faster year-over-year revenue change (0.8% vs -73.8%).

Perfect Moment Ltd is a premium lifestyle and outdoor apparel brand specializing in high-performance, fashionable winter sports gear including ski wear, activewear, and supporting accessories. It serves luxury outdoor and winter sports consumer groups, with sales networks covering core markets in North America, Europe, and the Asia Pacific region.

Ready Capital Corp is a leading US-based commercial real estate finance firm. It offers tailored lending solutions including multifamily property loans, small balance commercial real estate mortgages, construction financing, and mortgage servicing services. Its core client segments include real estate investors, small business operators, and property developers across the United States.

PMNT vs RC — Head-to-Head

Bigger by revenue
RC
RC
1.1× larger
RC
$13.1M
$11.7M
PMNT
Growing faster (revenue YoY)
PMNT
PMNT
+74.6% gap
PMNT
0.8%
-73.8%
RC
Higher net margin
PMNT
PMNT
1773.5% more per $
PMNT
0.8%
-1772.7%
RC

Income Statement — Q3 FY2026 vs Q4 FY2025

Metric
PMNT
PMNT
RC
RC
Revenue
$11.7M
$13.1M
Net Profit
$93.0K
$-232.6M
Gross Margin
64.4%
Operating Margin
5.0%
-2013.3%
Net Margin
0.8%
-1772.7%
Revenue YoY
0.8%
-73.8%
Net Profit YoY
103.7%
26.1%
EPS (diluted)
$0.00
$-1.43

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
PMNT
PMNT
RC
RC
Q4 25
$11.7M
$13.1M
Q3 25
$4.8M
$85.4M
Q2 25
$1.5M
$16.9M
Q1 25
$5.0M
$40.2M
Q4 24
$11.7M
$50.1M
Q3 24
$3.8M
$107.2M
Q2 24
$51.0M
Q1 24
$48.5M
Net Profit
PMNT
PMNT
RC
RC
Q4 25
$93.0K
$-232.6M
Q3 25
$-1.8M
$-16.7M
Q2 25
$-3.8M
$-53.7M
Q1 25
$-7.3M
$82.0M
Q4 24
$-2.5M
$-314.8M
Q3 24
$-2.7M
$-7.3M
Q2 24
$-34.2M
Q1 24
$-74.2M
Gross Margin
PMNT
PMNT
RC
RC
Q4 25
64.4%
Q3 25
60.1%
Q2 25
60.4%
Q1 25
32.0%
Q4 24
54.8%
Q3 24
54.0%
Q2 24
Q1 24
Operating Margin
PMNT
PMNT
RC
RC
Q4 25
5.0%
-2013.3%
Q3 25
-23.9%
-31.5%
Q2 25
-207.5%
-524.9%
Q1 25
-130.1%
Q4 24
-11.1%
-629.0%
Q3 24
-66.7%
-14.8%
Q2 24
-157.0%
Q1 24
-217.9%
Net Margin
PMNT
PMNT
RC
RC
Q4 25
0.8%
-1772.7%
Q3 25
-38.6%
-19.6%
Q2 25
-259.4%
-317.7%
Q1 25
-145.5%
203.7%
Q4 24
-21.3%
-628.8%
Q3 24
-71.6%
-6.8%
Q2 24
-67.1%
Q1 24
-152.8%
EPS (diluted)
PMNT
PMNT
RC
RC
Q4 25
$0.00
$-1.43
Q3 25
$-0.06
$-0.13
Q2 25
$-0.21
$-0.34
Q1 25
$-0.45
$0.46
Q4 24
$-0.15
$-1.89
Q3 24
$-0.17
$-0.07
Q2 24
$-0.23
Q1 24
$-0.44

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
PMNT
PMNT
RC
RC
Cash + ST InvestmentsLiquidity on hand
$1.6M
$207.8M
Total DebtLower is stronger
$1.4B
Stockholders' EquityBook value
$1.1M
$1.5B
Total Assets
$13.8M
$7.8B
Debt / EquityLower = less leverage
0.89×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
PMNT
PMNT
RC
RC
Q4 25
$1.6M
$207.8M
Q3 25
$393.0K
$147.5M
Q2 25
$3.0M
$162.9M
Q1 25
$6.2M
$205.9M
Q4 24
$2.8M
$143.8M
Q3 24
$725.0K
$181.3M
Q2 24
$226.3M
Q1 24
$166.0M
Total Debt
PMNT
PMNT
RC
RC
Q4 25
$1.4B
Q3 25
$1.4B
Q2 25
$1.4B
Q1 25
$1.5B
Q4 24
$1.9M
$1.3B
Q3 24
$1.8M
$1.2B
Q2 24
$1.2B
Q1 24
$1.1B
Stockholders' Equity
PMNT
PMNT
RC
RC
Q4 25
$1.1M
$1.5B
Q3 25
$981.0K
$1.8B
Q2 25
$987.0K
$1.8B
Q1 25
$1.9M
$1.9B
Q4 24
$907.0K
$1.8B
Q3 24
$2.7M
$2.2B
Q2 24
$2.3B
Q1 24
$2.4B
Total Assets
PMNT
PMNT
RC
RC
Q4 25
$13.8M
$7.8B
Q3 25
$15.0M
$8.3B
Q2 25
$8.3M
$9.3B
Q1 25
$13.3M
$10.0B
Q4 24
$13.2M
$10.1B
Q3 24
$13.3M
$11.3B
Q2 24
$11.8B
Q1 24
$12.0B
Debt / Equity
PMNT
PMNT
RC
RC
Q4 25
0.89×
Q3 25
0.78×
Q2 25
0.76×
Q1 25
0.77×
Q4 24
2.11×
0.73×
Q3 24
0.67×
0.54×
Q2 24
0.52×
Q1 24
0.46×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
PMNT
PMNT
RC
RC
Operating Cash FlowLast quarter
$2.3M
$432.1M
Free Cash FlowOCF − Capex
$2.2M
FCF MarginFCF / Revenue
19.1%
Capex IntensityCapex / Revenue
0.3%
Cash ConversionOCF / Net Profit
24.26×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
PMNT
PMNT
RC
RC
Q4 25
$2.3M
$432.1M
Q3 25
$-7.2M
$434.7M
Q2 25
$-3.9M
$-100.3M
Q1 25
$-1.1M
$108.5M
Q4 24
$-1.0M
$274.8M
Q3 24
$-3.9M
$221.1M
Q2 24
$1.1M
Q1 24
$23.4M
Free Cash Flow
PMNT
PMNT
RC
RC
Q4 25
$2.2M
Q3 25
Q2 25
Q1 25
$-1.1M
Q4 24
$-1.2M
Q3 24
$-3.9M
Q2 24
Q1 24
FCF Margin
PMNT
PMNT
RC
RC
Q4 25
19.1%
Q3 25
Q2 25
Q1 25
-21.8%
Q4 24
-10.6%
Q3 24
-101.5%
Q2 24
Q1 24
Capex Intensity
PMNT
PMNT
RC
RC
Q4 25
0.3%
Q3 25
Q2 25
Q1 25
0.3%
Q4 24
1.6%
Q3 24
1.0%
Q2 24
Q1 24
Cash Conversion
PMNT
PMNT
RC
RC
Q4 25
24.26×
Q3 25
Q2 25
Q1 25
1.32×
Q4 24
Q3 24
Q2 24
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons