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Side-by-side financial comparison of PennyMac Mortgage Investment Trust (PMT) and Quipt Home Medical Corp. (QIPT). Click either name above to swap in a different company.
PennyMac Mortgage Investment Trust is the larger business by last-quarter revenue ($93.6M vs $49.0M, roughly 1.9× Quipt Home Medical Corp.). PennyMac Mortgage Investment Trust runs the higher net margin — 56.0% vs -2.1%, a 58.1% gap on every dollar of revenue. On growth, Quipt Home Medical Corp. posted the faster year-over-year revenue change (32.3% vs -13.3%).
PennyMac Mortgage Investment Trust is a U.S.-headquartered real estate investment trust specializing in residential mortgage assets. It invests in performing and non-performing mortgage loans, mortgage-backed securities, and credit risk transfer instruments, operating across investment management and mortgage servicing segments in the U.S. housing market.
Quipt Home Medical Corp is a U.S.-based home medical equipment provider specializing in respiratory care, sleep therapy supplies, and chronic disease management products. It serves patients with long-term health conditions, partners with healthcare providers and insurance payers across operating regions to deliver accessible in-home medical solutions.
PMT vs QIPT — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $93.6M | $49.0M |
| Net Profit | $52.4M | $-1.1M |
| Gross Margin | — | 53.5% |
| Operating Margin | 38.6% | 2.1% |
| Net Margin | 56.0% | -2.1% |
| Revenue YoY | -13.3% | 32.3% |
| Net Profit YoY | 12.5% | 2.9% |
| EPS (diluted) | $0.49 | $-0.02 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $93.6M | $49.0M | ||
| Q3 25 | $99.2M | $39.8M | ||
| Q2 25 | $70.2M | $35.1M | ||
| Q1 25 | $44.5M | $33.3M | ||
| Q4 24 | $107.9M | $37.1M | ||
| Q3 24 | $80.9M | — | ||
| Q2 24 | $71.2M | — | ||
| Q1 24 | $74.2M | — |
| Q4 25 | $52.4M | $-1.1M | ||
| Q3 25 | $58.3M | $-3.5M | ||
| Q2 25 | $7.5M | $-3.0M | ||
| Q1 25 | $9.7M | $-3.0M | ||
| Q4 24 | $46.5M | $-1.1M | ||
| Q3 24 | $41.4M | — | ||
| Q2 24 | $25.4M | — | ||
| Q1 24 | $47.6M | — |
| Q4 25 | — | 53.5% | ||
| Q3 25 | — | 48.7% | ||
| Q2 25 | — | 57.6% | ||
| Q1 25 | — | 54.6% | ||
| Q4 24 | — | 52.1% | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | 38.6% | 2.1% | ||
| Q3 25 | 47.4% | -3.6% | ||
| Q2 25 | 24.2% | -5.2% | ||
| Q1 25 | -14.2% | -3.0% | ||
| Q4 24 | 51.1% | 1.2% | ||
| Q3 24 | 32.8% | — | ||
| Q2 24 | 40.2% | — | ||
| Q1 24 | 43.6% | — |
| Q4 25 | 56.0% | -2.1% | ||
| Q3 25 | 58.7% | -8.9% | ||
| Q2 25 | 10.7% | -8.6% | ||
| Q1 25 | 21.8% | -9.1% | ||
| Q4 24 | 43.1% | -2.9% | ||
| Q3 24 | 51.2% | — | ||
| Q2 24 | 35.7% | — | ||
| Q1 24 | 64.2% | — |
| Q4 25 | $0.49 | $-0.02 | ||
| Q3 25 | $0.55 | $-0.07 | ||
| Q2 25 | $-0.04 | $-0.07 | ||
| Q1 25 | $-0.01 | $-0.07 | ||
| Q4 24 | $0.45 | $-0.03 | ||
| Q3 24 | $0.36 | — | ||
| Q2 24 | $0.17 | — | ||
| Q1 24 | $0.39 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $190.5M | $10.5M |
| Total DebtLower is stronger | $1.1B | $84.0M |
| Stockholders' EquityBook value | $1.9B | $113.0M |
| Total Assets | $21.3B | $280.7M |
| Debt / EquityLower = less leverage | 0.58× | 0.74× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $190.5M | $10.5M | ||
| Q3 25 | $181.0M | $12.9M | ||
| Q2 25 | $108.6M | $11.3M | ||
| Q1 25 | $204.2M | $17.1M | ||
| Q4 24 | $103.2M | $15.5M | ||
| Q3 24 | $102.8M | — | ||
| Q2 24 | $336.3M | — | ||
| Q1 24 | $343.3M | — |
| Q4 25 | $1.1B | $84.0M | ||
| Q3 25 | $299.0M | $87.6M | ||
| Q2 25 | $1.2B | $66.0M | ||
| Q1 25 | $968.4M | $71.5M | ||
| Q4 24 | $1.0B | $70.6M | ||
| Q3 24 | $5.2B | — | ||
| Q2 24 | $5.4B | — | ||
| Q1 24 | $5.1B | — |
| Q4 25 | $1.9B | $113.0M | ||
| Q3 25 | $1.9B | $112.1M | ||
| Q2 25 | $1.9B | $102.5M | ||
| Q1 25 | $1.9B | $103.6M | ||
| Q4 24 | $1.9B | $106.3M | ||
| Q3 24 | $1.9B | — | ||
| Q2 24 | $1.9B | — | ||
| Q1 24 | $2.0B | — |
| Q4 25 | $21.3B | $280.7M | ||
| Q3 25 | $18.5B | $283.3M | ||
| Q2 25 | $16.8B | $236.1M | ||
| Q1 25 | $14.9B | $244.6M | ||
| Q4 24 | $14.4B | $242.8M | ||
| Q3 24 | $13.1B | — | ||
| Q2 24 | $12.1B | — | ||
| Q1 24 | $12.3B | — |
| Q4 25 | 0.58× | 0.74× | ||
| Q3 25 | 0.16× | 0.78× | ||
| Q2 25 | 0.65× | 0.64× | ||
| Q1 25 | 0.51× | 0.69× | ||
| Q4 24 | 0.52× | 0.66× | ||
| Q3 24 | 2.70× | — | ||
| Q2 24 | 2.76× | — | ||
| Q1 24 | 2.60× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-7.2B | $8.9M |
| Free Cash FlowOCF − Capex | — | $6.9M |
| FCF MarginFCF / Revenue | — | 14.0% |
| Capex IntensityCapex / Revenue | — | 4.2% |
| Cash ConversionOCF / Net Profit | -137.76× | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $26.6M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-7.2B | $8.9M | ||
| Q3 25 | $-1.3B | $9.8M | ||
| Q2 25 | $-2.0B | $9.7M | ||
| Q1 25 | $-594.3M | $8.9M | ||
| Q4 24 | $-2.7B | $9.3M | ||
| Q3 24 | $-983.8M | — | ||
| Q2 24 | $243.8M | — | ||
| Q1 24 | $-342.4M | — |
| Q4 25 | — | $6.9M | ||
| Q3 25 | — | $8.0M | ||
| Q2 25 | — | $4.4M | ||
| Q1 25 | — | $7.3M | ||
| Q4 24 | — | $5.6M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | — | 14.0% | ||
| Q3 25 | — | 20.0% | ||
| Q2 25 | — | 12.6% | ||
| Q1 25 | — | 22.0% | ||
| Q4 24 | — | 15.2% | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | — | 4.2% | ||
| Q3 25 | — | 4.6% | ||
| Q2 25 | — | 14.9% | ||
| Q1 25 | — | 4.8% | ||
| Q4 24 | — | 9.9% | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | -137.76× | — | ||
| Q3 25 | -22.26× | — | ||
| Q2 25 | -267.53× | — | ||
| Q1 25 | -61.39× | — | ||
| Q4 24 | -58.08× | — | ||
| Q3 24 | -23.76× | — | ||
| Q2 24 | 9.59× | — | ||
| Q1 24 | -7.19× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
PMT
| Other | $55.0M | 59% |
| Interest Rate Sensitive Strategies | $31.4M | 34% |
| Correspondent Production | $7.2M | 8% |
QIPT
Segment breakdown not available.
