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Side-by-side financial comparison of PennyMac Mortgage Investment Trust (PMT) and STURM RUGER & CO INC (RGR). Click either name above to swap in a different company.
STURM RUGER & CO INC is the larger business by last-quarter revenue ($151.1M vs $93.6M, roughly 1.6× PennyMac Mortgage Investment Trust). On growth, STURM RUGER & CO INC posted the faster year-over-year revenue change (3.6% vs -13.3%). Over the past eight quarters, PennyMac Mortgage Investment Trust's revenue compounded faster (12.3% CAGR vs 5.1%).
PennyMac Mortgage Investment Trust is a U.S.-headquartered real estate investment trust specializing in residential mortgage assets. It invests in performing and non-performing mortgage loans, mortgage-backed securities, and credit risk transfer instruments, operating across investment management and mortgage servicing segments in the U.S. housing market.
Sturm, Ruger & Company, Inc., better known by the shortened name Ruger, is an American firearm manufacturing company based in Southport, Connecticut, with production facilities also in Newport, New Hampshire; Mayodan, North Carolina; and Prescott, Arizona. The company was founded in 1949 by Alexander McCormick Sturm and William B. Ruger and has been publicly traded since 1969.
PMT vs RGR — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $93.6M | $151.1M |
| Net Profit | $52.4M | — |
| Gross Margin | — | 17.8% |
| Operating Margin | 38.6% | 2.3% |
| Net Margin | 56.0% | — |
| Revenue YoY | -13.3% | 3.6% |
| Net Profit YoY | 12.5% | — |
| EPS (diluted) | $0.49 | $0.22 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $93.6M | $151.1M | ||
| Q3 25 | $99.2M | $126.8M | ||
| Q2 25 | $70.2M | $132.5M | ||
| Q1 25 | $44.5M | $135.7M | ||
| Q4 24 | $107.9M | $145.8M | ||
| Q3 24 | $80.9M | $122.3M | ||
| Q2 24 | $71.2M | $130.8M | ||
| Q1 24 | $74.2M | $136.8M |
| Q4 25 | $52.4M | — | ||
| Q3 25 | $58.3M | $1.6M | ||
| Q2 25 | $7.5M | $-17.2M | ||
| Q1 25 | $9.7M | $7.8M | ||
| Q4 24 | $46.5M | — | ||
| Q3 24 | $41.4M | $4.7M | ||
| Q2 24 | $25.4M | $8.3M | ||
| Q1 24 | $47.6M | $7.1M |
| Q4 25 | — | 17.8% | ||
| Q3 25 | — | 15.1% | ||
| Q2 25 | — | 3.9% | ||
| Q1 25 | — | 22.0% | ||
| Q4 24 | — | 22.8% | ||
| Q3 24 | — | 18.5% | ||
| Q2 24 | — | 22.3% | ||
| Q1 24 | — | 21.5% |
| Q4 25 | 38.6% | 2.3% | ||
| Q3 25 | 47.4% | -2.7% | ||
| Q2 25 | 24.2% | -15.6% | ||
| Q1 25 | -14.2% | 6.2% | ||
| Q4 24 | 51.1% | 7.8% | ||
| Q3 24 | 32.8% | 3.1% | ||
| Q2 24 | 40.2% | 6.9% | ||
| Q1 24 | 43.6% | 5.5% |
| Q4 25 | 56.0% | — | ||
| Q3 25 | 58.7% | 1.2% | ||
| Q2 25 | 10.7% | -13.0% | ||
| Q1 25 | 21.8% | 5.7% | ||
| Q4 24 | 43.1% | — | ||
| Q3 24 | 51.2% | 3.9% | ||
| Q2 24 | 35.7% | 6.3% | ||
| Q1 24 | 64.2% | 5.2% |
| Q4 25 | $0.49 | $0.22 | ||
| Q3 25 | $0.55 | $0.10 | ||
| Q2 25 | $-0.04 | $-1.05 | ||
| Q1 25 | $-0.01 | $0.46 | ||
| Q4 24 | $0.45 | $0.62 | ||
| Q3 24 | $0.36 | $0.28 | ||
| Q2 24 | $0.17 | $0.47 | ||
| Q1 24 | $0.39 | $0.40 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $190.5M | $92.5M |
| Total DebtLower is stronger | $1.1B | — |
| Stockholders' EquityBook value | $1.9B | $283.8M |
| Total Assets | $21.3B | $342.0M |
| Debt / EquityLower = less leverage | 0.58× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $190.5M | $92.5M | ||
| Q3 25 | $181.0M | $80.8M | ||
| Q2 25 | $108.6M | $101.4M | ||
| Q1 25 | $204.2M | $108.3M | ||
| Q4 24 | $103.2M | $105.5M | ||
| Q3 24 | $102.8M | $96.0M | ||
| Q2 24 | $336.3M | $105.6M | ||
| Q1 24 | $343.3M | $115.3M |
| Q4 25 | $1.1B | — | ||
| Q3 25 | $299.0M | — | ||
| Q2 25 | $1.2B | — | ||
| Q1 25 | $968.4M | — | ||
| Q4 24 | $1.0B | — | ||
| Q3 24 | $5.2B | — | ||
| Q2 24 | $5.4B | — | ||
| Q1 24 | $5.1B | — |
| Q4 25 | $1.9B | $283.8M | ||
| Q3 25 | $1.9B | $279.6M | ||
| Q2 25 | $1.9B | $289.3M | ||
| Q1 25 | $1.9B | $321.5M | ||
| Q4 24 | $1.9B | $319.6M | ||
| Q3 24 | $1.9B | $314.9M | ||
| Q2 24 | $1.9B | $321.5M | ||
| Q1 24 | $2.0B | $332.0M |
| Q4 25 | $21.3B | $342.0M | ||
| Q3 25 | $18.5B | $342.3M | ||
| Q2 25 | $16.8B | $349.5M | ||
| Q1 25 | $14.9B | $379.0M | ||
| Q4 24 | $14.4B | $384.0M | ||
| Q3 24 | $13.1B | $373.5M | ||
| Q2 24 | $12.1B | $376.7M | ||
| Q1 24 | $12.3B | $385.0M |
| Q4 25 | 0.58× | — | ||
| Q3 25 | 0.16× | — | ||
| Q2 25 | 0.65× | — | ||
| Q1 25 | 0.51× | — | ||
| Q4 24 | 0.52× | — | ||
| Q3 24 | 2.70× | — | ||
| Q2 24 | 2.76× | — | ||
| Q1 24 | 2.60× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-7.2B | $15.5M |
| Free Cash FlowOCF − Capex | — | $12.3M |
| FCF MarginFCF / Revenue | — | 8.2% |
| Capex IntensityCapex / Revenue | — | 2.1% |
| Cash ConversionOCF / Net Profit | -137.76× | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $38.5M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-7.2B | $15.5M | ||
| Q3 25 | $-1.3B | $12.9M | ||
| Q2 25 | $-2.0B | $14.7M | ||
| Q1 25 | $-594.3M | $11.1M | ||
| Q4 24 | $-2.7B | $20.0M | ||
| Q3 24 | $-983.8M | $9.4M | ||
| Q2 24 | $243.8M | $18.7M | ||
| Q1 24 | $-342.4M | $7.3M |
| Q4 25 | — | $12.3M | ||
| Q3 25 | — | $7.0M | ||
| Q2 25 | — | $9.1M | ||
| Q1 25 | — | $10.0M | ||
| Q4 24 | — | $16.4M | ||
| Q3 24 | — | $2.6M | ||
| Q2 24 | — | $10.1M | ||
| Q1 24 | — | $5.6M |
| Q4 25 | — | 8.2% | ||
| Q3 25 | — | 5.5% | ||
| Q2 25 | — | 6.9% | ||
| Q1 25 | — | 7.4% | ||
| Q4 24 | — | 11.2% | ||
| Q3 24 | — | 2.1% | ||
| Q2 24 | — | 7.7% | ||
| Q1 24 | — | 4.1% |
| Q4 25 | — | 2.1% | ||
| Q3 25 | — | 4.6% | ||
| Q2 25 | — | 4.2% | ||
| Q1 25 | — | 0.8% | ||
| Q4 24 | — | 2.5% | ||
| Q3 24 | — | 5.5% | ||
| Q2 24 | — | 6.6% | ||
| Q1 24 | — | 1.3% |
| Q4 25 | -137.76× | — | ||
| Q3 25 | -22.26× | 8.15× | ||
| Q2 25 | -267.53× | — | ||
| Q1 25 | -61.39× | 1.43× | ||
| Q4 24 | -58.08× | — | ||
| Q3 24 | -23.76× | 1.98× | ||
| Q2 24 | 9.59× | 2.27× | ||
| Q1 24 | -7.19× | 1.04× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
PMT
| Other | $55.0M | 59% |
| Interest Rate Sensitive Strategies | $31.4M | 34% |
| Correspondent Production | $7.2M | 8% |
RGR
| Firearms | $150.6M | 100% |
| Castings | $7.3M | 5% |
