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Side-by-side financial comparison of Porch Group, Inc. (PRCH) and Vroom, Inc. (VRM). Click either name above to swap in a different company.

Vroom, Inc. is the larger business by last-quarter revenue ($235.9M vs $121.1M, roughly 1.9× Porch Group, Inc.). Porch Group, Inc. runs the higher net margin — -3.9% vs -59.8%, a 55.9% gap on every dollar of revenue. On growth, Porch Group, Inc. posted the faster year-over-year revenue change (100.0% vs 12.9%). Over the past eight quarters, Porch Group, Inc.'s revenue compounded faster (26.4% CAGR vs -49.5%).

Porch is a website that tries to connect homeowners with local home improvement contractors. The site features advice articles, cost guide, and online booking for over 160 home projects.

Vroom, Inc. is a parent company of United Auto Credit Corporation (UACC) and CarStory. Previously, Vroom was a used car retailer and e-commerce company that let consumers buy, sell, and finance cars online. Vroom ceased e-commerce automotive sales operations on January 22, 2024.

PRCH vs VRM — Head-to-Head

Bigger by revenue
VRM
VRM
1.9× larger
VRM
$235.9M
$121.1M
PRCH
Growing faster (revenue YoY)
PRCH
PRCH
+87.1% gap
PRCH
100.0%
12.9%
VRM
Higher net margin
PRCH
PRCH
55.9% more per $
PRCH
-3.9%
-59.8%
VRM
Faster 2-yr revenue CAGR
PRCH
PRCH
Annualised
PRCH
26.4%
-49.5%
VRM

Income Statement — Q1 FY2026 vs Q4 FY2023

Metric
PRCH
PRCH
VRM
VRM
Revenue
$121.1M
$235.9M
Net Profit
$-4.7M
$-141.1M
Gross Margin
52.7%
12.3%
Operating Margin
34.7%
-11.5%
Net Margin
-3.9%
-59.8%
Revenue YoY
100.0%
12.9%
Net Profit YoY
2.0%
-669.8%
EPS (diluted)
$-0.04
$-80.66

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
PRCH
PRCH
VRM
VRM
Q1 26
$121.1M
Q4 25
$112.3M
Q3 25
$115.1M
Q2 25
$107.0M
Q1 25
$84.5M
Q4 24
$75.3M
Q3 24
$77.7M
Q2 24
$75.9M
Net Profit
PRCH
PRCH
VRM
VRM
Q1 26
$-4.7M
Q4 25
$-3.5M
Q3 25
$-10.9M
Q2 25
$2.6M
Q1 25
$8.4M
Q4 24
$30.5M
Q3 24
$14.4M
Q2 24
$-64.3M
Gross Margin
PRCH
PRCH
VRM
VRM
Q1 26
52.7%
Q4 25
99.5%
Q3 25
75.6%
Q2 25
70.9%
Q1 25
77.4%
Q4 24
Q3 24
79.4%
Q2 24
22.1%
Operating Margin
PRCH
PRCH
VRM
VRM
Q1 26
34.7%
Q4 25
14.7%
Q3 25
14.2%
Q2 25
4.7%
Q1 25
-1.5%
Q4 24
33.3%
Q3 24
-3.2%
Q2 24
-69.2%
Net Margin
PRCH
PRCH
VRM
VRM
Q1 26
-3.9%
Q4 25
-3.1%
Q3 25
-9.4%
Q2 25
2.4%
Q1 25
9.9%
Q4 24
40.5%
Q3 24
18.5%
Q2 24
-84.8%
EPS (diluted)
PRCH
PRCH
VRM
VRM
Q1 26
$-0.04
Q4 25
$0.00
Q3 25
$-0.10
Q2 25
$0.00
Q1 25
$0.07
Q4 24
$0.34
Q3 24
$0.12
Q2 24
$-0.65

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
PRCH
PRCH
VRM
VRM
Cash + ST InvestmentsLiquidity on hand
$68.4M
$135.6M
Total DebtLower is stronger
$391.3M
$454.2M
Stockholders' EquityBook value
$26.3M
$127.7M
Total Assets
$806.6M
$1.5B
Debt / EquityLower = less leverage
14.87×
3.56×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
PRCH
PRCH
VRM
VRM
Q1 26
$68.4M
Q4 25
$57.3M
Q3 25
$85.0M
Q2 25
$79.8M
Q1 25
$70.4M
Q4 24
$191.7M
Q3 24
$238.6M
Q2 24
$308.4M
Total Debt
PRCH
PRCH
VRM
VRM
Q1 26
$391.3M
Q4 25
$392.8M
Q3 25
$387.1M
Q2 25
$394.1M
Q1 25
$409.2M
Q4 24
$403.9M
Q3 24
$399.0M
Q2 24
$436.8M
Stockholders' Equity
PRCH
PRCH
VRM
VRM
Q1 26
$26.3M
Q4 25
$-24.6M
Q3 25
$-27.9M
Q2 25
$-29.3M
Q1 25
$-52.4M
Q4 24
$-43.2M
Q3 24
$-77.0M
Q2 24
$-101.9M
Total Assets
PRCH
PRCH
VRM
VRM
Q1 26
$806.6M
Q4 25
$797.4M
Q3 25
$787.7M
Q2 25
$770.7M
Q1 25
$802.3M
Q4 24
$814.0M
Q3 24
$867.3M
Q2 24
$876.1M
Debt / Equity
PRCH
PRCH
VRM
VRM
Q1 26
14.87×
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
PRCH
PRCH
VRM
VRM
Operating Cash FlowLast quarter
$-108.1M
Free Cash FlowOCF − Capex
$-108.8M
FCF MarginFCF / Revenue
-46.1%
Capex IntensityCapex / Revenue
0.3%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-536.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
PRCH
PRCH
VRM
VRM
Q1 26
Q4 25
$1.2M
Q3 25
$40.8M
Q2 25
$35.6M
Q1 25
$-11.2M
Q4 24
$-26.6M
Q3 24
$12.4M
Q2 24
$-26.0M
Free Cash Flow
PRCH
PRCH
VRM
VRM
Q1 26
Q4 25
$1.1M
Q3 25
$40.7M
Q2 25
$35.4M
Q1 25
$-11.2M
Q4 24
$-26.8M
Q3 24
$12.2M
Q2 24
$-26.0M
FCF Margin
PRCH
PRCH
VRM
VRM
Q1 26
Q4 25
1.0%
Q3 25
35.4%
Q2 25
33.0%
Q1 25
-13.3%
Q4 24
-35.6%
Q3 24
15.7%
Q2 24
-34.3%
Capex Intensity
PRCH
PRCH
VRM
VRM
Q1 26
Q4 25
0.1%
Q3 25
0.1%
Q2 25
0.2%
Q1 25
0.1%
Q4 24
0.3%
Q3 24
0.3%
Q2 24
0.1%
Cash Conversion
PRCH
PRCH
VRM
VRM
Q1 26
Q4 25
Q3 25
Q2 25
13.79×
Q1 25
-1.33×
Q4 24
-0.87×
Q3 24
0.86×
Q2 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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