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Side-by-side financial comparison of PERDOCEO EDUCATION Corp (PRDO) and UNITED FIRE GROUP INC (UFCS). Click either name above to swap in a different company.

UNITED FIRE GROUP INC is the larger business by last-quarter revenue ($365.8M vs $211.6M, roughly 1.7× PERDOCEO EDUCATION Corp). On growth, PERDOCEO EDUCATION Corp posted the faster year-over-year revenue change (20.0% vs 9.8%). Over the past eight quarters, PERDOCEO EDUCATION Corp's revenue compounded faster (12.2% CAGR vs 11.2%).

Perdoceo Education Corporation (PRDO) is a public company that owns five for-profit universities in the United States: American Intercontinental University, Colorado Technical University, California Southern University, Trident University International, and University of St. Augustine for Health Sciences. The company was previously known as Career Education Corporation.

The United Fruit Company was an American multinational corporation that traded in tropical fruit grown on Latin American plantations and sold in the United States and Europe. The company was formed in 1899 from the merger of the Boston Fruit Company with Minor C. Keith's banana-trading enterprises. It flourished in the early and mid-20th century, and it came to control vast territories and transportation networks in Central America, the Caribbean coast of Colombia, and the West Indies. Althou...

PRDO vs UFCS — Head-to-Head

Bigger by revenue
UFCS
UFCS
1.7× larger
UFCS
$365.8M
$211.6M
PRDO
Growing faster (revenue YoY)
PRDO
PRDO
+10.2% gap
PRDO
20.0%
9.8%
UFCS
Faster 2-yr revenue CAGR
PRDO
PRDO
Annualised
PRDO
12.2%
11.2%
UFCS

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
PRDO
PRDO
UFCS
UFCS
Revenue
$211.6M
$365.8M
Net Profit
Gross Margin
Operating Margin
19.8%
13.2%
Net Margin
Revenue YoY
20.0%
9.8%
Net Profit YoY
EPS (diluted)
$0.55
$1.45

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
PRDO
PRDO
UFCS
UFCS
Q4 25
$211.6M
$365.8M
Q3 25
$211.9M
$354.0M
Q2 25
$209.6M
$335.5M
Q1 25
$213.0M
$331.1M
Q4 24
$176.4M
$333.2M
Q3 24
$169.8M
$323.0M
Q2 24
$166.7M
$301.2M
Q1 24
$168.3M
$296.0M
Net Profit
PRDO
PRDO
UFCS
UFCS
Q4 25
Q3 25
$39.9M
$39.2M
Q2 25
$41.0M
$22.9M
Q1 25
$43.7M
$17.7M
Q4 24
Q3 24
$38.3M
$19.7M
Q2 24
$38.4M
$-2.7M
Q1 24
$39.4M
$13.5M
Operating Margin
PRDO
PRDO
UFCS
UFCS
Q4 25
19.8%
13.2%
Q3 25
24.1%
13.7%
Q2 25
24.5%
8.7%
Q1 25
24.3%
6.6%
Q4 24
21.1%
11.9%
Q3 24
26.4%
7.7%
Q2 24
27.6%
-1.3%
Q1 24
27.5%
5.5%
Net Margin
PRDO
PRDO
UFCS
UFCS
Q4 25
Q3 25
18.8%
11.1%
Q2 25
19.6%
6.8%
Q1 25
20.5%
5.3%
Q4 24
Q3 24
22.5%
6.1%
Q2 24
23.0%
-0.9%
Q1 24
23.4%
4.6%
EPS (diluted)
PRDO
PRDO
UFCS
UFCS
Q4 25
$0.55
$1.45
Q3 25
$0.60
$1.49
Q2 25
$0.62
$0.87
Q1 25
$0.65
$0.67
Q4 24
$0.46
$1.22
Q3 24
$0.57
$0.76
Q2 24
$0.57
$-0.11
Q1 24
$0.59
$0.52

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
PRDO
PRDO
UFCS
UFCS
Cash + ST InvestmentsLiquidity on hand
$111.0M
$156.3M
Total DebtLower is stronger
Stockholders' EquityBook value
$972.4M
$941.2M
Total Assets
$1.2B
$3.8B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
PRDO
PRDO
UFCS
UFCS
Q4 25
$111.0M
$156.3M
Q3 25
$159.5M
$233.7M
Q2 25
$172.1M
$202.1M
Q1 25
$132.1M
$183.7M
Q4 24
$109.1M
$200.9M
Q3 24
$238.0M
$197.4M
Q2 24
$127.9M
$153.4M
Q1 24
$125.8M
$217.8M
Stockholders' Equity
PRDO
PRDO
UFCS
UFCS
Q4 25
$972.4M
$941.2M
Q3 25
$997.9M
$898.7M
Q2 25
$984.6M
$845.7M
Q1 25
$970.3M
$817.7M
Q4 24
$959.5M
$781.5M
Q3 24
$935.4M
$785.8M
Q2 24
$899.5M
$726.6M
Q1 24
$866.1M
$736.8M
Total Assets
PRDO
PRDO
UFCS
UFCS
Q4 25
$1.2B
$3.8B
Q3 25
$1.3B
$3.8B
Q2 25
$1.3B
$3.7B
Q1 25
$1.3B
$3.5B
Q4 24
$1.2B
$3.5B
Q3 24
$1.1B
$3.5B
Q2 24
$1.1B
$3.4B
Q1 24
$1.1B
$3.2B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
PRDO
PRDO
UFCS
UFCS
Operating Cash FlowLast quarter
$40.1M
$269.7M
Free Cash FlowOCF − Capex
$37.9M
FCF MarginFCF / Revenue
17.9%
Capex IntensityCapex / Revenue
1.1%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$216.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
PRDO
PRDO
UFCS
UFCS
Q4 25
$40.1M
$269.7M
Q3 25
$41.2M
$60.8M
Q2 25
$78.8M
$53.4M
Q1 25
$65.1M
$35.7M
Q4 24
$17.6M
$340.3M
Q3 24
$51.0M
$56.5M
Q2 24
$38.5M
$91.3M
Q1 24
$54.5M
$36.2M
Free Cash Flow
PRDO
PRDO
UFCS
UFCS
Q4 25
$37.9M
Q3 25
$39.4M
Q2 25
$76.0M
Q1 25
$63.4M
Q4 24
$16.0M
Q3 24
$50.0M
Q2 24
$37.7M
Q1 24
$53.3M
FCF Margin
PRDO
PRDO
UFCS
UFCS
Q4 25
17.9%
Q3 25
18.6%
Q2 25
36.3%
Q1 25
29.8%
Q4 24
9.1%
Q3 24
29.4%
Q2 24
22.6%
Q1 24
31.7%
Capex Intensity
PRDO
PRDO
UFCS
UFCS
Q4 25
1.1%
Q3 25
0.9%
Q2 25
1.3%
Q1 25
0.8%
Q4 24
0.9%
Q3 24
0.6%
Q2 24
0.5%
Q1 24
0.7%
Cash Conversion
PRDO
PRDO
UFCS
UFCS
Q4 25
Q3 25
1.03×
1.55×
Q2 25
1.92×
2.33×
Q1 25
1.49×
2.02×
Q4 24
Q3 24
1.33×
2.86×
Q2 24
1.00×
Q1 24
1.38×
2.68×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

PRDO
PRDO

CTU$107.0M51%
AIUS$60.8M29%
University Of St Augustine For Health Sciences Llc$43.7M21%
Other$1.1M1%

UFCS
UFCS

Segment breakdown not available.

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