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Side-by-side financial comparison of PERDOCEO EDUCATION Corp (PRDO) and UNIVERSAL INSURANCE HOLDINGS, INC. (UVE). Click either name above to swap in a different company.

UNIVERSAL INSURANCE HOLDINGS, INC. is the larger business by last-quarter revenue ($393.6M vs $211.6M, roughly 1.9× PERDOCEO EDUCATION Corp). On growth, PERDOCEO EDUCATION Corp posted the faster year-over-year revenue change (20.0% vs -0.3%). Over the past eight quarters, PERDOCEO EDUCATION Corp's revenue compounded faster (12.2% CAGR vs 1.7%).

Perdoceo Education Corporation (PRDO) is a public company that owns five for-profit universities in the United States: American Intercontinental University, Colorado Technical University, California Southern University, Trident University International, and University of St. Augustine for Health Sciences. The company was previously known as Career Education Corporation.

New York Life Insurance Company (NYLIC), most commonly known as New York Life, is the second-largest life insurance company and the largest mutual life insurance company in the United States, and is ranked #69 on the 2025 Fortune 500 list of the largest U.S. corporations by total revenue. In 2025, NYLIC achieved the best possible ratings by the four independent rating companies. Other New York Life affiliates provide an array of securities products and services, as well as institutional and r...

PRDO vs UVE — Head-to-Head

Bigger by revenue
UVE
UVE
1.9× larger
UVE
$393.6M
$211.6M
PRDO
Growing faster (revenue YoY)
PRDO
PRDO
+20.3% gap
PRDO
20.0%
-0.3%
UVE
Faster 2-yr revenue CAGR
PRDO
PRDO
Annualised
PRDO
12.2%
1.7%
UVE

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
PRDO
PRDO
UVE
UVE
Revenue
$211.6M
$393.6M
Net Profit
$54.3M
Gross Margin
Operating Margin
19.8%
Net Margin
13.8%
Revenue YoY
20.0%
-0.3%
Net Profit YoY
EPS (diluted)
$0.55
$1.88

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
PRDO
PRDO
UVE
UVE
Q1 26
$393.6M
Q4 25
$211.6M
$407.9M
Q3 25
$211.9M
$401.0M
Q2 25
$209.6M
$400.1M
Q1 25
$213.0M
$394.9M
Q4 24
$176.4M
$384.8M
Q3 24
$169.8M
$387.6M
Q2 24
$166.7M
$380.2M
Net Profit
PRDO
PRDO
UVE
UVE
Q1 26
$54.3M
Q4 25
$66.6M
Q3 25
$39.9M
$39.8M
Q2 25
$41.0M
$35.1M
Q1 25
$43.7M
$41.4M
Q4 24
$6.0M
Q3 24
$38.3M
$-16.2M
Q2 24
$38.4M
$35.4M
Operating Margin
PRDO
PRDO
UVE
UVE
Q1 26
Q4 25
19.8%
21.7%
Q3 25
24.1%
13.2%
Q2 25
24.5%
11.6%
Q1 25
24.3%
14.0%
Q4 24
21.1%
1.9%
Q3 24
26.4%
-4.7%
Q2 24
27.6%
12.6%
Net Margin
PRDO
PRDO
UVE
UVE
Q1 26
13.8%
Q4 25
16.3%
Q3 25
18.8%
9.9%
Q2 25
19.6%
8.8%
Q1 25
20.5%
10.5%
Q4 24
1.6%
Q3 24
22.5%
-4.2%
Q2 24
23.0%
9.3%
EPS (diluted)
PRDO
PRDO
UVE
UVE
Q1 26
$1.88
Q4 25
$0.55
$2.29
Q3 25
$0.60
$1.38
Q2 25
$0.62
$1.21
Q1 25
$0.65
$1.44
Q4 24
$0.46
$0.23
Q3 24
$0.57
$-0.57
Q2 24
$0.57
$1.21

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
PRDO
PRDO
UVE
UVE
Cash + ST InvestmentsLiquidity on hand
$111.0M
$595.8M
Total DebtLower is stronger
Stockholders' EquityBook value
$972.4M
$584.7M
Total Assets
$1.2B
$2.8B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
PRDO
PRDO
UVE
UVE
Q1 26
$595.8M
Q4 25
$111.0M
$408.9M
Q3 25
$159.5M
$405.1M
Q2 25
$172.1M
$367.1M
Q1 25
$132.1M
$398.2M
Q4 24
$109.1M
$259.4M
Q3 24
$238.0M
$333.7M
Q2 24
$127.9M
$283.3M
Total Debt
PRDO
PRDO
UVE
UVE
Q1 26
Q4 25
$100.5M
Q3 25
$100.7M
Q2 25
$100.9M
Q1 25
$101.1M
Q4 24
$101.2M
Q3 24
$101.4M
Q2 24
$101.6M
Stockholders' Equity
PRDO
PRDO
UVE
UVE
Q1 26
$584.7M
Q4 25
$972.4M
$551.0M
Q3 25
$997.9M
$495.0M
Q2 25
$984.6M
$457.8M
Q1 25
$970.3M
$422.4M
Q4 24
$959.5M
$373.3M
Q3 24
$935.4M
$400.2M
Q2 24
$899.5M
$393.2M
Total Assets
PRDO
PRDO
UVE
UVE
Q1 26
$2.8B
Q4 25
$1.2B
$2.8B
Q3 25
$1.3B
$3.1B
Q2 25
$1.3B
$3.3B
Q1 25
$1.3B
$2.7B
Q4 24
$1.2B
$2.8B
Q3 24
$1.1B
$2.7B
Q2 24
$1.1B
$2.7B
Debt / Equity
PRDO
PRDO
UVE
UVE
Q1 26
Q4 25
0.18×
Q3 25
0.20×
Q2 25
0.22×
Q1 25
0.24×
Q4 24
0.27×
Q3 24
0.25×
Q2 24
0.26×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
PRDO
PRDO
UVE
UVE
Operating Cash FlowLast quarter
$40.1M
Free Cash FlowOCF − Capex
$37.9M
FCF MarginFCF / Revenue
17.9%
Capex IntensityCapex / Revenue
1.1%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$216.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
PRDO
PRDO
UVE
UVE
Q1 26
Q4 25
$40.1M
$381.5M
Q3 25
$41.2M
$62.4M
Q2 25
$78.8M
$106.2M
Q1 25
$65.1M
$186.8M
Q4 24
$17.6M
$137.4M
Q3 24
$51.0M
$82.6M
Q2 24
$38.5M
$73.2M
Free Cash Flow
PRDO
PRDO
UVE
UVE
Q1 26
Q4 25
$37.9M
$377.1M
Q3 25
$39.4M
$61.3M
Q2 25
$76.0M
$105.2M
Q1 25
$63.4M
$185.5M
Q4 24
$16.0M
$130.0M
Q3 24
$50.0M
$81.0M
Q2 24
$37.7M
$71.6M
FCF Margin
PRDO
PRDO
UVE
UVE
Q1 26
Q4 25
17.9%
92.4%
Q3 25
18.6%
15.3%
Q2 25
36.3%
26.3%
Q1 25
29.8%
47.0%
Q4 24
9.1%
33.8%
Q3 24
29.4%
20.9%
Q2 24
22.6%
18.8%
Capex Intensity
PRDO
PRDO
UVE
UVE
Q1 26
Q4 25
1.1%
1.1%
Q3 25
0.9%
0.3%
Q2 25
1.3%
0.2%
Q1 25
0.8%
0.3%
Q4 24
0.9%
1.9%
Q3 24
0.6%
0.4%
Q2 24
0.5%
0.4%
Cash Conversion
PRDO
PRDO
UVE
UVE
Q1 26
Q4 25
5.73×
Q3 25
1.03×
1.57×
Q2 25
1.92×
3.03×
Q1 25
1.49×
4.51×
Q4 24
22.82×
Q3 24
1.33×
Q2 24
1.00×
2.07×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

PRDO
PRDO

CTU$107.0M51%
AIUS$60.8M29%
University Of St Augustine For Health Sciences Llc$43.7M21%
Other$1.1M1%

UVE
UVE

Segment breakdown not available.

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