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Side-by-side financial comparison of PROG Holdings, Inc. (PRG) and StoneX Group Inc. (SNEX). Click either name above to swap in a different company.

StoneX Group Inc. is the larger business by last-quarter revenue ($1.2B vs $651.6M, roughly 1.8× PROG Holdings, Inc.). StoneX Group Inc. runs the higher net margin — 11.6% vs 5.5%, a 6.0% gap on every dollar of revenue. On growth, PROG Holdings, Inc. posted the faster year-over-year revenue change (457.1% vs 81.0%). Over the past eight quarters, StoneX Group Inc.'s revenue compounded faster (53.5% CAGR vs 4.9%).

PROG Holdings, Inc. is a U.S.-based financial technology firm providing flexible lease-to-own and point-of-sale financing solutions to consumers. Operating primarily in the U.S. market, its core segments include retail partner financing, consumer lending, and payment services that help customers access electronics and household goods without traditional credit requirements.

StoneX Group Inc. is an American financial services company. The company operates in six areas: commercial hedging, global payments, securities, physical commodities, foreign exchange and clearing and execution services (CES).

PRG vs SNEX — Head-to-Head

Bigger by revenue
SNEX
SNEX
1.8× larger
SNEX
$1.2B
$651.6M
PRG
Growing faster (revenue YoY)
PRG
PRG
+376.1% gap
PRG
457.1%
81.0%
SNEX
Higher net margin
SNEX
SNEX
6.0% more per $
SNEX
11.6%
5.5%
PRG
Faster 2-yr revenue CAGR
SNEX
SNEX
Annualised
SNEX
53.5%
4.9%
PRG

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
PRG
PRG
SNEX
SNEX
Revenue
$651.6M
$1.2B
Net Profit
$36.1M
$139.0M
Gross Margin
Operating Margin
10.0%
15.4%
Net Margin
5.5%
11.6%
Revenue YoY
457.1%
81.0%
Net Profit YoY
3.8%
63.3%
EPS (diluted)
$3.68
$2.50

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
PRG
PRG
SNEX
SNEX
Q1 26
$651.6M
Q4 25
$525.4M
$1.2B
Q3 25
$595.1M
$32.7B
Q2 25
$604.7M
$851.2M
Q1 25
$684.1M
$820.4M
Q4 24
$558.9M
$663.1M
Q3 24
$606.1M
$31.1B
Q2 24
$592.2M
$571.8M
Net Profit
PRG
PRG
SNEX
SNEX
Q1 26
$36.1M
Q4 25
$40.5M
$139.0M
Q3 25
$33.1M
$85.7M
Q2 25
$38.5M
$63.4M
Q1 25
$34.7M
$71.7M
Q4 24
$57.5M
$85.1M
Q3 24
$84.0M
$76.7M
Q2 24
$33.8M
$61.9M
Gross Margin
PRG
PRG
SNEX
SNEX
Q1 26
Q4 25
Q3 25
3.7%
Q2 25
Q1 25
Q4 24
Q3 24
3.0%
Q2 24
Operating Margin
PRG
PRG
SNEX
SNEX
Q1 26
10.0%
Q4 25
6.9%
15.4%
Q3 25
9.0%
0.3%
Q2 25
10.0%
-1.3%
Q1 25
8.2%
-1.0%
Q4 24
8.9%
-3.2%
Q3 24
8.1%
-0.0%
Q2 24
9.4%
-4.7%
Net Margin
PRG
PRG
SNEX
SNEX
Q1 26
5.5%
Q4 25
7.7%
11.6%
Q3 25
5.6%
0.3%
Q2 25
6.4%
7.4%
Q1 25
5.1%
8.7%
Q4 24
10.3%
12.8%
Q3 24
13.9%
0.2%
Q2 24
5.7%
10.8%
EPS (diluted)
PRG
PRG
SNEX
SNEX
Q1 26
$3.68
Q4 25
$0.99
$2.50
Q3 25
$0.82
$0.72
Q2 25
$0.95
$1.22
Q1 25
$0.83
$1.41
Q4 24
$1.33
$1.69
Q3 24
$1.94
$2.32
Q2 24
$0.77
$1.25

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
PRG
PRG
SNEX
SNEX
Cash + ST InvestmentsLiquidity on hand
$69.4M
$1.6B
Total DebtLower is stronger
Stockholders' EquityBook value
$774.4M
$2.5B
Total Assets
$2.0B
$47.8B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
PRG
PRG
SNEX
SNEX
Q1 26
$69.4M
Q4 25
$308.8M
$1.6B
Q3 25
$292.6M
$1.6B
Q2 25
$222.0M
$1.3B
Q1 25
$213.3M
$1.3B
Q4 24
$90.9M
$1.4B
Q3 24
$221.7M
$1.3B
Q2 24
$250.1M
$1.2B
Total Debt
PRG
PRG
SNEX
SNEX
Q1 26
Q4 25
$594.9M
Q3 25
Q2 25
Q1 25
Q4 24
$643.6M
Q3 24
Q2 24
Stockholders' Equity
PRG
PRG
SNEX
SNEX
Q1 26
$774.4M
Q4 25
$746.4M
$2.5B
Q3 25
$703.6M
$2.4B
Q2 25
$668.7M
$2.0B
Q1 25
$654.4M
$1.9B
Q4 24
$650.3M
$1.8B
Q3 24
$630.8M
$1.7B
Q2 24
$581.9M
$1.6B
Total Assets
PRG
PRG
SNEX
SNEX
Q1 26
$2.0B
Q4 25
$1.6B
$47.8B
Q3 25
$1.5B
$45.3B
Q2 25
$1.5B
$34.3B
Q1 25
$1.5B
$31.3B
Q4 24
$1.5B
$29.6B
Q3 24
$1.4B
$27.5B
Q2 24
$1.5B
$25.9B
Debt / Equity
PRG
PRG
SNEX
SNEX
Q1 26
Q4 25
0.80×
Q3 25
Q2 25
Q1 25
Q4 24
0.99×
Q3 24
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
PRG
PRG
SNEX
SNEX
Operating Cash FlowLast quarter
$-1.3B
Free Cash FlowOCF − Capex
$-1.3B
FCF MarginFCF / Revenue
-106.4%
Capex IntensityCapex / Revenue
1.3%
Cash ConversionOCF / Net Profit
-9.08×
TTM Free Cash FlowTrailing 4 quarters
$3.5B

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
PRG
PRG
SNEX
SNEX
Q1 26
Q4 25
$-54.9M
$-1.3B
Q3 25
$110.0M
$3.5B
Q2 25
$69.9M
$1.5B
Q1 25
$209.9M
$-154.5M
Q4 24
$-84.5M
$-477.8M
Q3 24
$31.9M
$192.6M
Q2 24
$55.4M
$-622.1M
Free Cash Flow
PRG
PRG
SNEX
SNEX
Q1 26
Q4 25
$-57.5M
$-1.3B
Q3 25
$106.5M
$3.5B
Q2 25
$68.0M
$1.5B
Q1 25
$208.0M
$-169.8M
Q4 24
$-86.8M
$-491.4M
Q3 24
$29.8M
$175.9M
Q2 24
$53.5M
$-640.5M
FCF Margin
PRG
PRG
SNEX
SNEX
Q1 26
Q4 25
-10.9%
-106.4%
Q3 25
17.9%
10.7%
Q2 25
11.2%
173.3%
Q1 25
30.4%
-20.7%
Q4 24
-15.5%
-74.1%
Q3 24
4.9%
0.6%
Q2 24
9.0%
-112.0%
Capex Intensity
PRG
PRG
SNEX
SNEX
Q1 26
Q4 25
0.5%
1.3%
Q3 25
0.6%
0.1%
Q2 25
0.3%
1.9%
Q1 25
0.3%
1.9%
Q4 24
0.4%
2.1%
Q3 24
0.3%
0.1%
Q2 24
0.3%
3.2%
Cash Conversion
PRG
PRG
SNEX
SNEX
Q1 26
Q4 25
-1.36×
-9.08×
Q3 25
3.32×
41.18×
Q2 25
1.82×
23.52×
Q1 25
6.05×
-2.15×
Q4 24
-1.47×
-5.61×
Q3 24
0.38×
2.51×
Q2 24
1.64×
-10.05×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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