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Side-by-side financial comparison of Prelude Therapeutics Inc (PRLD) and Sound Financial Bancorp, Inc. (SFBC). Click either name above to swap in a different company.

Sound Financial Bancorp, Inc. is the larger business by last-quarter revenue ($9.5M vs $6.5M, roughly 1.5× Prelude Therapeutics Inc). On growth, Prelude Therapeutics Inc posted the faster year-over-year revenue change (116.7% vs 1.5%).

U.S. Bancorp is an American multinational banking institution headquartered in Minneapolis, Minnesota and incorporated in Delaware. It is the 5th-largest bank in the United States as of 2025. As the largest bank in the Midwestern United States, it is considered systemically important by the Financial Stability Board. It is the parent company of its primary operating entity, U.S. Bank National Association, which does business as U.S. Bank. The company provides banking, investment, mortgage, tr...

PRLD vs SFBC — Head-to-Head

Bigger by revenue
SFBC
SFBC
1.5× larger
SFBC
$9.5M
$6.5M
PRLD
Growing faster (revenue YoY)
PRLD
PRLD
+115.1% gap
PRLD
116.7%
1.5%
SFBC

Income Statement — Q3 FY2025 vs Q4 FY2025

Metric
PRLD
PRLD
SFBC
SFBC
Revenue
$6.5M
$9.5M
Net Profit
$-19.7M
Gross Margin
Operating Margin
-314.1%
27.1%
Net Margin
-303.5%
Revenue YoY
116.7%
1.5%
Net Profit YoY
38.9%
EPS (diluted)
$-0.26
$0.87

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
PRLD
PRLD
SFBC
SFBC
Q4 25
$9.5M
Q3 25
$6.5M
$9.8M
Q2 25
$10.4M
Q1 25
$9.2M
Q4 24
$9.4M
Q3 24
$3.0M
$9.1M
Q2 24
$8.6M
Q1 24
$8.6M
Net Profit
PRLD
PRLD
SFBC
SFBC
Q4 25
Q3 25
$-19.7M
$1.7M
Q2 25
$2.1M
Q1 25
$1.2M
Q4 24
Q3 24
$-32.3M
$1.2M
Q2 24
$795.0K
Q1 24
$770.0K
Operating Margin
PRLD
PRLD
SFBC
SFBC
Q4 25
27.1%
Q3 25
-314.1%
21.3%
Q2 25
24.5%
Q1 25
15.9%
Q4 24
24.6%
Q3 24
-1145.9%
15.6%
Q2 24
11.4%
Q1 24
10.9%
Net Margin
PRLD
PRLD
SFBC
SFBC
Q4 25
Q3 25
-303.5%
17.3%
Q2 25
19.8%
Q1 25
12.7%
Q4 24
Q3 24
-1075.7%
12.7%
Q2 24
9.2%
Q1 24
9.0%
EPS (diluted)
PRLD
PRLD
SFBC
SFBC
Q4 25
$0.87
Q3 25
$-0.26
$0.66
Q2 25
$0.79
Q1 25
$0.45
Q4 24
$0.74
Q3 24
$-0.43
$0.45
Q2 24
$0.31
Q1 24
$0.30

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
PRLD
PRLD
SFBC
SFBC
Cash + ST InvestmentsLiquidity on hand
$55.0M
$138.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$58.5M
$109.4M
Total Assets
$94.8M
$1.1B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
PRLD
PRLD
SFBC
SFBC
Q4 25
$138.5M
Q3 25
$55.0M
$101.2M
Q2 25
$102.5M
Q1 25
$131.5M
Q4 24
$43.6M
Q3 24
$153.6M
$148.9M
Q2 24
$135.1M
Q1 24
$138.0M
Stockholders' Equity
PRLD
PRLD
SFBC
SFBC
Q4 25
$109.4M
Q3 25
$58.5M
$107.5M
Q2 25
$106.0M
Q1 25
$104.4M
Q4 24
$103.7M
Q3 24
$156.4M
$102.2M
Q2 24
$101.3M
Q1 24
$101.0M
Total Assets
PRLD
PRLD
SFBC
SFBC
Q4 25
$1.1B
Q3 25
$94.8M
$1.1B
Q2 25
$1.1B
Q1 25
$1.1B
Q4 24
$993.6M
Q3 24
$197.2M
$1.1B
Q2 24
$1.1B
Q1 24
$1.1B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
PRLD
PRLD
SFBC
SFBC
Operating Cash FlowLast quarter
$-19.1M
$7.2M
Free Cash FlowOCF − Capex
$7.0M
FCF MarginFCF / Revenue
73.4%
Capex IntensityCapex / Revenue
0.0%
1.8%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$12.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
PRLD
PRLD
SFBC
SFBC
Q4 25
$7.2M
Q3 25
$-19.1M
$3.8M
Q2 25
$-494.0K
Q1 25
$1.9M
Q4 24
$2.9M
Q3 24
$-27.3M
$3.3M
Q2 24
$-4.0M
Q1 24
$3.5M
Free Cash Flow
PRLD
PRLD
SFBC
SFBC
Q4 25
$7.0M
Q3 25
$3.8M
Q2 25
$-518.0K
Q1 25
$1.8M
Q4 24
$2.9M
Q3 24
$-27.4M
$3.2M
Q2 24
$-5.6M
Q1 24
$1.9M
FCF Margin
PRLD
PRLD
SFBC
SFBC
Q4 25
73.4%
Q3 25
38.3%
Q2 25
-5.0%
Q1 25
19.8%
Q4 24
30.4%
Q3 24
-912.0%
35.5%
Q2 24
-65.4%
Q1 24
22.2%
Capex Intensity
PRLD
PRLD
SFBC
SFBC
Q4 25
1.8%
Q3 25
0.0%
0.4%
Q2 25
0.2%
Q1 25
0.4%
Q4 24
0.8%
Q3 24
2.1%
0.5%
Q2 24
18.7%
Q1 24
19.0%
Cash Conversion
PRLD
PRLD
SFBC
SFBC
Q4 25
Q3 25
2.24×
Q2 25
-0.24×
Q1 25
1.59×
Q4 24
Q3 24
2.84×
Q2 24
-5.05×
Q1 24
4.57×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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