vs

Side-by-side financial comparison of Perimeter Solutions, Inc. (PRM) and SOUTH PLAINS FINANCIAL, INC. (SPFI). Click either name above to swap in a different company.

Perimeter Solutions, Inc. is the larger business by last-quarter revenue ($102.8M vs $54.1M, roughly 1.9× SOUTH PLAINS FINANCIAL, INC.). SOUTH PLAINS FINANCIAL, INC. runs the higher net margin — 26.9% vs -136.5%, a 163.3% gap on every dollar of revenue. Over the past eight quarters, Perimeter Solutions, Inc.'s revenue compounded faster (31.9% CAGR vs 5.6%).

Perimeter 81 is an Israeli cloud and network security company that develops secure remote networks, based on the zero trust architecture, for organizations. Its technology replaces legacy security appliances like VPNs and firewalls.

Ally Financial Inc. is an American bank holding company incorporated in Delaware and headquartered at Ally Detroit Center in Detroit, Michigan. The company provides financial services including car finance, online banking via a direct bank, corporate lending, vehicle insurance, mortgage loans, and other related financing services such as installment sale and lease agreements.

PRM vs SPFI — Head-to-Head

Bigger by revenue
PRM
PRM
1.9× larger
PRM
$102.8M
$54.1M
SPFI
Higher net margin
SPFI
SPFI
163.3% more per $
SPFI
26.9%
-136.5%
PRM
Faster 2-yr revenue CAGR
PRM
PRM
Annualised
PRM
31.9%
5.6%
SPFI

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
PRM
PRM
SPFI
SPFI
Revenue
$102.8M
$54.1M
Net Profit
$-140.2M
$14.5M
Gross Margin
45.2%
Operating Margin
-160.7%
Net Margin
-136.5%
26.9%
Revenue YoY
19.2%
Net Profit YoY
-197.3%
18.3%
EPS (diluted)
$-0.89

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
PRM
PRM
SPFI
SPFI
Q1 26
$54.1M
Q4 25
$102.8M
$53.9M
Q3 25
$315.4M
$54.2M
Q2 25
$162.6M
$54.7M
Q1 25
$72.0M
$49.2M
Q4 24
$86.2M
$51.9M
Q3 24
$288.4M
$47.9M
Q2 24
$127.3M
$48.6M
Net Profit
PRM
PRM
SPFI
SPFI
Q1 26
$14.5M
Q4 25
$-140.2M
Q3 25
$-90.7M
$16.3M
Q2 25
$-32.2M
$14.6M
Q1 25
$56.7M
$12.3M
Q4 24
$144.2M
Q3 24
$-89.2M
$11.2M
Q2 24
$21.6M
$11.1M
Gross Margin
PRM
PRM
SPFI
SPFI
Q1 26
Q4 25
45.2%
Q3 25
63.1%
Q2 25
62.4%
Q1 25
39.1%
Q4 24
48.6%
Q3 24
62.8%
Q2 24
57.6%
Operating Margin
PRM
PRM
SPFI
SPFI
Q1 26
Q4 25
-160.7%
35.4%
Q3 25
-27.7%
38.1%
Q2 25
-16.1%
34.1%
Q1 25
31.9%
Q4 24
71.1%
39.9%
Q3 24
-12.2%
29.8%
Q2 24
35.4%
29.3%
Net Margin
PRM
PRM
SPFI
SPFI
Q1 26
26.9%
Q4 25
-136.5%
Q3 25
-28.7%
30.1%
Q2 25
-19.8%
26.7%
Q1 25
78.7%
25.0%
Q4 24
167.2%
Q3 24
-30.9%
23.4%
Q2 24
17.0%
22.9%
EPS (diluted)
PRM
PRM
SPFI
SPFI
Q1 26
Q4 25
$-0.89
$0.90
Q3 25
$-0.62
$0.96
Q2 25
$-0.22
$0.86
Q1 25
$0.36
$0.72
Q4 24
$1.00
$0.96
Q3 24
$-0.61
$0.66
Q2 24
$0.14
$0.66

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
PRM
PRM
SPFI
SPFI
Cash + ST InvestmentsLiquidity on hand
$325.9M
$722.0M
Total DebtLower is stronger
$669.1M
$3.0K
Stockholders' EquityBook value
$1.1B
$504.9M
Total Assets
$2.7B
$4.6B
Debt / EquityLower = less leverage
0.59×
0.00×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
PRM
PRM
SPFI
SPFI
Q1 26
$722.0M
Q4 25
$325.9M
$552.4M
Q3 25
$340.6M
$635.0M
Q2 25
$140.7M
$470.5M
Q1 25
$200.1M
$536.3M
Q4 24
$198.5M
$359.1M
Q3 24
$223.1M
$471.2M
Q2 24
$43.2M
$298.0M
Total Debt
PRM
PRM
SPFI
SPFI
Q1 26
$3.0K
Q4 25
$669.1M
Q3 25
$668.8M
Q2 25
$668.4M
Q1 25
$668.1M
Q4 24
$667.8M
Q3 24
$667.4M
Q2 24
$667.1M
Stockholders' Equity
PRM
PRM
SPFI
SPFI
Q1 26
$504.9M
Q4 25
$1.1B
$493.8M
Q3 25
$1.1B
$477.8M
Q2 25
$1.2B
$454.1M
Q1 25
$1.2B
$443.7M
Q4 24
$1.2B
$438.9M
Q3 24
$1.0B
$443.1M
Q2 24
$1.1B
$418.0M
Total Assets
PRM
PRM
SPFI
SPFI
Q1 26
$4.6B
Q4 25
$2.7B
$4.5B
Q3 25
$2.6B
$4.5B
Q2 25
$2.5B
$4.4B
Q1 25
$2.4B
$4.4B
Q4 24
$2.4B
$4.2B
Q3 24
$2.5B
$4.3B
Q2 24
$2.3B
$4.2B
Debt / Equity
PRM
PRM
SPFI
SPFI
Q1 26
0.00×
Q4 25
0.59×
Q3 25
0.60×
Q2 25
0.57×
Q1 25
0.55×
Q4 24
0.58×
Q3 24
0.67×
Q2 24
0.62×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
PRM
PRM
SPFI
SPFI
Operating Cash FlowLast quarter
$18.6M
Free Cash FlowOCF − Capex
$11.6M
FCF MarginFCF / Revenue
11.3%
Capex IntensityCapex / Revenue
6.8%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$208.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
PRM
PRM
SPFI
SPFI
Q1 26
Q4 25
$18.6M
$77.5M
Q3 25
$198.7M
$24.2M
Q2 25
$-2.9M
$14.7M
Q1 25
$23.7M
$26.1M
Q4 24
$-6.0M
$59.4M
Q3 24
$183.0M
$17.9M
Q2 24
$8.6M
$18.2M
Free Cash Flow
PRM
PRM
SPFI
SPFI
Q1 26
Q4 25
$11.6M
$71.8M
Q3 25
$193.6M
$22.5M
Q2 25
$-15.6M
$13.0M
Q1 25
$18.9M
$25.0M
Q4 24
$-12.4M
$56.0M
Q3 24
$179.1M
$17.1M
Q2 24
$5.0M
$17.1M
FCF Margin
PRM
PRM
SPFI
SPFI
Q1 26
Q4 25
11.3%
133.3%
Q3 25
61.4%
41.5%
Q2 25
-9.6%
23.8%
Q1 25
26.3%
50.8%
Q4 24
-14.4%
108.0%
Q3 24
62.1%
35.7%
Q2 24
3.9%
35.2%
Capex Intensity
PRM
PRM
SPFI
SPFI
Q1 26
Q4 25
6.8%
10.5%
Q3 25
1.6%
3.2%
Q2 25
7.8%
3.2%
Q1 25
6.7%
2.3%
Q4 24
7.5%
6.5%
Q3 24
1.3%
1.6%
Q2 24
2.9%
2.2%
Cash Conversion
PRM
PRM
SPFI
SPFI
Q1 26
Q4 25
Q3 25
1.48×
Q2 25
1.01×
Q1 25
0.42×
2.12×
Q4 24
-0.04×
Q3 24
1.59×
Q2 24
0.40×
1.63×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

PRM
PRM

Products$87.7M85%
Service And Other$14.8M14%

SPFI
SPFI

Net Interest Income$42.9M79%
Noninterest Income$11.3M21%

Related Comparisons