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Side-by-side financial comparison of PRICESMART INC (PSMT) and RENAISSANCERE HOLDINGS LTD (RNR). Click either name above to swap in a different company.
RENAISSANCERE HOLDINGS LTD is the larger business by last-quarter revenue ($2.2B vs $1.4B, roughly 1.6× PRICESMART INC). RENAISSANCERE HOLDINGS LTD runs the higher net margin — 23.5% vs 2.9%, a 20.6% gap on every dollar of revenue. On growth, PRICESMART INC posted the faster year-over-year revenue change (9.9% vs -36.8%). Over the past eight quarters, PRICESMART INC's revenue compounded faster (3.5% CAGR vs -11.9%).
PRICESMART INCPSMTEarnings & Financial Report
PriceSmart, Inc. is a United States based operator of membership warehouse clubs in Central America, the Caribbean, and South America. PriceSmart was founded by Sol and Robert Price, founders of Price Club; Robert Price is chairman of the board.
RenaissanceRe Holdings Ltd is a Bermudian provider of reinsurance, insurance and other related business services. The company operates in reinsurance, insurance and ventures.
PSMT vs RNR — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $1.4B | $2.2B |
| Net Profit | $40.2M | $515.8M |
| Gross Margin | 17.7% | — |
| Operating Margin | 4.6% | — |
| Net Margin | 2.9% | 23.5% |
| Revenue YoY | 9.9% | -36.8% |
| Net Profit YoY | 7.3% | 72.6% |
| EPS (diluted) | $1.29 | $6.57 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $2.2B | ||
| Q4 25 | $1.4B | $3.0B | ||
| Q3 25 | $1.3B | $3.2B | ||
| Q2 25 | $1.3B | $3.2B | ||
| Q1 25 | $1.4B | $3.5B | ||
| Q4 24 | $1.3B | $2.3B | ||
| Q3 24 | $1.2B | $4.0B | ||
| Q2 24 | $1.2B | $2.8B |
| Q1 26 | — | $515.8M | ||
| Q4 25 | $40.2M | $760.5M | ||
| Q3 25 | $31.5M | $916.5M | ||
| Q2 25 | $35.2M | $835.4M | ||
| Q1 25 | $43.8M | $170.0M | ||
| Q4 24 | $37.4M | $-189.7M | ||
| Q3 24 | $29.1M | $1.2B | ||
| Q2 24 | $32.5M | $503.9M |
| Q1 26 | — | — | ||
| Q4 25 | 17.7% | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | 17.1% | — | ||
| Q4 24 | 17.4% | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | — | — | ||
| Q4 25 | 4.6% | 42.5% | ||
| Q3 25 | 4.0% | 46.3% | ||
| Q2 25 | 4.3% | 41.8% | ||
| Q1 25 | 4.8% | -2.0% | ||
| Q4 24 | 4.6% | -3.6% | ||
| Q3 24 | 4.0% | 43.7% | ||
| Q2 24 | 4.1% | 25.0% |
| Q1 26 | — | 23.5% | ||
| Q4 25 | 2.9% | 25.6% | ||
| Q3 25 | 2.4% | 28.7% | ||
| Q2 25 | 2.7% | 26.1% | ||
| Q1 25 | 3.2% | 4.9% | ||
| Q4 24 | 3.0% | -8.3% | ||
| Q3 24 | 2.4% | 29.8% | ||
| Q2 24 | 2.6% | 17.8% |
| Q1 26 | — | $6.57 | ||
| Q4 25 | $1.29 | $16.16 | ||
| Q3 25 | $1.02 | $19.40 | ||
| Q2 25 | $1.14 | $17.20 | ||
| Q1 25 | $1.45 | $3.27 | ||
| Q4 24 | $1.21 | $-3.76 | ||
| Q3 24 | $0.94 | $22.62 | ||
| Q2 24 | $1.08 | $9.41 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $320.6M | $1.6B |
| Total DebtLower is stronger | $180.3M | — |
| Stockholders' EquityBook value | $1.3B | $4.3B |
| Total Assets | $2.4B | $53.7B |
| Debt / EquityLower = less leverage | 0.14× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $1.6B | ||
| Q4 25 | $320.6M | $1.7B | ||
| Q3 25 | $314.2M | $1.7B | ||
| Q2 25 | $262.4M | $1.4B | ||
| Q1 25 | $247.3M | $1.6B | ||
| Q4 24 | $222.2M | $1.7B | ||
| Q3 24 | $225.5M | $1.6B | ||
| Q2 24 | $228.2M | $1.6B |
| Q1 26 | — | — | ||
| Q4 25 | $180.3M | $2.3B | ||
| Q3 25 | $186.6M | $2.2B | ||
| Q2 25 | $103.1M | $2.3B | ||
| Q1 25 | $107.1M | $2.8B | ||
| Q4 24 | $115.6M | $1.9B | ||
| Q3 24 | $130.4M | $1.9B | ||
| Q2 24 | $135.1M | $2.0B |
| Q1 26 | — | $4.3B | ||
| Q4 25 | $1.3B | $11.6B | ||
| Q3 25 | $1.2B | $11.5B | ||
| Q2 25 | $1.2B | $10.8B | ||
| Q1 25 | $1.2B | $10.3B | ||
| Q4 24 | $1.2B | $10.6B | ||
| Q3 24 | $1.1B | $11.2B | ||
| Q2 24 | $1.1B | $10.2B |
| Q1 26 | — | $53.7B | ||
| Q4 25 | $2.4B | $53.8B | ||
| Q3 25 | $2.3B | $54.5B | ||
| Q2 25 | $2.1B | $54.7B | ||
| Q1 25 | $2.1B | $53.6B | ||
| Q4 24 | $2.1B | $50.7B | ||
| Q3 24 | $2.0B | $52.8B | ||
| Q2 24 | $2.0B | $51.6B |
| Q1 26 | — | — | ||
| Q4 25 | 0.14× | 0.20× | ||
| Q3 25 | 0.15× | 0.19× | ||
| Q2 25 | 0.08× | 0.21× | ||
| Q1 25 | 0.09× | 0.27× | ||
| Q4 24 | 0.10× | 0.18× | ||
| Q3 24 | 0.12× | 0.17× | ||
| Q2 24 | 0.12× | 0.19× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $71.2M | — |
| Free Cash FlowOCF − Capex | $32.6M | — |
| FCF MarginFCF / Revenue | 2.4% | — |
| Capex IntensityCapex / Revenue | 2.8% | — |
| Cash ConversionOCF / Net Profit | 1.77× | — |
| TTM Free Cash FlowTrailing 4 quarters | $125.5M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $71.2M | $483.0M | ||
| Q3 25 | $82.1M | $1.6B | ||
| Q2 25 | $52.8M | $1.5B | ||
| Q1 25 | $87.9M | $157.8M | ||
| Q4 24 | $38.5M | $778.9M | ||
| Q3 24 | $41.8M | $1.5B | ||
| Q2 24 | $38.1M | $1.2B |
| Q1 26 | — | — | ||
| Q4 25 | $32.6M | — | ||
| Q3 25 | $25.6M | — | ||
| Q2 25 | $14.0M | — | ||
| Q1 25 | $53.2M | — | ||
| Q4 24 | $10.3M | — | ||
| Q3 24 | $15.2M | — | ||
| Q2 24 | $-308.0K | — |
| Q1 26 | — | — | ||
| Q4 25 | 2.4% | — | ||
| Q3 25 | 1.9% | — | ||
| Q2 25 | 1.1% | — | ||
| Q1 25 | 3.9% | — | ||
| Q4 24 | 0.8% | — | ||
| Q3 24 | 1.2% | — | ||
| Q2 24 | -0.0% | — |
| Q1 26 | — | — | ||
| Q4 25 | 2.8% | — | ||
| Q3 25 | 4.2% | — | ||
| Q2 25 | 2.9% | — | ||
| Q1 25 | 2.5% | — | ||
| Q4 24 | 2.2% | — | ||
| Q3 24 | 2.2% | — | ||
| Q2 24 | 3.1% | — |
| Q1 26 | — | — | ||
| Q4 25 | 1.77× | 0.64× | ||
| Q3 25 | 2.60× | 1.73× | ||
| Q2 25 | 1.50× | 1.76× | ||
| Q1 25 | 2.01× | 0.93× | ||
| Q4 24 | 1.03× | — | ||
| Q3 24 | 1.44× | 1.26× | ||
| Q2 24 | 1.17× | 2.41× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
PSMT
| Fresh Foods | $454.9M | 33% |
| Caribbean Operations Segment | $396.5M | 29% |
| Colombia Operations Segment | $204.1M | 15% |
| Hardlines | $162.6M | 12% |
| Softlines | $99.8M | 7% |
| ship Income Member | $24.5M | 2% |
| Health Services | $14.5M | 1% |
| Other Revenue And Income | $4.2M | 0% |
| United States Operations Segment | $510.0K | 0% |
| Export Sales | $359.0K | 0% |
RNR
Segment breakdown not available.
