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Side-by-side financial comparison of PRICESMART INC (PSMT) and Toast, Inc. (TOST). Click either name above to swap in a different company.
Toast, Inc. is the larger business by last-quarter revenue ($1.6B vs $1.4B, roughly 1.2× PRICESMART INC). Toast, Inc. runs the higher net margin — 6.2% vs 2.9%, a 3.3% gap on every dollar of revenue. On growth, Toast, Inc. posted the faster year-over-year revenue change (22.0% vs 9.9%). Toast, Inc. produced more free cash flow last quarter ($178.0M vs $32.6M). Over the past eight quarters, Toast, Inc.'s revenue compounded faster (23.3% CAGR vs 3.5%).
PRICESMART INCPSMTEarnings & Financial Report
PriceSmart, Inc. is a United States based operator of membership warehouse clubs in Central America, the Caribbean, and South America. PriceSmart was founded by Sol and Robert Price, founders of Price Club; Robert Price is chairman of the board.
Toast, Inc. is an American cloud-based restaurant management software company based in Boston, Massachusetts. The company provides an all-in-one point of sale (POS) system built on the Android operating system.
PSMT vs TOST — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $1.4B | $1.6B |
| Net Profit | $40.2M | $101.0M |
| Gross Margin | 17.7% | 25.9% |
| Operating Margin | 4.6% | 5.2% |
| Net Margin | 2.9% | 6.2% |
| Revenue YoY | 9.9% | 22.0% |
| Net Profit YoY | 7.3% | 215.6% |
| EPS (diluted) | $1.29 | $0.18 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $1.4B | $1.6B | ||
| Q3 25 | $1.3B | $1.6B | ||
| Q2 25 | $1.3B | $1.6B | ||
| Q1 25 | $1.4B | $1.3B | ||
| Q4 24 | $1.3B | $1.3B | ||
| Q3 24 | $1.2B | $1.3B | ||
| Q2 24 | $1.2B | $1.2B | ||
| Q1 24 | $1.3B | $1.1B |
| Q4 25 | $40.2M | $101.0M | ||
| Q3 25 | $31.5M | $105.0M | ||
| Q2 25 | $35.2M | $80.0M | ||
| Q1 25 | $43.8M | $56.0M | ||
| Q4 24 | $37.4M | $32.0M | ||
| Q3 24 | $29.1M | $56.0M | ||
| Q2 24 | $32.5M | $14.0M | ||
| Q1 24 | $39.3M | $-83.0M |
| Q4 25 | 17.7% | 25.9% | ||
| Q3 25 | — | 26.5% | ||
| Q2 25 | — | 25.3% | ||
| Q1 25 | 17.1% | 25.9% | ||
| Q4 24 | 17.4% | 24.9% | ||
| Q3 24 | — | 24.7% | ||
| Q2 24 | — | 23.0% | ||
| Q1 24 | — | 23.2% |
| Q4 25 | 4.6% | 5.2% | ||
| Q3 25 | 4.0% | 5.1% | ||
| Q2 25 | 4.3% | 5.2% | ||
| Q1 25 | 4.8% | 3.2% | ||
| Q4 24 | 4.6% | 2.5% | ||
| Q3 24 | 4.0% | 2.6% | ||
| Q2 24 | 4.1% | 0.4% | ||
| Q1 24 | 4.9% | -5.2% |
| Q4 25 | 2.9% | 6.2% | ||
| Q3 25 | 2.4% | 6.4% | ||
| Q2 25 | 2.7% | 5.2% | ||
| Q1 25 | 3.2% | 4.2% | ||
| Q4 24 | 3.0% | 2.4% | ||
| Q3 24 | 2.4% | 4.3% | ||
| Q2 24 | 2.6% | 1.1% | ||
| Q1 24 | 3.0% | -7.7% |
| Q4 25 | $1.29 | $0.18 | ||
| Q3 25 | $1.02 | $0.16 | ||
| Q2 25 | $1.14 | $0.13 | ||
| Q1 25 | $1.45 | $0.09 | ||
| Q4 24 | $1.21 | $0.09 | ||
| Q3 24 | $0.94 | $0.07 | ||
| Q2 24 | $1.08 | $0.02 | ||
| Q1 24 | $1.31 | $-0.15 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $320.6M | $1.4B |
| Total DebtLower is stronger | $180.3M | — |
| Stockholders' EquityBook value | $1.3B | $2.1B |
| Total Assets | $2.4B | $3.1B |
| Debt / EquityLower = less leverage | 0.14× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $320.6M | $1.4B | ||
| Q3 25 | $314.2M | $1.4B | ||
| Q2 25 | $262.4M | $1.2B | ||
| Q1 25 | $247.3M | $1.0B | ||
| Q4 24 | $222.2M | $903.0M | ||
| Q3 24 | $225.5M | $761.0M | ||
| Q2 24 | $228.2M | $691.0M | ||
| Q1 24 | $264.2M | $578.0M |
| Q4 25 | $180.3M | — | ||
| Q3 25 | $186.6M | — | ||
| Q2 25 | $103.1M | — | ||
| Q1 25 | $107.1M | — | ||
| Q4 24 | $115.6M | — | ||
| Q3 24 | $130.4M | — | ||
| Q2 24 | $135.1M | — | ||
| Q1 24 | $140.0M | — |
| Q4 25 | $1.3B | $2.1B | ||
| Q3 25 | $1.2B | $2.0B | ||
| Q2 25 | $1.2B | $1.8B | ||
| Q1 25 | $1.2B | $1.7B | ||
| Q4 24 | $1.2B | $1.5B | ||
| Q3 24 | $1.1B | $1.4B | ||
| Q2 24 | $1.1B | $1.3B | ||
| Q1 24 | $1.1B | $1.2B |
| Q4 25 | $2.4B | $3.1B | ||
| Q3 25 | $2.3B | $3.0B | ||
| Q2 25 | $2.1B | $2.8B | ||
| Q1 25 | $2.1B | $2.6B | ||
| Q4 24 | $2.1B | $2.4B | ||
| Q3 24 | $2.0B | $2.2B | ||
| Q2 24 | $2.0B | $2.2B | ||
| Q1 24 | $2.0B | $2.1B |
| Q4 25 | 0.14× | — | ||
| Q3 25 | 0.15× | — | ||
| Q2 25 | 0.08× | — | ||
| Q1 25 | 0.09× | — | ||
| Q4 24 | 0.10× | — | ||
| Q3 24 | 0.12× | — | ||
| Q2 24 | 0.12× | — | ||
| Q1 24 | 0.13× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $71.2M | $194.0M |
| Free Cash FlowOCF − Capex | $32.6M | $178.0M |
| FCF MarginFCF / Revenue | 2.4% | 10.9% |
| Capex IntensityCapex / Revenue | 2.8% | 1.0% |
| Cash ConversionOCF / Net Profit | 1.77× | 1.92× |
| TTM Free Cash FlowTrailing 4 quarters | $125.5M | $608.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $71.2M | $194.0M | ||
| Q3 25 | $82.1M | $165.0M | ||
| Q2 25 | $52.8M | $223.0M | ||
| Q1 25 | $87.9M | $79.0M | ||
| Q4 24 | $38.5M | $147.0M | ||
| Q3 24 | $41.8M | $109.0M | ||
| Q2 24 | $38.1M | $124.0M | ||
| Q1 24 | $86.6M | $-20.0M |
| Q4 25 | $32.6M | $178.0M | ||
| Q3 25 | $25.6M | $153.0M | ||
| Q2 25 | $14.0M | $208.0M | ||
| Q1 25 | $53.2M | $69.0M | ||
| Q4 24 | $10.3M | $134.0M | ||
| Q3 24 | $15.2M | $97.0M | ||
| Q2 24 | $-308.0K | $108.0M | ||
| Q1 24 | $16.4M | $-33.0M |
| Q4 25 | 2.4% | 10.9% | ||
| Q3 25 | 1.9% | 9.4% | ||
| Q2 25 | 1.1% | 13.4% | ||
| Q1 25 | 3.9% | 5.2% | ||
| Q4 24 | 0.8% | 10.0% | ||
| Q3 24 | 1.2% | 7.4% | ||
| Q2 24 | -0.0% | 8.7% | ||
| Q1 24 | 1.3% | -3.1% |
| Q4 25 | 2.8% | 1.0% | ||
| Q3 25 | 4.2% | 0.7% | ||
| Q2 25 | 2.9% | 1.0% | ||
| Q1 25 | 2.5% | 0.7% | ||
| Q4 24 | 2.2% | 1.0% | ||
| Q3 24 | 2.2% | 0.9% | ||
| Q2 24 | 3.1% | 1.3% | ||
| Q1 24 | 5.4% | 1.2% |
| Q4 25 | 1.77× | 1.92× | ||
| Q3 25 | 2.60× | 1.57× | ||
| Q2 25 | 1.50× | 2.79× | ||
| Q1 25 | 2.01× | 1.41× | ||
| Q4 24 | 1.03× | 4.59× | ||
| Q3 24 | 1.44× | 1.95× | ||
| Q2 24 | 1.17× | 8.86× | ||
| Q1 24 | 2.20× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
PSMT
| Fresh Foods | $454.9M | 33% |
| Caribbean Operations Segment | $396.5M | 29% |
| Colombia Operations Segment | $204.1M | 15% |
| Hardlines | $162.6M | 12% |
| Softlines | $99.8M | 7% |
| ship Income Member | $24.5M | 2% |
| Health Services | $14.5M | 1% |
| Other Revenue And Income | $4.2M | 0% |
| United States Operations Segment | $510.0K | 0% |
| Export Sales | $359.0K | 0% |
TOST
| Technology Service | $1.3B | 82% |
| License | $256.0M | 16% |
| Product And Professional Services | $43.0M | 3% |
