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Side-by-side financial comparison of PELOTON INTERACTIVE, INC. (PTON) and UPBOUND GROUP, INC. (UPBD). Click either name above to swap in a different company.
UPBOUND GROUP, INC. is the larger business by last-quarter revenue ($1.2B vs $656.5M, roughly 1.8× PELOTON INTERACTIVE, INC.). UPBOUND GROUP, INC. runs the higher net margin — 1.7% vs -5.9%, a 7.6% gap on every dollar of revenue. On growth, UPBOUND GROUP, INC. posted the faster year-over-year revenue change (10.9% vs -2.6%). PELOTON INTERACTIVE, INC. produced more free cash flow last quarter ($71.0M vs $24.0M).
Peloton Interactive, Inc. is an American exercise equipment and media company based in New York City. The company's products include stationary bicycles, treadmills, and indoor rowers equipped with Internet-connected touch screens that stream live and on-demand fitness classes through a subscription service. The equipment includes built-in sensors that track metrics such as power output, providing users with real-time feedback on their performance and leaderboard rankings to compete with othe...
Upbound Group, Inc. is a leading US provider of flexible lease-to-own solutions for consumer goods. It offers furniture, consumer electronics, home appliances, and accessories, catering to customers seeking accessible payment alternatives to traditional retail financing.
PTON vs UPBD — Head-to-Head
Income Statement — Q2 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $656.5M | $1.2B |
| Net Profit | $-38.8M | $19.7M |
| Gross Margin | 50.5% | 49.0% |
| Operating Margin | -2.2% | 4.8% |
| Net Margin | -5.9% | 1.7% |
| Revenue YoY | -2.6% | 10.9% |
| Net Profit YoY | 57.8% | -36.3% |
| EPS (diluted) | $-0.09 | $0.35 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $656.5M | $1.2B | ||
| Q3 25 | $550.8M | $1.2B | ||
| Q2 25 | — | $1.2B | ||
| Q1 25 | — | $1.2B | ||
| Q4 24 | — | $1.1B | ||
| Q3 24 | — | $1.1B | ||
| Q2 24 | — | $1.1B | ||
| Q1 24 | — | $1.1B |
| Q4 25 | $-38.8M | $19.7M | ||
| Q3 25 | $13.9M | $13.2M | ||
| Q2 25 | — | $15.5M | ||
| Q1 25 | — | $24.8M | ||
| Q4 24 | — | $31.0M | ||
| Q3 24 | — | $30.9M | ||
| Q2 24 | — | $33.9M | ||
| Q1 24 | — | $27.7M |
| Q4 25 | 50.5% | 49.0% | ||
| Q3 25 | 51.5% | 48.3% | ||
| Q2 25 | — | 49.4% | ||
| Q1 25 | — | 46.8% | ||
| Q4 24 | — | 47.1% | ||
| Q3 24 | — | 47.8% | ||
| Q2 24 | — | 49.4% | ||
| Q1 24 | — | 48.3% |
| Q4 25 | -2.2% | 4.8% | ||
| Q3 25 | 7.5% | 4.5% | ||
| Q2 25 | — | 4.4% | ||
| Q1 25 | — | 5.3% | ||
| Q4 24 | — | 7.3% | ||
| Q3 24 | — | 6.6% | ||
| Q2 24 | — | 7.5% | ||
| Q1 24 | — | 5.6% |
| Q4 25 | -5.9% | 1.7% | ||
| Q3 25 | 2.5% | 1.1% | ||
| Q2 25 | — | 1.3% | ||
| Q1 25 | — | 2.1% | ||
| Q4 24 | — | 2.9% | ||
| Q3 24 | — | 2.9% | ||
| Q2 24 | — | 3.2% | ||
| Q1 24 | — | 2.5% |
| Q4 25 | $-0.09 | $0.35 | ||
| Q3 25 | $0.03 | $0.22 | ||
| Q2 25 | — | $0.26 | ||
| Q1 25 | — | $0.42 | ||
| Q4 24 | — | $0.55 | ||
| Q3 24 | — | $0.55 | ||
| Q2 24 | — | $0.61 | ||
| Q1 24 | — | $0.50 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.2B | $120.5M |
| Total DebtLower is stronger | $1.5B | — |
| Stockholders' EquityBook value | $-326.7M | $695.7M |
| Total Assets | $2.2B | $3.3B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.2B | $120.5M | ||
| Q3 25 | $1.1B | $107.0M | ||
| Q2 25 | — | $106.8M | ||
| Q1 25 | — | $107.3M | ||
| Q4 24 | — | $60.9M | ||
| Q3 24 | — | $85.1M | ||
| Q2 24 | — | $82.5M | ||
| Q1 24 | — | $84.8M |
| Q4 25 | $1.5B | — | ||
| Q3 25 | $1.5B | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $-326.7M | $695.7M | ||
| Q3 25 | $-347.0M | $687.3M | ||
| Q2 25 | — | $685.5M | ||
| Q1 25 | — | $679.2M | ||
| Q4 24 | — | $629.0M | ||
| Q3 24 | — | $611.8M | ||
| Q2 24 | — | $596.3M | ||
| Q1 24 | — | $578.3M |
| Q4 25 | $2.2B | $3.3B | ||
| Q3 25 | $2.2B | $3.2B | ||
| Q2 25 | — | $3.1B | ||
| Q1 25 | — | $3.0B | ||
| Q4 24 | — | $2.6B | ||
| Q3 24 | — | $2.6B | ||
| Q2 24 | — | $2.6B | ||
| Q1 24 | — | $2.6B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $71.9M | $41.6M |
| Free Cash FlowOCF − Capex | $71.0M | $24.0M |
| FCF MarginFCF / Revenue | 10.8% | 2.0% |
| Capex IntensityCapex / Revenue | 0.1% | 1.5% |
| Cash ConversionOCF / Net Profit | — | 2.11× |
| TTM Free Cash FlowTrailing 4 quarters | — | $238.7M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $71.9M | $41.6M | ||
| Q3 25 | $71.9M | $118.4M | ||
| Q2 25 | — | $7.8M | ||
| Q1 25 | — | $137.7M | ||
| Q4 24 | — | $-61.9M | ||
| Q3 24 | — | $106.2M | ||
| Q2 24 | — | $15.0M | ||
| Q1 24 | — | $45.4M |
| Q4 25 | $71.0M | $24.0M | ||
| Q3 25 | $67.4M | $97.9M | ||
| Q2 25 | — | $-10.4M | ||
| Q1 25 | — | $127.2M | ||
| Q4 24 | — | $-74.0M | ||
| Q3 24 | — | $88.3M | ||
| Q2 24 | — | $613.0K | ||
| Q1 24 | — | $33.6M |
| Q4 25 | 10.8% | 2.0% | ||
| Q3 25 | 12.2% | 8.4% | ||
| Q2 25 | — | -0.9% | ||
| Q1 25 | — | 10.8% | ||
| Q4 24 | — | -6.9% | ||
| Q3 24 | — | 8.3% | ||
| Q2 24 | — | 0.1% | ||
| Q1 24 | — | 3.1% |
| Q4 25 | 0.1% | 1.5% | ||
| Q3 25 | 0.8% | 1.8% | ||
| Q2 25 | — | 1.6% | ||
| Q1 25 | — | 0.9% | ||
| Q4 24 | — | 1.1% | ||
| Q3 24 | — | 1.7% | ||
| Q2 24 | — | 1.3% | ||
| Q1 24 | — | 1.1% |
| Q4 25 | — | 2.11× | ||
| Q3 25 | 5.17× | 8.96× | ||
| Q2 25 | — | 0.50× | ||
| Q1 25 | — | 5.56× | ||
| Q4 24 | — | -2.00× | ||
| Q3 24 | — | 3.44× | ||
| Q2 24 | — | 0.44× | ||
| Q1 24 | — | 1.64× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
PTON
| Subscription And Circulation | $412.6M | 63% |
| Connected Fitness Products Segment | $243.9M | 37% |
| Product Warranty | $4.0M | 1% |
UPBD
Segment breakdown not available.
