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Side-by-side financial comparison of Qfin Holdings, Inc. (QFIN) and Solstice Advanced Materials Inc. (SOLS). Click either name above to swap in a different company.

Solstice Advanced Materials Inc. is the larger business by last-quarter revenue ($991.0M vs $731.2M, roughly 1.4× Qfin Holdings, Inc.). Qfin Holdings, Inc. runs the higher net margin — 27.5% vs 8.6%, a 18.9% gap on every dollar of revenue.

Qfin Holdings Inc. is a leading China-based fintech enterprise that mainly provides intelligent credit solutions, risk management technology support, and digital financial service tools. It collaborates with licensed financial institutions to serve individual consumers and micro, small and medium-sized enterprises across China, using big data and artificial intelligence to boost financial inclusion and operational efficiency.

Solstice Advanced Materials Inc. is a specialty advanced materials provider that develops, produces and distributes high-performance functional materials for renewable energy systems, consumer electronics, industrial manufacturing and advanced automotive sectors. The company focuses on material solutions that boost product durability, energy efficiency and operational performance for its global clients.

QFIN vs SOLS — Head-to-Head

Bigger by revenue
SOLS
SOLS
1.4× larger
SOLS
$991.0M
$731.2M
QFIN
Higher net margin
QFIN
QFIN
18.9% more per $
QFIN
27.5%
8.6%
SOLS

Income Statement — Q3 FY2025 vs Q1 FY2026

Metric
QFIN
QFIN
SOLS
SOLS
Revenue
$731.2M
$991.0M
Net Profit
$201.2M
$85.0M
Gross Margin
Operating Margin
32.7%
Net Margin
27.5%
8.6%
Revenue YoY
10.0%
Net Profit YoY
-36.6%
EPS (diluted)
$0.53

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
QFIN
QFIN
SOLS
SOLS
Q1 26
$991.0M
Q3 25
$731.2M
$969.0M
Q2 25
$728.1M
Q1 25
$646.4M
Q3 24
$622.7M
$907.0M
Q2 24
$572.4M
Q1 24
$575.2M
Q3 23
$586.8M
Net Profit
QFIN
QFIN
SOLS
SOLS
Q1 26
$85.0M
Q3 25
$201.2M
$-35.0M
Q2 25
$241.6M
Q1 25
$247.6M
Q3 24
$256.3M
$152.0M
Q2 24
$189.4M
Q1 24
$160.7M
Q3 23
$155.9M
Gross Margin
QFIN
QFIN
SOLS
SOLS
Q1 26
Q3 25
32.0%
Q2 25
Q1 25
Q3 24
36.6%
Q2 24
Q1 24
Q3 23
Operating Margin
QFIN
QFIN
SOLS
SOLS
Q1 26
Q3 25
32.7%
17.9%
Q2 25
41.0%
Q1 25
42.1%
Q3 24
52.4%
21.7%
Q2 24
47.7%
Q1 24
32.8%
Q3 23
32.4%
Net Margin
QFIN
QFIN
SOLS
SOLS
Q1 26
8.6%
Q3 25
27.5%
-3.6%
Q2 25
33.2%
Q1 25
38.3%
Q3 24
41.2%
16.8%
Q2 24
33.1%
Q1 24
27.9%
Q3 23
26.6%
EPS (diluted)
QFIN
QFIN
SOLS
SOLS
Q1 26
$0.53
Q3 25
Q2 25
Q1 25
Q3 24
Q2 24
Q1 24
Q3 23

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
QFIN
QFIN
SOLS
SOLS
Cash + ST InvestmentsLiquidity on hand
$6.5B
$642.0M
Total DebtLower is stronger
$2.0B
Stockholders' EquityBook value
$24.3B
$1.5B
Total Assets
$61.4B
$5.7B
Debt / EquityLower = less leverage
1.34×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
QFIN
QFIN
SOLS
SOLS
Q1 26
$642.0M
Q3 25
$6.5B
$417.0M
Q2 25
$5.3B
Q1 25
$8.6B
Q3 24
$4.3B
Q2 24
$6.3B
Q1 24
$5.3B
Q3 23
$4.9B
Total Debt
QFIN
QFIN
SOLS
SOLS
Q1 26
$2.0B
Q3 25
Q2 25
Q1 25
Q3 24
Q2 24
Q1 24
Q3 23
Stockholders' Equity
QFIN
QFIN
SOLS
SOLS
Q1 26
$1.5B
Q3 25
$24.3B
$3.2B
Q2 25
$24.1B
Q1 25
$23.1B
Q3 24
$22.9B
$3.2B
Q2 24
$22.6B
Q1 24
$22.1B
Q3 23
$21.1B
Total Assets
QFIN
QFIN
SOLS
SOLS
Q1 26
$5.7B
Q3 25
$61.4B
$5.2B
Q2 25
$59.8B
Q1 25
$55.6B
Q3 24
$47.0B
Q2 24
$47.0B
Q1 24
$47.4B
Q3 23
$46.0B
Debt / Equity
QFIN
QFIN
SOLS
SOLS
Q1 26
1.34×
Q3 25
Q2 25
Q1 25
Q3 24
Q2 24
Q1 24
Q3 23

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
QFIN
QFIN
SOLS
SOLS
Operating Cash FlowLast quarter
$351.4M
$199.0M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
7.6%
Cash ConversionOCF / Net Profit
1.75×
2.34×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
QFIN
QFIN
SOLS
SOLS
Q1 26
$199.0M
Q3 25
$351.4M
$289.0M
Q2 25
$366.0M
Q1 25
$386.6M
Q3 24
$338.0M
Q2 24
$269.9M
Q1 24
$271.2M
Q3 23
$170.5M
Free Cash Flow
QFIN
QFIN
SOLS
SOLS
Q1 26
Q3 25
$41.0M
Q2 25
Q1 25
Q3 24
Q2 24
Q1 24
Q3 23
FCF Margin
QFIN
QFIN
SOLS
SOLS
Q1 26
Q3 25
4.2%
Q2 25
Q1 25
Q3 24
Q2 24
Q1 24
Q3 23
Capex Intensity
QFIN
QFIN
SOLS
SOLS
Q1 26
7.6%
Q3 25
25.6%
Q2 25
Q1 25
Q3 24
Q2 24
Q1 24
Q3 23
Cash Conversion
QFIN
QFIN
SOLS
SOLS
Q1 26
2.34×
Q3 25
1.75×
Q2 25
1.52×
Q1 25
1.56×
Q3 24
1.32×
Q2 24
1.43×
Q1 24
1.69×
Q3 23
1.09×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

QFIN
QFIN

Segment breakdown not available.

SOLS
SOLS

Product sales$915.0M92%
Service sales$77.0M8%

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